Upton County, Texas: commercial real estate data.
Upton County, Texas has a population of 3,191 across 1,241 square miles, down 5.5 percent since the 2020 census base. County output reached $7.56 bn in 2024, 107 establishments operate here, and the SBA record carries 4 7(a) approvals worth $1.3 m.
111 sourced county values · tier FULL · 12 sections
Upton County
How many people live in Upton County
- Population3,191
- Households1,360
- Average household size2.35
- Median household income$49,167
- Median age40.8
- Median gross rent$720 per month
- Median owner-occupied home value$109,000
- Home value to household income2.2 times
- Annual rent as a share of median income17.6 percent
- Adults 25 and over with a bachelor degree or higher8.7 percent
- Adults 25 and over with a graduate degree2.5 percent
- Adults 25 and over2,217
- Population under 18751
- Share under 1823.5 percent
- Population 65 and over611
- Share 65 and over19.1 percent
- Working age population, 18 to 641,829
- Civilian labor force1,276
- Unemployment rate3.5 percent
- Labor force participation, adults 18 and over52.3 percent
- Rank by population among Texas counties220th of 254
- Rank by population among US county-equivalents3026th
Upton County is the 220th largest of 254 Texas counties by population. A median home costs 2.2 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 23.5 percent against 19.1 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Upton County
Is Upton County growing
- Population change since the 2020 census base-5.50 percent
- Census 2020 base population3,310
- Births, 202443
- Deaths, 202430
- Natural change, 202413
- Net domestic migration, 2024-17
- Net international migration, 20240
- Total net migration, 2024-17
- Cumulative net domestic migration, 2021 to 2024-189
- Rank by growth among US county-equivalents3015th
The county has lost 5.50 percent of its population since the 2020 census base. Births exceeded deaths in 2024 but more people left than arrived, so the population is being sustained internally rather than attracting.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Upton County
Where people moving to Upton County come from
- Tax returns filed by households arriving62
- People arriving, from those returns135
- Adjusted gross income arriving$4.3 m
- Net adjusted gross income movement$0
- Average income of an arriving household$68,871
- Largest single originUpton County Non-migrants (1,083 households)
- Largest single destination (1,083 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Upton County Non-migrants | 1,083 | 2,485 | $94.3 m |
| Other flows - Same State | 62 | 135 | $4.3 m |
The largest single source of arrivals is Upton County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Upton County
What the Upton County economy runs on
- County GDP, 2024$7.56 bn
- County GDP, 2023$7.38 bn
- GDP change, 2023 to 20242.4 percent
- GDP change over five years249.7 percent
- Rank by GDP among Texas counties44th
- Rank by GDP among US county-equivalents555th
- GDP per resident$2,368,173
Output grew 2.4 percent in the latest year and 249.7 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Upton County
Who employs people in Upton County
- Covered employment, annual average3,975
- Establishments reporting129
- Average annual pay$87,660
- Average weekly wage$1,686
- Sector 23, employment2,203
- Sector 23, average annual pay$76,886
- Sector 21, employment421
- Sector 21, average annual pay$155,601
- Sector 42, employment152
- Sector 42, average annual pay$110,678
- Sector 48-49, employment122
- Sector 48-49, average annual pay$117,659
- Sector 72, employment22
- Sector 99, employment2
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 23 | 2,203 | 9 | $76,886 |
| Sector 21 | 421 | 24 | $155,601 |
| Sector 42 | 152 | 11 | $110,678 |
| Sector 48-49 | 122 | 10 | $117,659 |
| Sector 72 | 22 | 4 | $18,158 |
| Sector 99 | 2 | 1 | $54,432 |
The largest sector is the biggest private employer group at 2,203 jobs, 55.4 percent of covered employment. Average pay per job exceeds median household income, which usually means single earner households and a wage base that can carry rent.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Upton County
What businesses operate in Upton County
- Establishments, all industries107
- Employment at those establishments1,381
- Annual payroll$120.1 m
- Establishments per 1,000 residents33.5
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Upton County
What is being built in Upton County
- Housing units authorised by permit, 20241
- Declared construction value permitted$302,641
- Single family units authorised1
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$302,641
- Units authorised per 1,000 households0.7
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Upton County
How much SBA lending happens in Upton County
- 7(a) approvals recorded4
- 7(a) gross approval dollars$1.3 m
- Average 7(a) approval$312,625
- Median 7(a) approval$154,800
- 10th percentile approval$43,700
- 90th percentile approval$967,000
- Largest single approval$967,000
- Jobs reported supported, 7(a)37
- Jobs per approval9.3
- Distinct 7(a) lenders active4
- Distinct industries receiving approvals4
- Median 7(a) term168 months
- Share of loans on real estate terms, 240 months or longer25.0 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter2
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countSupport Activities for Oil and Gas Operations (1)
- Most active lenderAmerican Momentum Bank (1)
The average approval of $312,625 sits well above the median of $154,800, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 25.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Upton County
Do SBA loans in Upton County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure2
- Status: Cancelled1
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Upton County
Which parts of Upton County get the lending
- Places in the county with recorded lending2
- Rankin, approvals2
- McCamey, approvals2
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Rankin | 2 | $1,052,000 |
| McCamey | 2 | $198,500 |
Rankin accounts for 2 approvals against 2 in McCamey. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Upton County
How big is Upton County
- Land area1,241 sq mi
- Rank by land area among Texas counties36th of 254
- Width, east to west32 mi
- Height, north to south39.5 mi
- Geographies sharing a boundary5
- Residents per square mile of land3
- Establishments per square mile0.09
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Upton County
What hazards affect Upton County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book3
- Of those, participating in the NFIP2
- NFIP participation rate66.7 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Upton County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Upton County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population3,191
- Households1,360
- Average household size2.35
- Median household income$49,167
- Median age40.8
Common questions
Upton County questions, answered from the record.
How many people live in Upton County, Texas?
3,191, in 1,360 households, ranking 220th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Upton County growing?
The population has fallen 5.50 percent since the 2020 census base. In 2024 there were 43 births against 30 deaths, with net migration of -17. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Upton County?
$49,167. The median owner-occupied home is valued at $109,000, which is 2.2 times income, and median gross rent is $720 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Upton County?
107 establishments, employing 1,381 people with an annual payroll of $120.1 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Upton County?
Average annual pay is $87,660, or $1,686 a week, across 3,975 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Upton County?
4 7(a) approvals totalling $1.3 m since FY2020, across 4 lenders, with a median approval of $154,800. These are approvals recorded in the release, not loans disbursed.
What is being built in Upton County?
1 housing units were authorised by permit in 2024, with a declared construction value of $302,641. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Upton County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Upton County come from?
The largest single origin is Upton County Non-migrants, with 1,083 households. Arriving households report an average income of $68,871 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Upton County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Upton County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.