Wichita County, Texas: commercial real estate data.
Wichita County, Texas has a population of 129,996 across 628 square miles, up 0.5 percent since the 2020 census base. County output reached $7.67 bn in 2024, 3,043 establishments operate here, and the SBA record carries 72 7(a) approvals worth $50.2 m.
124 sourced county values · tier FULL · 12 sections
Wichita County
How many people live in Wichita County
- Population129,996
- Households49,017
- Average household size2.65
- Median household income$63,524
- Median age35.3
- Median gross rent$1,006 per month
- Median owner-occupied home value$153,700
- Home value to household income2.4 times
- Annual rent as a share of median income19.0 percent
- Adults 25 and over with a bachelor degree or higher25.1 percent
- Adults 25 and over with a graduate degree8.4 percent
- Adults 25 and over84,302
- Population under 1829,645
- Share under 1822.8 percent
- Population 65 and over20,006
- Share 65 and over15.4 percent
- Working age population, 18 to 6480,345
- Civilian labor force59,817
- Unemployment rate3.7 percent
- Labor force participation, adults 18 and over59.6 percent
- Rank by population among Texas counties36th of 254
- Rank by population among US county-equivalents505th
Wichita County is the 36th largest of 254 Texas counties by population. A median home costs 2.4 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 22.8 percent against 15.4 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Wichita County
Is Wichita County growing
- Population change since the 2020 census base0.48 percent
- Census 2020 base population129,360
- Births, 20241,593
- Deaths, 20241,546
- Natural change, 202447
- Net domestic migration, 2024-659
- Net international migration, 2024492
- Total net migration, 2024-167
- Cumulative net domestic migration, 2021 to 2024-477
- Rank by growth among US county-equivalents1663rd
The county has grown 0.48 percent since the 2020 census base. Births exceeded deaths in 2024 but more people left than arrived, so the population is being sustained internally rather than attracting.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Wichita County
Where people moving to Wichita County come from
- Tax returns filed by households arriving3,632
- People arriving, from those returns6,865
- Adjusted gross income arriving$202.4 m
- Net adjusted gross income movement$0
- Average income of an arriving household$55,724
- Largest single originWichita County Non-migrants (43,759 households)
- Largest single destination (43,759 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Wichita County Non-migrants | 43,759 | 88,860 | $3.15 bn |
| Other flows - Different State | 1,460 | 2,915 | $79.7 m |
| Other flows - South | 637 | 1,261 | $31.1 m |
| Other flows - Same State | 521 | 916 | $24.4 m |
| Other flows - West | 449 | 932 | $27.9 m |
| Other flows - Midwest | 265 | 518 | $13.4 m |
| Tarrant County | 171 | 299 | $13.2 m |
| Clay County | 147 | 235 | $6.6 m |
The largest single source of arrivals is Wichita County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Wichita County
What the Wichita County economy runs on
- County GDP, 2024$7.67 bn
- County GDP, 2023$7.40 bn
- GDP change, 2023 to 20243.7 percent
- GDP change over five years27.5 percent
- Rank by GDP among Texas counties42nd
- Rank by GDP among US county-equivalents547th
- GDP per resident$59,035
Output grew 3.7 percent in the latest year and 27.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Wichita County
Who employs people in Wichita County
- Covered employment, annual average53,210
- Establishments reporting3,366
- Average annual pay$52,232
- Average weekly wage$1,004
- Sector 62, employment10,358
- Sector 62, average annual pay$58,010
- Sector 44-45, employment6,852
- Sector 44-45, average annual pay$35,544
- Sector 72, employment5,701
- Sector 72, average annual pay$21,065
- Sector 31-33, employment4,992
- Sector 31-33, average annual pay$69,168
- Sector 56, employment2,149
- Sector 48-49, employment1,948
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 10,358 | 440 | $58,010 |
| Sector 44-45 | 6,852 | 434 | $35,544 |
| Sector 72 | 5,701 | 303 | $21,065 |
| Sector 31-33 | 4,992 | 123 | $69,168 |
| Sector 56 | 2,149 | 238 | $43,282 |
| Sector 48-49 | 1,948 | 84 | $75,842 |
| Sector 23 | 1,775 | 249 | $58,733 |
| Sector 52 | 1,756 | 196 | $75,130 |
The largest sector is the biggest private employer group at 10,358 jobs, 19.5 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Wichita County
What businesses operate in Wichita County
- Establishments, all industries3,043
- Employment at those establishments44,613
- Annual payroll$2.00 bn
- Establishments per 1,000 residents23.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Wichita County
What is being built in Wichita County
- Housing units authorised by permit, 2024201
- Declared construction value permitted$55.5 m
- Single family units authorised179
- Multifamily units authorised22
- Multifamily share of units10.9 percent
- Average declared value per unit$275,887
- Units authorised per 1,000 households4.1
