Waller County, Texas: commercial real estate data.
Waller County, Texas has a population of 61,552 across 513 square miles, up 14.7 percent since the 2020 census base. County output reached $6.17 bn in 2024, 1,082 establishments operate here, and the SBA record carries 69 7(a) approvals worth $69.6 m.
127 sourced county values · tier FULL · 12 sections
Waller County
How many people live in Waller County
- Population61,552
- Households18,342
- Average household size3.36
- Median household income$80,397
- Median age31.3
- Median gross rent$1,169 per month
- Median owner-occupied home value$318,700
- Home value to household income4.0 times
- Annual rent as a share of median income17.4 percent
- Adults 25 and over with a bachelor degree or higher27.9 percent
- Adults 25 and over with a graduate degree7.5 percent
- Adults 25 and over35,538
- Population under 1814,610
- Share under 1823.7 percent
- Population 65 and over7,143
- Share 65 and over11.6 percent
- Working age population, 18 to 6439,799
- Civilian labor force29,810
- Unemployment rate6.8 percent
- Labor force participation, adults 18 and over63.5 percent
- Rank by population among Texas counties58th of 254
- Rank by population among US county-equivalents879th
Waller County is the 58th largest of 254 Texas counties by population. A median home costs 4.0 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 23.7 percent against 11.6 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Waller County
Is Waller County growing
- Population change since the 2020 census base14.73 percent
- Census 2020 base population56,750
- Births, 2024776
- Deaths, 2024426
- Natural change, 2024350
- Net domestic migration, 2024575
- Net international migration, 2024247
- Total net migration, 2024822
- Cumulative net domestic migration, 2021 to 20246,070
- Rank by growth among US county-equivalents64th
The county has grown 14.73 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Waller County
Where people moving to Waller County come from
- Tax returns filed by households arriving2,541
- People arriving, from those returns5,375
- Adjusted gross income arriving$203.5 m
- Net adjusted gross income movement$0
- Average income of an arriving household$80,096
- Largest single originWaller County Non-migrants (17,390 households)
- Largest single destination (17,390 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Waller County Non-migrants | 17,390 | 39,067 | $1.59 bn |
| Harris County | 1,283 | 2,828 | $105.1 m |
| Other flows - Different State | 412 | 834 | $37.5 m |
| Fort Bend County | 245 | 548 | $26.3 m |
| Other flows - Same State | 209 | 386 | $11.9 m |
| Other flows - West | 164 | 356 | $15.2 m |
| Montgomery County | 146 | 308 | $9.6 m |
| Other flows - South | 143 | 285 | $16.2 m |
The largest single source of arrivals is Waller County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Waller County
What the Waller County economy runs on
- County GDP, 2024$6.17 bn
- County GDP, 2023$6.19 bn
- GDP change, 2023 to 2024-0.4 percent
- GDP change over five years72.1 percent
- Rank by GDP among Texas counties49th
- Rank by GDP among US county-equivalents637th
- GDP per resident$100,209
Output grew -0.4 percent in the latest year and 72.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Waller County
Who employs people in Waller County
- Covered employment, annual average26,681
- Establishments reporting1,144
- Average annual pay$61,149
- Average weekly wage$1,176
- Sector 31-33, employment4,507
- Sector 31-33, average annual pay$77,422
- Sector 48-49, employment3,847
- Sector 48-49, average annual pay$52,803
- Sector 42, employment2,827
- Sector 42, average annual pay$77,835
- Sector 44-45, employment2,685
- Sector 44-45, average annual pay$50,358
- Sector 23, employment1,712
- Sector 72, employment1,158
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 4,507 | 116 | $77,422 |
| Sector 48-49 | 3,847 | 47 | $52,803 |
| Sector 42 | 2,827 | 113 | $77,835 |
| Sector 44-45 | 2,685 | 113 | $50,358 |
| Sector 23 | 1,712 | 145 | $74,875 |
| Sector 72 | 1,158 | 64 | $28,285 |
| Sector 62 | 1,098 | 59 | $35,984 |
| Sector 56 | 845 | 66 | $71,755 |
The largest sector is the biggest private employer group at 4,507 jobs, 16.9 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Waller County
What businesses operate in Waller County
- Establishments, all industries1,082
- Employment at those establishments18,058
- Annual payroll$1.03 bn
- Establishments per 1,000 residents17.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Waller County
What is being built in Waller County
- Housing units authorised by permit, 2024480
- Declared construction value permitted$108.7 m
- Single family units authorised368
- Multifamily units authorised112
- Multifamily share of units23.3 percent
- Average declared value per unit$226,403
- Units authorised per 1,000 households26.2
