Zavala County, Texas: commercial real estate data.
Zavala County, Texas has a population of 9,412 across 1,297 square miles, down 4.7 percent since the 2020 census base. County output reached $935.0 m in 2024, 96 establishments operate here, and the SBA record carries 4 7(a) approvals worth $3.2 m.
110 sourced county values · tier FULL · 12 sections
Zavala County
How many people live in Zavala County
- Population9,412
- Households3,271
- Average household size2.88
- Median household income$36,749
- Median age30.8
- Median gross rent$548 per month
- Median owner-occupied home value$98,800
- Home value to household income2.7 times
- Annual rent as a share of median income17.9 percent
- Adults 25 and over with a bachelor degree or higher11.1 percent
- Adults 25 and over with a graduate degree0.9 percent
- Adults 25 and over5,790
- Population under 182,757
- Share under 1829.3 percent
- Population 65 and over1,477
- Share 65 and over15.7 percent
- Working age population, 18 to 645,178
- Civilian labor force3,880
- Unemployment rate4.0 percent
- Labor force participation, adults 18 and over58.3 percent
- Rank by population among Texas counties170th of 254
- Rank by population among US county-equivalents2535th
Zavala County is the 170th largest of 254 Texas counties by population. A median home costs 2.7 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 29.3 percent against 15.7 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Zavala County
Is Zavala County growing
- Population change since the 2020 census base-4.74 percent
- Census 2020 base population9,667
- Births, 2024160
- Deaths, 202493
- Natural change, 202467
- Net domestic migration, 2024-212
- Net international migration, 202416
- Total net migration, 2024-196
- Cumulative net domestic migration, 2021 to 2024-583
- Rank by growth among US county-equivalents2964th
The county has lost 4.74 percent of its population since the 2020 census base. Births exceeded deaths in 2024 but more people left than arrived, so the population is being sustained internally rather than attracting.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Zavala County
Where people moving to Zavala County come from
- Tax returns filed by households arriving131
- People arriving, from those returns265
- Adjusted gross income arriving$5.3 m
- Net adjusted gross income movement$0
- Average income of an arriving household$40,626
- Largest single originZavala County Non-migrants (3,398 households)
- Largest single destination (3,398 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Zavala County Non-migrants | 3,398 | 7,675 | $153.3 m |
| Other flows - Same State | 59 | 128 | $2.4 m |
| Bexar County | 26 | 40 | $1.1 m |
| Dimmit County | 23 | 49 | $733,000 |
| Uvalde County | 23 | 48 | $1.1 m |
The largest single source of arrivals is Zavala County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Zavala County
What the Zavala County economy runs on
- County GDP, 2024$935.0 m
- County GDP, 2023$955.8 m
- GDP change, 2023 to 2024-2.2 percent
- GDP change over five years110.2 percent
- Rank by GDP among Texas counties158th
- Rank by GDP among US county-equivalents1894th
- GDP per resident$99,337
Output grew -2.2 percent in the latest year and 110.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Zavala County
Who employs people in Zavala County
- Covered employment, annual average2,436
- Establishments reporting178
- Average annual pay$51,566
- Average weekly wage$992
- Sector 62, employment330
- Sector 62, average annual pay$30,583
- Sector 72, employment180
- Sector 72, average annual pay$17,413
- Sector 44-45, employment167
- Sector 44-45, average annual pay$27,094
- Sector 11, employment152
- Sector 11, average annual pay$46,224
- Sector 21, employment148
- Sector 48-49, employment139
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 330 | 16 | $30,583 |
| Sector 72 | 180 | 18 | $17,413 |
| Sector 44-45 | 167 | 19 | $27,094 |
| Sector 11 | 152 | 28 | $46,224 |
| Sector 21 | 148 | 8 | $126,930 |
| Sector 48-49 | 139 | 6 | $86,482 |
| Sector 54 | 34 | 8 | $50,739 |
The largest sector is the biggest private employer group at 330 jobs, 13.5 percent of covered employment. Average pay per job exceeds median household income, which usually means single earner households and a wage base that can carry rent.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Zavala County
What businesses operate in Zavala County
- Establishments, all industries96
- Employment at those establishments1,367
- Annual payroll$57.4 m
- Establishments per 1,000 residents10.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Zavala County
What is being built in Zavala County
- Housing units authorised by permit, 20242
- Declared construction value permitted$249,820
- Single family units authorised0
- Multifamily units authorised2
- Multifamily share of units100.0 percent
- Average declared value per unit$124,910
- Units authorised per 1,000 households0.6
Multifamily is 100.0 percent of units authorised, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Zavala County
How much SBA lending happens in Zavala County
- 7(a) approvals recorded4
- 7(a) gross approval dollars$3.2 m
- Average 7(a) approval$801,000
- Median 7(a) approval$250,000
- 10th percentile approval$25,000
- 90th percentile approval$2,779,000
- Largest single approval$2,779,000
- Jobs reported supported, 7(a)76
- Jobs per approval19.0
- Distinct 7(a) lenders active4
- Distinct industries receiving approvals4
- Median 7(a) term300 months
- Share of loans on real estate terms, 240 months or longer50.0 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter2
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countAnimal (except Poultry) Slaughtering (1)
- Most active lenderHappen Bank (1)
The average approval of $801,000 sits well above the median of $250,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. 50.0 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Zavala County
Do SBA loans in Zavala County get paid back
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Cancelled2
- Status: Exempt from disclosure2
Too few loans have reached a final outcome to publish a charge off rate. only 0 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Zavala County
Which parts of Zavala County get the lending
- Places in the county with recorded lending2
- Crystal City, approvals3
- LA PRYOR, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Crystal City | 3 | $425,000 |
| LA PRYOR | 1 | $2,779,000 |
Crystal City accounts for 3 approvals against 1 in LA PRYOR. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Zavala County
How big is Zavala County
- Land area1,297 sq mi
- Rank by land area among Texas counties32nd of 254
- Width, east to west42.7 mi
- Height, north to south31.1 mi
- Geographies sharing a boundary4
- Residents per square mile of land7
- Establishments per square mile0.07
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Zavala County
What hazards affect Zavala County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book2
- Of those, participating in the NFIP2
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Zavala County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Zavala County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population9,412
- Households3,271
- Average household size2.88
- Median household income$36,749
- Median age30.8
Common questions
Zavala County questions, answered from the record.
How many people live in Zavala County, Texas?
9,412, in 3,271 households, ranking 170th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Zavala County growing?
The population has fallen 4.74 percent since the 2020 census base. In 2024 there were 160 births against 93 deaths, with net migration of -196. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Zavala County?
$36,749. The median owner-occupied home is valued at $98,800, which is 2.7 times income, and median gross rent is $548 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Zavala County?
96 establishments, employing 1,367 people with an annual payroll of $57.4 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Zavala County?
Average annual pay is $51,566, or $992 a week, across 2,436 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Zavala County?
4 7(a) approvals totalling $3.2 m since FY2020, across 4 lenders, with a median approval of $250,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Zavala County?
2 housing units were authorised by permit in 2024, with a declared construction value of $249,820. Multifamily was 100.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Zavala County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Zavala County come from?
The largest single origin is Zavala County Non-migrants, with 3,398 households. Arriving households report an average income of $40,626 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Zavala County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Zavala County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.