Wood County, Texas: commercial real estate data.
Wood County, Texas has a population of 46,961 across 645 square miles, up 8.7 percent since the 2020 census base. County output reached $2.10 bn in 2024, 904 establishments operate here, and the SBA record carries 23 7(a) approvals worth $17.1 m.
125 sourced county values · tier FULL · 12 sections
Wood County
How many people live in Wood County
- Population46,961
- Households18,672
- Average household size2.52
- Median household income$60,300
- Median age48.5
- Median gross rent$862 per month
- Median owner-occupied home value$216,500
- Home value to household income3.6 times
- Annual rent as a share of median income17.2 percent
- Adults 25 and over with a bachelor degree or higher21.5 percent
- Adults 25 and over with a graduate degree8.0 percent
- Adults 25 and over34,578
- Population under 188,752
- Share under 1818.6 percent
- Population 65 and over12,954
- Share 65 and over27.6 percent
- Working age population, 18 to 6425,255
- Civilian labor force18,648
- Unemployment rate6.3 percent
- Labor force participation, adults 18 and over48.8 percent
- Rank by population among Texas counties76th of 254
- Rank by population among US county-equivalents1060th
Wood County is the 76th largest of 254 Texas counties by population. A median home costs 3.6 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 27.6 percent against 18.6 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Wood County
Is Wood County growing
- Population change since the 2020 census base8.68 percent
- Census 2020 base population44,849
- Births, 2024447
- Deaths, 2024773
- Natural change, 2024-326
- Net domestic migration, 2024925
- Net international migration, 2024160
- Total net migration, 20241,085
- Cumulative net domestic migration, 2021 to 20244,871
- Rank by growth among US county-equivalents199th
The county has grown 8.68 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Wood County
Where people moving to Wood County come from
- Tax returns filed by households arriving1,870
- People arriving, from those returns3,600
- Adjusted gross income arriving$161.1 m
- Net adjusted gross income movement$0
- Average income of an arriving household$86,125
- Largest single originWood County Non-migrants (16,061 households)
- Largest single destination (16,061 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Wood County Non-migrants | 16,061 | 33,231 | $1.11 bn |
| Other flows - Different State | 413 | 790 | $55.4 m |
| Other flows - Same State | 354 | 678 | $23.9 m |
| Other flows - West | 213 | 432 | $37.6 m |
| Smith County | 194 | 381 | $10.8 m |
| Dallas County | 147 | 254 | $12.5 m |
| Other flows - South | 133 | 245 | $11.0 m |
| Tarrant County | 99 | 187 | $7.2 m |
The largest single source of arrivals is Wood County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Wood County
What the Wood County economy runs on
- County GDP, 2024$2.10 bn
- County GDP, 2023$2.04 bn
- GDP change, 2023 to 20243.1 percent
- GDP change over five years46.5 percent
- Rank by GDP among Texas counties106th
- Rank by GDP among US county-equivalents1238th
- GDP per resident$44,693
Output grew 3.1 percent in the latest year and 46.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Wood County
Who employs people in Wood County
- Covered employment, annual average10,611
- Establishments reporting943
- Average annual pay$48,289
- Average weekly wage$929
- Sector 44-45, employment1,616
- Sector 44-45, average annual pay$33,346
- Sector 31-33, employment1,139
- Sector 31-33, average annual pay$63,488
- Sector 72, employment1,100
- Sector 72, average annual pay$20,089
- Sector 23, employment851
- Sector 23, average annual pay$74,323
- Sector 81, employment388
- Sector 52, employment325
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 1,616 | 122 | $33,346 |
| Sector 31-33 | 1,139 | 51 | $63,488 |
| Sector 72 | 1,100 | 77 | $20,089 |
| Sector 23 | 851 | 110 | $74,323 |
| Sector 81 | 388 | 68 | $42,467 |
| Sector 52 | 325 | 66 | $67,280 |
| Sector 42 | 203 | 38 | $73,035 |
| Sector 54 | 190 | 72 | $50,160 |
The largest sector is the biggest private employer group at 1,616 jobs, 15.2 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Wood County
What businesses operate in Wood County
- Establishments, all industries904
- Employment at those establishments8,596
- Annual payroll$384.9 m
- Establishments per 1,000 residents19.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Wood County
What is being built in Wood County
- Housing units authorised by permit, 202472
- Declared construction value permitted$13.9 m
- Single family units authorised30
- Multifamily units authorised42
- Multifamily share of units58.3 percent
- Average declared value per unit$192,420
- Units authorised per 1,000 households3.9