Multifamily is 10.9 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Wichita County
How much SBA lending happens in Wichita County
- 7(a) approvals recorded72
- 7(a) gross approval dollars$50.2 m
- Average 7(a) approval$697,414
- Median 7(a) approval$400,000
- 10th percentile approval$75,000
- 90th percentile approval$1,630,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)841
- Jobs per approval11.7
- Distinct 7(a) lenders active39
- Distinct industries receiving approvals48
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer29.2 percent
- Loans on real estate terms21
- Loans on working capital terms, 120 months or shorter39
- Franchise loans19
- Franchise share of approvals26.4 percent
- Leading industry by approval countLimited-Service Restaurants (5)
- Most active lenderNortheast Bank (6)
- 504 approvals recorded10
- 504 gross approval dollars$12.6 m
- Average 504 approval$1,261,300
- Median 504 approval$1,338,000
- Distinct CDCs active4
- 504 jobs per approval21.6
- 504 jobs per million dollars approved17.1
- Most active CDCCapital Certified Development Corporation (6)
- 7(a) share of SBA approvals87.8 percent
- Combined SBA approval dollars$62.8 m
The average approval of $697,414 sits well above the median of $400,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 29.2 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Wichita County
Do SBA loans in Wichita County get paid back
- Loans with a final outcome recorded13
- Paid in full13
- Charged off0
- Charge off rate on resolved loans0.0 percent
- Status: Paid in full13
- Status: Exempt from disclosure47
- Status: Cancelled12
Of the 13 loans that have reached a final outcome, 0.0 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Wichita County
Which parts of Wichita County get the lending
- Places in the county with recorded lending3
- WICHITA FALLS, approvals67
- IOWA PARK, approvals3
- BURKBURNETT, approvals2
| Place | Approvals | Gross approval dollars |
|---|---|---|
| WICHITA FALLS | 67 | $48,031,300 |
| IOWA PARK | 3 | $1,400,000 |
| BURKBURNETT | 2 | $782,500 |
WICHITA FALLS accounts for 67 approvals against 3 in IOWA PARK. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Wichita County
How big is Wichita County
- Land area628 sq mi
- Rank by land area among Texas counties227th of 254
- Width, east to west30.3 mi
- Height, north to south25 mi
- Geographies sharing a boundary3
- Residents per square mile of land207
- Establishments per square mile4.85
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Wichita County
What hazards affect Wichita County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book8
- Of those, participating in the NFIP7
- NFIP participation rate87.5 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 8
- Communities carrying a CRS class1
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The best Community Rating System class in the county is 8, which carries a flood insurance premium discount for properties in the participating community.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Wichita County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Wichita County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population129,996
- Households49,017
- Average household size2.65
- Median household income$63,524
- Median age35.3
Common questions
Wichita County questions, answered from the record.
How many people live in Wichita County, Texas?
129,996, in 49,017 households, ranking 36th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Wichita County growing?
The population has grown 0.48 percent since the 2020 census base. In 2024 there were 1,593 births against 1,546 deaths, with net migration of -167. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Wichita County?
$63,524. The median owner-occupied home is valued at $153,700, which is 2.4 times income, and median gross rent is $1,006 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Wichita County?
3,043 establishments, employing 44,613 people with an annual payroll of $2.00 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Wichita County?
Average annual pay is $52,232, or $1,004 a week, across 53,210 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Wichita County?
72 7(a) approvals totalling $50.2 m since FY2020, across 39 lenders, with a median approval of $400,000, plus 10 504 approvals worth $12.6 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Wichita County get paid back?
Of the 13 loans that have reached a final outcome, 13 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Wichita County?
201 housing units were authorised by permit in 2024, with a declared construction value of $55.5 m. Multifamily was 10.9 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Wichita County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Wichita County come from?
The largest single origin is Wichita County Non-migrants, with 43,759 households. Arriving households report an average income of $55,724 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Wichita County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Wichita County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.