Cache County, Utah: commercial real estate data.
Cache County, Utah has a population of 140,046 across 1,165 square miles, up 9.3 percent since the 2020 census base. County output reached $9.09 bn in 2024, 4,140 establishments operate here, and the SBA record carries 249 7(a) approvals worth $102.8 m.
123 sourced county values · tier FULL · 11 sections
Cache County
How many people live in Cache County
- Population140,046
- Households44,439
- Average household size3.15
- Median household income$81,665
- Median age26.2
- Median gross rent$1,213 per month
- Median owner-occupied home value$444,400
- Home value to household income5.4 times
- Annual rent as a share of median income17.8 percent
- Adults 25 and over with a bachelor degree or higher42.2 percent
- Adults 25 and over with a graduate degree15.3 percent
- Adults 25 and over72,944
- Population under 1840,870
- Share under 1829.2 percent
- Population 65 and over13,997
- Share 65 and over10.0 percent
- Working age population, 18 to 6485,179
- Civilian labor force73,385
- Unemployment rate2.6 percent
- Labor force participation, adults 18 and over74.0 percent
- Rank by population among Utah counties6th of 29
- Rank by population among US county-equivalents477th
Cache County is the 6th largest of 29 Utah counties by population. A median home costs 5.4 times median household income, which is a stretched ownership market and usually shows up as rental demand. Residents under 18 outnumber those 65 and over, at 29.2 percent against 10.0 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Cache County
Is Cache County growing
- Population change since the 2020 census base9.26 percent
- Census 2020 base population133,152
- Births, 20242,152
- Deaths, 2024789
- Natural change, 20241,363
- Net domestic migration, 2024-185
- Net international migration, 20241,109
- Total net migration, 2024924
- Cumulative net domestic migration, 2021 to 20243,907
- Rank by growth among US county-equivalents174th
The county has grown 9.26 percent since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Cache County
Where people moving to Cache County come from
- Tax returns filed by households arriving3,677
- People arriving, from those returns7,198
- Adjusted gross income arriving$224.5 m
- Net adjusted gross income movement$0
- Average income of an arriving household$61,052
- Largest single originCache County Non-migrants (43,160 households)
- Largest single destination (43,160 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Cache County Non-migrants | 43,160 | 105,728 | $4.05 bn |
| Other flows - Different State | 1,326 | 2,598 | $93.1 m |
| Other flows - West | 730 | 1,409 | $46.1 m |
| Salt Lake County | 465 | 863 | $24.3 m |
| Utah County | 354 | 746 | $18.9 m |
| Other flows - South | 334 | 697 | $22.8 m |
| Davis County | 262 | 568 | $16.4 m |
| Weber County | 209 | 395 | $13.7 m |
The largest single source of arrivals is Cache County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Cache County
What the Cache County economy runs on
- County GDP, 2024$9.09 bn
- County GDP, 2023$8.53 bn
- GDP change, 2023 to 20246.5 percent
- GDP change over five years42.9 percent
- Rank by GDP among Utah counties6th
- Rank by GDP among US county-equivalents480th
- GDP per resident$64,895
Output grew 6.5 percent in the latest year and 42.9 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Cache County
Who employs people in Cache County
- Covered employment, annual average63,167
- Establishments reporting4,556
- Average annual pay$52,281
- Average weekly wage$1,005
- Sector 31-33, employment12,029
- Sector 31-33, average annual pay$63,958
- Sector 44-45, employment7,445
- Sector 44-45, average annual pay$35,715
- Sector 62, employment7,260
- Sector 62, average annual pay$46,700
- Sector 54, employment5,781
- Sector 54, average annual pay$80,303
- Sector 72, employment4,482
- Sector 23, employment3,584
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 12,029 | 258 | $63,958 |
| Sector 44-45 | 7,445 | 432 | $35,715 |
| Sector 62 | 7,260 | 580 | $46,700 |
| Sector 54 | 5,781 | 680 | $80,303 |
| Sector 72 | 4,482 | 214 | $19,442 |
| Sector 23 | 3,584 | 676 | $55,481 |
| Sector 56 | 1,941 | 212 | $35,771 |
| Sector 42 | 1,514 | 165 | $66,700 |
The largest sector is the biggest private employer group at 12,029 jobs, 19.0 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Cache County
What businesses operate in Cache County
- Establishments, all industries4,140
- Employment at those establishments56,328
- Annual payroll$2.84 bn
- Establishments per 1,000 residents29.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Cache County
What is being built in Cache County
- Housing units authorised by permit, 20241,021
- Declared construction value permitted$344.2 m
- Single family units authorised871
- Multifamily units authorised150
- Multifamily share of units14.7 percent
- Average declared value per unit$337,076
- Units authorised per 1,000 households23.0
