Val Verde County, Texas: commercial real estate data.
Val Verde County, Texas has a population of 47,741 across 3,145 square miles, up 0.9 percent since the 2020 census base. County output reached $2.48 bn in 2024, 786 establishments operate here, and the SBA record carries 15 7(a) approvals worth $6.8 m.
119 sourced county values · tier FULL · 11 sections
Val Verde County
How many people live in Val Verde County
- Population47,741
- Households16,810
- Average household size2.84
- Median household income$66,100
- Median age32.3
- Median gross rent$994 per month
- Median owner-occupied home value$164,600
- Home value to household income2.5 times
- Annual rent as a share of median income18.0 percent
- Adults 25 and over with a bachelor degree or higher22.5 percent
- Adults 25 and over with a graduate degree9.7 percent
- Adults 25 and over29,064
- Population under 1813,288
- Share under 1827.8 percent
- Population 65 and over6,647
- Share 65 and over13.9 percent
- Working age population, 18 to 6427,806
- Civilian labor force20,490
- Unemployment rate5.9 percent
- Labor force participation, adults 18 and over59.5 percent
- Rank by population among Texas counties75th of 254
- Rank by population among US county-equivalents1046th
Val Verde County is the 75th largest of 254 Texas counties by population. A median home costs 2.5 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 27.8 percent against 13.9 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Val Verde County
Is Val Verde County growing
- Population change since the 2020 census base0.86 percent
- Census 2020 base population47,588
- Births, 2024773
- Deaths, 2024417
- Natural change, 2024356
- Net domestic migration, 2024-495
- Net international migration, 2024278
- Total net migration, 2024-217
- Cumulative net domestic migration, 2021 to 2024-1,439
- Rank by growth among US county-equivalents1529th
The county has grown 0.86 percent since the 2020 census base. Births exceeded deaths in 2024 but more people left than arrived, so the population is being sustained internally rather than attracting.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Val Verde County
Where people moving to Val Verde County come from
- Tax returns filed by households arriving1,144
- People arriving, from those returns2,243
- Adjusted gross income arriving$72.1 m
- Net adjusted gross income movement$0
- Average income of an arriving household$63,030
- Largest single originVal Verde County Non-migrants (17,545 households)
- Largest single destination (17,545 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Val Verde County Non-migrants | 17,545 | 39,948 | $940.7 m |
| Other flows - Different State | 464 | 866 | $27.4 m |
| Other flows - Same State | 348 | 746 | $27.4 m |
| Other flows - West | 176 | 321 | $11.0 m |
| Other flows - South | 160 | 295 | $9.7 m |
| Bexar County | 148 | 277 | $7.8 m |
| Other flows - Midwest | 88 | 167 | $4.1 m |
| Foreign - APO/FPO ZIPs | 41 | 89 | $2.6 m |
The largest single source of arrivals is Val Verde County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Val Verde County
What the Val Verde County economy runs on
- County GDP, 2024$2.48 bn
- County GDP, 2023$2.36 bn
- GDP change, 2023 to 20245.3 percent
- GDP change over five years33.8 percent
- Rank by GDP among Texas counties94th
- Rank by GDP among US county-equivalents1109th
- GDP per resident$52,030
Output grew 5.3 percent in the latest year and 33.8 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Val Verde County
Who employs people in Val Verde County
- Covered employment, annual average18,730
- Establishments reporting942
- Average annual pay$47,625
- Average weekly wage$916
- Sector 62, employment3,032
- Sector 62, average annual pay$35,345
- Sector 44-45, employment2,188
- Sector 44-45, average annual pay$33,132
- Sector 72, employment1,819
- Sector 72, average annual pay$19,429
- Sector 31-33, employment1,727
- Sector 31-33, average annual pay$41,942
- Sector 56, employment1,496
- Sector 48-49, employment726
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 3,032 | 81 | $35,345 |
| Sector 44-45 | 2,188 | 136 | $33,132 |
| Sector 72 | 1,819 | 93 | $19,429 |
| Sector 31-33 | 1,727 | 34 | $41,942 |
| Sector 56 | 1,496 | 42 | $40,824 |
| Sector 48-49 | 726 | 70 | $53,102 |
| Sector 52 | 445 | 64 | $58,695 |
| Sector 42 | 374 | 40 | $61,282 |
The largest sector is the biggest private employer group at 3,032 jobs, 16.2 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Val Verde County
What businesses operate in Val Verde County
- Establishments, all industries786
- Employment at those establishments11,850
