Somervell County, Texas: commercial real estate data.
Somervell County, Texas has a population of 9,691 across 186 square miles, up 9.7 percent since the 2020 census base. County output reached $1.72 bn in 2024, 252 establishments operate here, and the SBA record carries 13 7(a) approvals worth $18.6 m.
121 sourced county values · tier FULL · 12 sections
Somervell County
How many people live in Somervell County
- Population9,691
- Households3,713
- Average household size2.61
- Median household income$79,825
- Median age44.5
- Median gross rent$773 per month
- Median owner-occupied home value$289,500
- Home value to household income3.6 times
- Annual rent as a share of median income11.6 percent
- Adults 25 and over with a bachelor degree or higher29.3 percent
- Adults 25 and over with a graduate degree6.6 percent
- Adults 25 and over6,925
- Population under 182,082
- Share under 1821.5 percent
- Population 65 and over1,946
- Share 65 and over20.1 percent
- Working age population, 18 to 645,663
- Civilian labor force4,987
- Unemployment rate3.2 percent
- Labor force participation, adults 18 and over65.5 percent
- Rank by population among Texas counties168th of 254
- Rank by population among US county-equivalents2511th
Somervell County is the 168th largest of 254 Texas counties by population. A median home costs 3.6 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 21.5 percent against 20.1 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Somervell County
Is Somervell County growing
- Population change since the 2020 census base9.70 percent
- Census 2020 base population9,205
- Births, 202482
- Deaths, 202494
- Natural change, 2024-12
- Net domestic migration, 2024195
- Net international migration, 202435
- Total net migration, 2024230
- Cumulative net domestic migration, 2021 to 2024914
- Rank by growth among US county-equivalents158th
The county has grown 9.70 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Somervell County
Where people moving to Somervell County come from
- Tax returns filed by households arriving351
- People arriving, from those returns766
- Adjusted gross income arriving$34.5 m
- Net adjusted gross income movement$0
- Average income of an arriving household$98,393
- Largest single originSomervell County Non-migrants (3,177 households)
- Largest single destination (3,177 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Somervell County Non-migrants | 3,177 | 7,237 | $318.3 m |
| Other flows - Same State | 138 | 313 | $14.7 m |
| Hood County | 63 | 124 | $3.5 m |
| Tarrant County | 60 | 133 | $8.5 m |
| Other flows - Different State | 56 | 115 | $3.6 m |
| Johnson County | 34 | 81 | $4.2 m |
| Other flows - West | 33 | 70 | $2.1 m |
| Other flows - South | 23 | 45 | $1.5 m |
The largest single source of arrivals is Somervell County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Somervell County
What the Somervell County economy runs on
- County GDP, 2024$1.72 bn
- County GDP, 2023$1.75 bn
- GDP change, 2023 to 2024-1.7 percent
- GDP change over five years36.9 percent
- Rank by GDP among Texas counties118th
- Rank by GDP among US county-equivalents1409th
- GDP per resident$177,306
Output grew -1.7 percent in the latest year and 36.9 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Somervell County
Who employs people in Somervell County
- Covered employment, annual average3,974
- Establishments reporting266
- Average annual pay$75,994
- Average weekly wage$1,461
- Sector 72, employment642
- Sector 72, average annual pay$25,977
- Sector 23, employment347
- Sector 23, average annual pay$89,148
- Sector 62, employment298
- Sector 62, average annual pay$52,336
- Sector 44-45, employment240
- Sector 44-45, average annual pay$26,429
- Sector 81, employment166
- Sector 61, employment132
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 72 | 642 | 44 | $25,977 |
| Sector 23 | 347 | 31 | $89,148 |
| Sector 62 | 298 | 14 | $52,336 |
| Sector 44-45 | 240 | 29 | $26,429 |
| Sector 81 | 166 | 18 | $50,537 |
| Sector 61 | 132 | 3 | $38,412 |
| Sector 21 | 115 | 6 | $95,335 |
| Sector 71 | 108 | 6 | $14,568 |
The largest sector is the biggest private employer group at 642 jobs, 16.2 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Somervell County
What businesses operate in Somervell County
- Establishments, all industries252
- Employment at those establishments3,472
- Annual payroll$237.8 m
- Establishments per 1,000 residents26.0
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Somervell County
What is being built in Somervell County
- Housing units authorised by permit, 202439
- Declared construction value permitted$7.9 m
- Single family units authorised27
- Multifamily units authorised12
- Multifamily share of units30.8 percent