Multifamily is 23.3 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Waller County
How much SBA lending happens in Waller County
- 7(a) approvals recorded69
- 7(a) gross approval dollars$69.6 m
- Average 7(a) approval$1,008,991
- Median 7(a) approval$467,000
- 10th percentile approval$100,000
- 90th percentile approval$2,662,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)915
- Jobs per approval13.3
- Distinct 7(a) lenders active46
- Distinct industries receiving approvals52
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer34.8 percent
- Loans on real estate terms24
- Loans on working capital terms, 120 months or shorter38
- Franchise loans12
- Franchise share of approvals17.4 percent
- Leading industry by approval countTile and Terrazzo Contractors (3)
- Most active lenderThe Huntington National Bank (5)
- 504 approvals recorded16
- 504 gross approval dollars$29.2 m
- Average 504 approval$1,822,000
- Median 504 approval$1,078,000
- Distinct CDCs active7
- 504 jobs per approval22.4
- 504 jobs per million dollars approved12.3
- Most active CDCCapital Certified Development Corporation (6)
- 7(a) share of SBA approvals81.2 percent
- Combined SBA approval dollars$98.8 m
The average approval of $1,008,991 sits well above the median of $467,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. 34.8 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Waller County
Do SBA loans in Waller County get paid back
- Loans with a final outcome recorded6
- Paid in full5
- Charged off1
- Status: Exempt from disclosure50
- Status: Paid in full5
- Status: Charged off1
- Status: Cancelled7
- Status: Committed, not yet disbursed6
Too few loans have reached a final outcome to publish a charge off rate. only 6 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Waller County
Which parts of Waller County get the lending
- Places in the county with recorded lending8
- BROOKSHIRE, approvals24
- HEMPSTEAD, approvals16
- WALLER, approvals12
- Katy, approvals7
- HOCKLEY, approvals4
- Fulshear, approvals2
| Place | Approvals | Gross approval dollars |
|---|---|---|
| BROOKSHIRE | 24 | $30,247,900 |
| HEMPSTEAD | 16 | $13,189,000 |
| WALLER | 12 | $17,254,700 |
| Katy | 7 | $3,897,000 |
| HOCKLEY | 4 | $458,400 |
| Fulshear | 2 | $1,563,000 |
| Magnolia | 2 | $2,247,000 |
| AUSTIN | 2 | $763,400 |
BROOKSHIRE accounts for 24 approvals against 16 in HEMPSTEAD. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Waller County
How big is Waller County
- Land area513 sq mi
- Rank by land area among Texas counties237th of 254
- Width, east to west23.2 mi
- Height, north to south35.7 mi
- Geographies sharing a boundary6
- Residents per square mile of land120
- Establishments per square mile2.11
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Waller County
What hazards affect Waller County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book8
- Of those, participating in the NFIP7
- NFIP participation rate87.5 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Waller County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Waller County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population61,552
- Households18,342
- Average household size3.36
- Median household income$80,397
- Median age31.3
Common questions
Waller County questions, answered from the record.
How many people live in Waller County, Texas?
61,552, in 18,342 households, ranking 58th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Waller County growing?
The population has grown 14.73 percent since the 2020 census base. In 2024 there were 776 births against 426 deaths, with net migration of 822. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Waller County?
$80,397. The median owner-occupied home is valued at $318,700, which is 4.0 times income, and median gross rent is $1,169 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Waller County?
1,082 establishments, employing 18,058 people with an annual payroll of $1.03 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Waller County?
Average annual pay is $61,149, or $1,176 a week, across 26,681 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Waller County?
69 7(a) approvals totalling $69.6 m since FY2020, across 46 lenders, with a median approval of $467,000, plus 16 504 approvals worth $29.2 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Waller County?
480 housing units were authorised by permit in 2024, with a declared construction value of $108.7 m. Multifamily was 23.3 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Waller County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Waller County come from?
The largest single origin is Waller County Non-migrants, with 17,390 households. Arriving households report an average income of $80,096 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Waller County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Waller County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.