Multifamily is 14.7 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Cache County
How much SBA lending happens in Cache County
- 7(a) approvals recorded249
- 7(a) gross approval dollars$102.8 m
- Average 7(a) approval$412,768
- Median 7(a) approval$150,000
- 10th percentile approval$40,000
- 90th percentile approval$998,100
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)3,030
- Jobs per approval12.2
- Distinct 7(a) lenders active44
- Distinct industries receiving approvals128
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer8.8 percent
- Loans on real estate terms22
- Loans on working capital terms, 120 months or shorter214
- Franchise loans23
- Franchise share of approvals9.2 percent
- Leading industry by approval countLimited-Service Restaurants (7)
- Most active lenderCache Valley Bank (100)
- 504 approvals recorded268
- 504 gross approval dollars$213.9 m
- Average 504 approval$798,142
- Median 504 approval$455,000
- Distinct CDCs active5
- 504 jobs per approval12.6
- 504 jobs per million dollars approved15.8
- Most active CDCMountain West Small Business Finance (229)
- 7(a) share of SBA approvals48.2 percent
- Combined SBA approval dollars$316.7 m
The average approval of $412,768 sits well above the median of $150,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 8.8 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cache County
Do SBA loans in Cache County get paid back
- Loans with a final outcome recorded49
- Paid in full42
- Charged off7
- Charge off rate on resolved loans14.3 percent
- Status: Exempt from disclosure162
- Status: Charged off7
- Status: Paid in full42
- Status: Cancelled25
- Status: Committed, not yet disbursed13
Of the 49 loans that have reached a final outcome, 14.3 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cache County
Which parts of Cache County get the lending
- Places in the county with recorded lending16
- LOGAN, approvals123
- SMITHFIELD, approvals23
- PROVIDENCE, approvals22
- NORTH LOGAN, approvals15
- HYRUM, approvals15
- HYDE PARK, approvals12
| Place | Approvals | Gross approval dollars |
|---|---|---|
| LOGAN | 123 | $43,654,100 |
| SMITHFIELD | 23 | $7,587,400 |
| PROVIDENCE | 22 | $14,932,400 |
| NORTH LOGAN | 15 | $6,565,200 |
| HYRUM | 15 | $6,307,000 |
| HYDE PARK | 12 | $6,610,000 |
| WELLSVILLE | 9 | $6,079,300 |
| RICHMOND | 6 | $1,637,200 |
LOGAN accounts for 123 approvals against 23 in SMITHFIELD. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cache County
How big is Cache County
- Land area1,165 sq mi
- Rank by land area among Utah counties22nd of 29
- Width, east to west38.1 mi
- Height, north to south43.1 mi
- Geographies sharing a boundary3
- Residents per square mile of land120
- Establishments per square mile3.55
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Cache County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Cache County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population140,046
- Households44,439
- Average household size3.15
- Median household income$81,665
- Median age26.2
Common questions
Cache County questions, answered from the record.
How many people live in Cache County, Utah?
140,046, in 44,439 households, ranking 6th of 29 Utah counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Cache County growing?
The population has grown 9.26 percent since the 2020 census base. In 2024 there were 2,152 births against 789 deaths, with net migration of 924. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Cache County?
$81,665. The median owner-occupied home is valued at $444,400, which is 5.4 times income, and median gross rent is $1,213 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Cache County?
4,140 establishments, employing 56,328 people with an annual payroll of $2.84 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Cache County?
Average annual pay is $52,281, or $1,005 a week, across 63,167 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Cache County?
249 7(a) approvals totalling $102.8 m since FY2020, across 44 lenders, with a median approval of $150,000, plus 268 504 approvals worth $213.9 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Cache County get paid back?
Of the 49 loans that have reached a final outcome, 42 were paid in full and 7 charged off, a charge off rate of 14.3 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Cache County?
1,021 housing units were authorised by permit in 2024, with a declared construction value of $344.2 m. Multifamily was 14.7 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Cache County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Cache County come from?
The largest single origin is Cache County Non-migrants, with 43,160 households. Arriving households report an average income of $61,052 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Cache County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Cache County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.