Emery County, Utah: commercial real estate data.
Emery County, Utah has a population of 10,046 across 4,462 square miles, up 3.4 percent since the 2020 census base. County output reached $1.46 bn in 2024, 194 establishments operate here, and the SBA record carries 12 7(a) approvals worth $6.3 m.
121 sourced county values · tier FULL · 11 sections
Emery County
How many people live in Emery County
- Population10,046
- Households3,453
- Average household size2.91
- Median household income$74,291
- Median age38.9
- Median gross rent$739 per month
- Median owner-occupied home value$218,700
- Home value to household income2.9 times
- Annual rent as a share of median income11.9 percent
- Adults 25 and over with a bachelor degree or higher18.3 percent
- Adults 25 and over with a graduate degree6.6 percent
- Adults 25 and over6,441
- Population under 182,805
- Share under 1827.9 percent
- Population 65 and over1,870
- Share 65 and over18.6 percent
- Working age population, 18 to 645,371
- Civilian labor force4,485
- Unemployment rate3.6 percent
- Labor force participation, adults 18 and over61.9 percent
- Rank by population among Utah counties21st of 29
- Rank by population among US county-equivalents2478th
Emery County is the 21st largest of 29 Utah counties by population. A median home costs 2.9 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 27.9 percent against 18.6 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Emery County
Is Emery County growing
- Population change since the 2020 census base3.41 percent
- Census 2020 base population9,826
- Births, 2024134
- Deaths, 2024132
- Natural change, 20242
- Net domestic migration, 202411
- Net international migration, 20240
- Total net migration, 202411
- Cumulative net domestic migration, 2021 to 2024300
- Rank by growth among US county-equivalents794th
The county has grown 3.41 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Emery County
Where people moving to Emery County come from
- Tax returns filed by households arriving219
- People arriving, from those returns480
- Adjusted gross income arriving$11.4 m
- Net adjusted gross income movement$0
- Average income of an arriving household$51,900
- Largest single originEmery County Non-migrants (3,297 households)
- Largest single destination (3,297 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Emery County Non-migrants | 3,297 | 8,157 | $214.9 m |
| Other flows - Same State | 56 | 135 | $2.8 m |
| Other flows - Different State | 53 | 109 | $3.3 m |
| Other flows - West | 53 | 109 | $3.3 m |
| Carbon County | 47 | 101 | $1.9 m |
| Utah County | 36 | 83 | $2.0 m |
| Salt Lake County | 27 | 52 | $1.3 m |
The largest single source of arrivals is Emery County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Emery County
What the Emery County economy runs on
- County GDP, 2024$1.46 bn
- County GDP, 2023$1.44 bn
- GDP change, 2023 to 20241.3 percent
- GDP change over five years42.5 percent
- Rank by GDP among Utah counties17th
- Rank by GDP among US county-equivalents1538th
- GDP per resident$144,902
Output grew 1.3 percent in the latest year and 42.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Emery County
Who employs people in Emery County
- Covered employment, annual average3,675
- Establishments reporting273
- Average annual pay$57,193
- Average weekly wage$1,100
- Sector 23, employment540
- Sector 23, average annual pay$60,466
- Sector 44-45, employment496
- Sector 44-45, average annual pay$29,105
- Sector 21, employment442
- Sector 21, average annual pay$79,750
- Sector 72, employment244
- Sector 72, average annual pay$23,155
- Sector 81, employment113
- Sector 54, employment87
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 23 | 540 | 21 | $60,466 |
| Sector 44-45 | 496 | 38 | $29,105 |
| Sector 21 | 442 | 6 | $79,750 |
| Sector 72 | 244 | 22 | $23,155 |
| Sector 81 | 113 | 18 | $46,291 |
| Sector 54 | 87 | 11 | $46,291 |
| Sector 52 | 62 | 10 | $70,293 |
| Sector 11 | 28 | 6 | $45,645 |
The largest sector is the biggest private employer group at 540 jobs, 14.7 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Emery County
What businesses operate in Emery County
- Establishments, all industries194
- Employment at those establishments2,354
- Annual payroll$138.1 m
- Establishments per 1,000 residents19.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Emery County
What is being built in Emery County
- Housing units authorised by permit, 202455
- Declared construction value permitted$6.1 m
- Single family units authorised55
