Wheeler County, Texas: commercial real estate data.
Wheeler County, Texas has a population of 4,862 across 915 square miles, down 3.3 percent since the 2020 census base. County output reached $394.2 m in 2024, 173 establishments operate here, and the SBA record carries 3 7(a) approvals worth $6.9 m.
113 sourced county values · tier FULL · 11 sections
Wheeler County
How many people live in Wheeler County
- Population4,862
- Households1,928
- Average household size2.52
- Median household income$60,167
- Median age41.3
- Median gross rent$970 per month
- Median owner-occupied home value$106,100
- Home value to household income1.8 times
- Annual rent as a share of median income19.3 percent
- Adults 25 and over with a bachelor degree or higher17.0 percent
- Adults 25 and over with a graduate degree3.0 percent
- Adults 25 and over3,402
- Population under 181,177
- Share under 1824.2 percent
- Population 65 and over1,005
- Share 65 and over20.7 percent
- Working age population, 18 to 642,680
- Civilian labor force2,352
- Unemployment rate4.8 percent
- Labor force participation, adults 18 and over63.8 percent
- Rank by population among Texas counties203rd of 254
- Rank by population among US county-equivalents2909th
Wheeler County is the 203rd largest of 254 Texas counties by population. A median home costs 1.8 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 24.2 percent against 20.7 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Wheeler County
Is Wheeler County growing
- Population change since the 2020 census base-3.27 percent
- Census 2020 base population4,987
- Births, 202449
- Deaths, 202477
- Natural change, 2024-28
- Net domestic migration, 2024-6
- Net international migration, 202433
- Total net migration, 202427
- Cumulative net domestic migration, 2021 to 2024-98
- Rank by growth among US county-equivalents2786th
The county has lost 3.27 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Wheeler County
Where people moving to Wheeler County come from
- Tax returns filed by households arriving75
- People arriving, from those returns144
- Adjusted gross income arriving$3.4 m
- Net adjusted gross income movement$0
- Average income of an arriving household$45,573
- Largest single originWheeler County Non-migrants (1,656 households)
- Largest single destination (1,656 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Wheeler County Non-migrants | 1,656 | 3,699 | $94.4 m |
| Other flows - Same State | 75 | 144 | $3.4 m |
The largest single source of arrivals is Wheeler County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Wheeler County
What the Wheeler County economy runs on
- County GDP, 2024$394.2 m
- County GDP, 2023$469.8 m
- GDP change, 2023 to 2024-16.1 percent
- GDP change over five years19.4 percent
- Rank by GDP among Texas counties201st
- Rank by GDP among US county-equivalents2552nd
- GDP per resident$81,079
Output grew -16.1 percent in the latest year and 19.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Wheeler County
Who employs people in Wheeler County
- Covered employment, annual average1,719
- Establishments reporting200
- Average annual pay$45,382
- Average weekly wage$873
- Sector 44-45, employment267
- Sector 44-45, average annual pay$30,002
- Sector 21, employment117
- Sector 21, average annual pay$95,198
- Sector 48-49, employment86
- Sector 48-49, average annual pay$114,503
- Sector 54, employment79
- Sector 54, average annual pay$55,617
- Sector 11, employment58
- Sector 23, employment35
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 267 | 24 | $30,002 |
| Sector 21 | 117 | 16 | $95,198 |
| Sector 48-49 | 86 | 12 | $114,503 |
| Sector 54 | 79 | 16 | $55,617 |
| Sector 11 | 58 | 21 | $43,862 |
| Sector 23 | 35 | 10 | $52,383 |
| Sector 52 | 29 | 10 | $47,993 |
| Sector 81 | 17 | 7 | $24,224 |
The largest sector is the biggest private employer group at 267 jobs, 15.5 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Wheeler County
What businesses operate in Wheeler County
- Establishments, all industries173
- Employment at those establishments1,087
- Annual payroll$43.7 m
- Establishments per 1,000 residents35.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Wheeler County
What is being built in Wheeler County
- Housing units authorised by permit, 20240
- Declared construction value permitted$0
- Single family units authorised0
- Multifamily units authorised0
No residential units were authorised by permit in 2024. In a small county this is common and is not by itself a sign of distress, but it does mean there is no recent residential pipeline to read demand from.
US Census Bureau, Building Permits Survey, 2024 annual.
Wheeler County
How much SBA lending happens in Wheeler County
- 7(a) approvals recorded3
- 7(a) gross approval dollars$6.9 m
- Average 7(a) approval$2,295,000
- Median 7(a) approval$2,105,000
- 10th percentile approval$2,000,000
- 90th percentile approval$2,780,000
- Largest single approval$2,780,000
- Jobs reported supported, 7(a)53
- Jobs per approval17.7
- Distinct 7(a) lenders active3
- Distinct industries receiving approvals1
- Median 7(a) term300 months
- Share of loans on real estate terms, 240 months or longer100.0 percent
- Loans on real estate terms3
- Loans on working capital terms, 120 months or shorter0
- Franchise loans3
- Franchise share of approvals100.0 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (3)
- Most active lenderTouchmark National Bank (1)
- 504 approvals recorded1
- 504 gross approval dollars$830,000
- Average 504 approval$830,000
- Median 504 approval$830,000
- Distinct CDCs active1
- 504 jobs per approval3.0
- 504 jobs per million dollars approved3.6
- Most active CDCCapital Certified Development Corporation (1)
- 7(a) share of SBA approvals75.0 percent
- Combined SBA approval dollars$7.7 m
The average approval of $2,295,000 sits close to the median of $2,105,000, so lending here is fairly evenly sized rather than driven by a few large deals. 100.0 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Wheeler County
Do SBA loans in Wheeler County get paid back
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure3
Too few loans have reached a final outcome to publish a charge off rate. only 0 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Wheeler County
How big is Wheeler County
- Land area915 sq mi
- Rank by land area among Texas counties115th of 254
- Width, east to west30.4 mi
- Height, north to south30.1 mi
- Geographies sharing a boundary3
- Residents per square mile of land5
- Establishments per square mile0.19
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Wheeler County
What hazards affect Wheeler County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book3
- Of those, participating in the NFIP2
- NFIP participation rate66.7 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Wheeler County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Wheeler County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population4,862
- Households1,928
- Average household size2.52
- Median household income$60,167
- Median age41.3
Common questions
Wheeler County questions, answered from the record.
How many people live in Wheeler County, Texas?
4,862, in 1,928 households, ranking 203rd of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Wheeler County growing?
The population has fallen 3.27 percent since the 2020 census base. In 2024 there were 49 births against 77 deaths, with net migration of 27. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Wheeler County?
$60,167. The median owner-occupied home is valued at $106,100, which is 1.8 times income, and median gross rent is $970 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Wheeler County?
173 establishments, employing 1,087 people with an annual payroll of $43.7 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Wheeler County?
Average annual pay is $45,382, or $873 a week, across 1,719 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Wheeler County?
3 7(a) approvals totalling $6.9 m since FY2020, across 3 lenders, with a median approval of $2,105,000, plus 1 504 approvals worth $830,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Wheeler County?
No residential units were authorised by permit in 2024. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Wheeler County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Wheeler County come from?
The largest single origin is Wheeler County Non-migrants, with 1,656 households. Arriving households report an average income of $45,573 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Wheeler County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Wheeler County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.