- Annual payroll$423.1 m
- Establishments per 1,000 residents16.5
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Val Verde County
What is being built in Val Verde County
- Housing units authorised by permit, 202485
- Declared construction value permitted$20.1 m
- Single family units authorised85
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$236,894
- Units authorised per 1,000 households5.1
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Val Verde County
How much SBA lending happens in Val Verde County
- 7(a) approvals recorded15
- 7(a) gross approval dollars$6.8 m
- Average 7(a) approval$452,107
- Median 7(a) approval$117,900
- 10th percentile approval$25,000
- 90th percentile approval$1,656,700
- Largest single approval$3,500,000
- Jobs reported supported, 7(a)125
- Jobs per approval8.3
- Distinct 7(a) lenders active6
- Distinct industries receiving approvals10
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer20.0 percent
- Loans on real estate terms3
- Loans on working capital terms, 120 months or shorter12
- Franchise loans1
- Franchise share of approvals6.7 percent
- Leading industry by approval countPlumbing, Heating, and Air-Conditioning Contractors (3)
- Most active lenderNortheast Bank (7)
- 504 approvals recorded7
- 504 gross approval dollars$5.8 m
- Average 504 approval$828,429
- Median 504 approval$863,000
- Distinct CDCs active2
- 504 jobs per approval12.3
- 504 jobs per million dollars approved14.8
- Most active CDCLiftFund, Inc. (6)
- 7(a) share of SBA approvals68.2 percent
- Combined SBA approval dollars$12.6 m
The average approval of $452,107 sits well above the median of $117,900, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 20.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Val Verde County
Do SBA loans in Val Verde County get paid back
- Loans with a final outcome recorded2
- Paid in full2
- Charged off0
- Status: Paid in full2
- Status: Exempt from disclosure7
- Status: Cancelled5
- Status: Committed, not yet disbursed1
Too few loans have reached a final outcome to publish a charge off rate. only 2 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Val Verde County
How big is Val Verde County
- Land area3,145 sq mi
- Rank by land area among Texas counties7th of 254
- Width, east to west63.9 mi
- Height, north to south72.2 mi
- Geographies sharing a boundary5
- Residents per square mile of land15
- Establishments per square mile0.25
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Val Verde County
What hazards affect Val Verde County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book2
- Of those, participating in the NFIP2
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Val Verde County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Val Verde County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population47,741
- Households16,810
- Average household size2.84
- Median household income$66,100
- Median age32.3
Common questions
Val Verde County questions, answered from the record.
How many people live in Val Verde County, Texas?
47,741, in 16,810 households, ranking 75th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Val Verde County growing?
The population has grown 0.86 percent since the 2020 census base. In 2024 there were 773 births against 417 deaths, with net migration of -217. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Val Verde County?
$66,100. The median owner-occupied home is valued at $164,600, which is 2.5 times income, and median gross rent is $994 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Val Verde County?
786 establishments, employing 11,850 people with an annual payroll of $423.1 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Val Verde County?
Average annual pay is $47,625, or $916 a week, across 18,730 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Val Verde County?
15 7(a) approvals totalling $6.8 m since FY2020, across 6 lenders, with a median approval of $117,900, plus 7 504 approvals worth $5.8 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Val Verde County?
85 housing units were authorised by permit in 2024, with a declared construction value of $20.1 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Val Verde County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Val Verde County come from?
The largest single origin is Val Verde County Non-migrants, with 17,545 households. Arriving households report an average income of $63,030 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Val Verde County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Val Verde County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.