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$110,770
- Units authorised per 1,000 households15.9
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Emery County
How much SBA lending happens in Emery County
- 7(a) approvals recorded12
- 7(a) gross approval dollars$6.3 m
- Average 7(a) approval$523,508
- Median 7(a) approval$175,000
- 10th percentile approval$15,000
- 90th percentile approval$1,560,000
- Largest single approval$2,171,000
- Jobs reported supported, 7(a)96
- Jobs per approval8.0
- Distinct 7(a) lenders active7
- Distinct industries receiving approvals9
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer16.7 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter10
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countLandscaping Services (3)
- Most active lenderZions Bank, A Division of (5)
- 504 approvals recorded5
- 504 gross approval dollars$6.5 m
- Average 504 approval$1,308,400
- Median 504 approval$1,067,000
- Distinct CDCs active3
- 504 jobs per approval7.8
- 504 jobs per million dollars approved6.0
- Most active CDCMountain West Small Business Finance (3)
- 7(a) share of SBA approvals70.6 percent
- Combined SBA approval dollars$12.8 m
The average approval of $523,508 sits well above the median of $175,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 16.7 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Emery County
Do SBA loans in Emery County get paid back
- Loans with a final outcome recorded3
- Paid in full3
- Charged off0
- Status: Exempt from disclosure7
- Status: Paid in full3
- Status: Committed, not yet disbursed1
- Status: Cancelled1
Too few loans have reached a final outcome to publish a charge off rate. only 3 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Emery County
Which parts of Emery County get the lending
- Places in the county with recorded lending6
- ORANGEVILLE, approvals4
- Huntington, approvals2
- FERRON, approvals2
- CASTLE DALE, approvals2
- Green River, approvals1
- ELMO, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| ORANGEVILLE | 4 | $74,600 |
| Huntington | 2 | $3,692,000 |
| FERRON | 2 | $372,000 |
| CASTLE DALE | 2 | $408,500 |
| Green River | 1 | $1,560,000 |
| ELMO | 1 | $175,000 |
ORANGEVILLE accounts for 4 approvals against 2 in Huntington. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Emery County
How big is Emery County
- Land area4,462 sq mi
- Rank by land area among Utah counties7th of 29
- Width, east to west70.5 mi
- Height, north to south83.2 mi
- Geographies sharing a boundary6
- Residents per square mile of land2
- Establishments per square mile0.04
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Emery County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Emery County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population10,046
- Households3,453
- Average household size2.91
- Median household income$74,291
- Median age38.9
Common questions
Emery County questions, answered from the record.
How many people live in Emery County, Utah?
10,046, in 3,453 households, ranking 21st of 29 Utah counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Emery County growing?
The population has grown 3.41 percent since the 2020 census base. In 2024 there were 134 births against 132 deaths, with net migration of 11. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Emery County?
$74,291. The median owner-occupied home is valued at $218,700, which is 2.9 times income, and median gross rent is $739 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Emery County?
194 establishments, employing 2,354 people with an annual payroll of $138.1 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Emery County?
Average annual pay is $57,193, or $1,100 a week, across 3,675 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Emery County?
12 7(a) approvals totalling $6.3 m since FY2020, across 7 lenders, with a median approval of $175,000, plus 5 504 approvals worth $6.5 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Emery County?
55 housing units were authorised by permit in 2024, with a declared construction value of $6.1 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Emery County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Emery County come from?
The largest single origin is Emery County Non-migrants, with 3,297 households. Arriving households report an average income of $51,900 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Emery County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Emery County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.