Multifamily is 58.3 percent of units authorised, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Wood County
How much SBA lending happens in Wood County
- 7(a) approvals recorded23
- 7(a) gross approval dollars$17.1 m
- Average 7(a) approval$744,087
- Median 7(a) approval$350,000
- 10th percentile approval$49,600
- 90th percentile approval$1,550,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)288
- Jobs per approval12.5
- Distinct 7(a) lenders active14
- Distinct industries receiving approvals17
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer21.7 percent
- Loans on real estate terms5
- Loans on working capital terms, 120 months or shorter14
- Franchise loans4
- Franchise share of approvals17.4 percent
- Leading industry by approval countFuneral Homes and Funeral Services (3)
- Most active lenderLive Oak Banking Company (4)
- 504 approvals recorded6
- 504 gross approval dollars$2.5 m
- Average 504 approval$418,500
- Median 504 approval$321,000
- Distinct CDCs active3
- 504 jobs per approval3.5
- 504 jobs per million dollars approved8.4
- Most active CDCEast Texas Regional Development Company, Inc. (3)
- 7(a) share of SBA approvals79.3 percent
- Combined SBA approval dollars$19.6 m
The average approval of $744,087 sits well above the median of $350,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 21.7 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Wood County
Do SBA loans in Wood County get paid back
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure20
- Status: Cancelled1
- Status: Committed, not yet disbursed2
Too few loans have reached a final outcome to publish a charge off rate. only 0 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Wood County
Which parts of Wood County get the lending
- Places in the county with recorded lending8
- HAWKINS, approvals5
- WINNSBORO, approvals5
- QUITMAN, approvals4
- Mineola, approvals3
- Holly Lake Ranch, approvals2
- ALBA, approvals2
| Place | Approvals | Gross approval dollars |
|---|---|---|
| HAWKINS | 5 | $3,351,900 |
| WINNSBORO | 5 | $7,492,000 |
| QUITMAN | 4 | $1,471,500 |
| Mineola | 3 | $2,623,600 |
| Holly Lake Ranch | 2 | $1,350,000 |
| ALBA | 2 | $300,000 |
| COMO | 1 | $510,000 |
| SCROGGINS | 1 | $15,000 |
HAWKINS accounts for 5 approvals against 5 in WINNSBORO. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Wood County
How big is Wood County
- Land area645 sq mi
- Rank by land area among Texas counties225th of 254
- Width, east to west29.9 mi
- Height, north to south32.4 mi
- Geographies sharing a boundary7
- Residents per square mile of land73
- Establishments per square mile1.40
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Wood County
What hazards affect Wood County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book7
- Of those, participating in the NFIP7
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Wood County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Wood County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population46,961
- Households18,672
- Average household size2.52
- Median household income$60,300
- Median age48.5
Common questions
Wood County questions, answered from the record.
How many people live in Wood County, Texas?
46,961, in 18,672 households, ranking 76th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Wood County growing?
The population has grown 8.68 percent since the 2020 census base. In 2024 there were 447 births against 773 deaths, with net migration of 1,085. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Wood County?
$60,300. The median owner-occupied home is valued at $216,500, which is 3.6 times income, and median gross rent is $862 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Wood County?
904 establishments, employing 8,596 people with an annual payroll of $384.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Wood County?
Average annual pay is $48,289, or $929 a week, across 10,611 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Wood County?
23 7(a) approvals totalling $17.1 m since FY2020, across 14 lenders, with a median approval of $350,000, plus 6 504 approvals worth $2.5 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Wood County?
72 housing units were authorised by permit in 2024, with a declared construction value of $13.9 m. Multifamily was 58.3 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Wood County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Wood County come from?
The largest single origin is Wood County Non-migrants, with 16,061 households. Arriving households report an average income of $86,125 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Wood County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Wood County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.