- Average declared value per unit$202,828
- Units authorised per 1,000 households10.5
Multifamily is 30.8 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Somervell County
How much SBA lending happens in Somervell County
- 7(a) approvals recorded13
- 7(a) gross approval dollars$18.6 m
- Average 7(a) approval$1,433,346
- Median 7(a) approval$1,250,000
- 10th percentile approval$350,000
- 90th percentile approval$3,040,000
- Largest single approval$3,760,000
- Jobs reported supported, 7(a)158
- Jobs per approval12.2
- Distinct 7(a) lenders active10
- Distinct industries receiving approvals8
- Median 7(a) term300 months
- Share of loans on real estate terms, 240 months or longer61.5 percent
- Loans on real estate terms8
- Loans on working capital terms, 120 months or shorter5
- Franchise loans6
- Franchise share of approvals46.2 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (5)
- Most active lenderMetro City Bank (2)
- 504 approvals recorded2
- 504 gross approval dollars$580,000
- Average 504 approval$290,000
- Median 504 approval$306,000
- Distinct CDCs active1
- 504 jobs per approval2.0
- 504 jobs per million dollars approved6.9
- Most active CDCCapital Certified Development Corporation (2)
- 7(a) share of SBA approvals86.7 percent
- Combined SBA approval dollars$19.2 m
The average approval of $1,433,346 sits close to the median of $1,250,000, so lending here is fairly evenly sized rather than driven by a few large deals. 61.5 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Somervell County
Do SBA loans in Somervell County get paid back
- Loans with a final outcome recorded3
- Paid in full3
- Charged off0
- Status: Paid in full3
- Status: Cancelled2
- Status: Exempt from disclosure8
Too few loans have reached a final outcome to publish a charge off rate. only 3 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Somervell County
Which parts of Somervell County get the lending
- Places in the county with recorded lending2
- GLEN ROSE, approvals12
- WALNUT SPRINGS, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| GLEN ROSE | 12 | $16,732,500 |
| WALNUT SPRINGS | 1 | $1,901,000 |
GLEN ROSE accounts for 12 approvals against 1 in WALNUT SPRINGS. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Somervell County
How big is Somervell County
- Land area186 sq mi
- Rank by land area among Texas counties253rd of 254
- Width, east to west19.3 mi
- Height, north to south16 mi
- Geographies sharing a boundary4
- Residents per square mile of land52
- Establishments per square mile1.35
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Somervell County
What hazards affect Somervell County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book2
- Of those, participating in the NFIP2
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Somervell County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Somervell County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population9,691
- Households3,713
- Average household size2.61
- Median household income$79,825
- Median age44.5
Common questions
Somervell County questions, answered from the record.
How many people live in Somervell County, Texas?
9,691, in 3,713 households, ranking 168th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Somervell County growing?
The population has grown 9.70 percent since the 2020 census base. In 2024 there were 82 births against 94 deaths, with net migration of 230. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Somervell County?
$79,825. The median owner-occupied home is valued at $289,500, which is 3.6 times income, and median gross rent is $773 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Somervell County?
252 establishments, employing 3,472 people with an annual payroll of $237.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Somervell County?
Average annual pay is $75,994, or $1,461 a week, across 3,974 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Somervell County?
13 7(a) approvals totalling $18.6 m since FY2020, across 10 lenders, with a median approval of $1,250,000, plus 2 504 approvals worth $580,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Somervell County?
39 housing units were authorised by permit in 2024, with a declared construction value of $7.9 m. Multifamily was 30.8 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Somervell County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Somervell County come from?
The largest single origin is Somervell County Non-migrants, with 3,177 households. Arriving households report an average income of $98,393 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Somervell County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Somervell County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.