Grand Isle County, Vermont: commercial real estate data.
Grand Isle County, Vermont has a population of 7,450 across 82 square miles, up 3.3 percent since the 2020 census base. County output reached $265.0 m in 2024, 170 establishments operate here, and the SBA record carries 10 7(a) approvals worth $910,300.
118 sourced county values · tier FULL · 11 sections
Grand Isle County
How many people live in Grand Isle County
- Population7,450
- Households3,140
- Average household size2.37
- Median household income$97,396
- Median age48.9
- Median gross rent$1,425 per month
- Median owner-occupied home value$394,100
- Home value to household income4.0 times
- Annual rent as a share of median income17.6 percent
- Adults 25 and over with a bachelor degree or higher44.0 percent
- Adults 25 and over with a graduate degree17.9 percent
- Adults 25 and over5,749
- Population under 181,257
- Share under 1816.9 percent
- Population 65 and over1,755
- Share 65 and over23.6 percent
- Working age population, 18 to 644,438
- Civilian labor force3,988
- Unemployment rate3.1 percent
- Labor force participation, adults 18 and over64.4 percent
- Rank by population among Vermont counties13th of 14
- Rank by population among US county-equivalents2699th
Grand Isle County is the 13th largest of 14 Vermont counties by population. A median home costs 4.0 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 23.6 percent against 16.9 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Grand Isle County
Is Grand Isle County growing
- Population change since the 2020 census base3.28 percent
- Census 2020 base population7,289
- Births, 202457
- Deaths, 202481
- Natural change, 2024-24
- Net domestic migration, 202435
- Net international migration, 20249
- Total net migration, 202444
- Cumulative net domestic migration, 2021 to 2024308
- Rank by growth among US county-equivalents813th
The county has grown 3.28 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Grand Isle County
Where people moving to Grand Isle County come from
- Tax returns filed by households arriving324
- People arriving, from those returns560
- Adjusted gross income arriving$36.5 m
- Net adjusted gross income movement$0
- Average income of an arriving household$112,574
- Largest single originGrand Isle County Non-migrants (3,283 households)
- Largest single destination (3,283 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Grand Isle County Non-migrants | 3,283 | 6,084 | $346.4 m |
| Chittenden County | 150 | 267 | $21.2 m |
| Other flows - Different State | 83 | 138 | $9.2 m |
| Franklin County | 56 | 108 | $2.7 m |
| Other flows - Northeast | 45 | 69 | $5.4 m |
| Other flows - South | 38 | 69 | $3.8 m |
| Other flows - Same State | 35 | 47 | $3.4 m |
The largest single source of arrivals is Grand Isle County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Grand Isle County
What the Grand Isle County economy runs on
- County GDP, 2024$265.0 m
- County GDP, 2023$245.6 m
- GDP change, 2023 to 20247.9 percent
- GDP change over five years30.7 percent
- Rank by GDP among Vermont counties13th
- Rank by GDP among US county-equivalents2773rd
- GDP per resident$35,565
Output grew 7.9 percent in the latest year and 30.7 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Grand Isle County
Who employs people in Grand Isle County
- Covered employment, annual average1,383
- Establishments reporting299
- Average annual pay$50,181
- Average weekly wage$965
- Sector 72, employment254
- Sector 72, average annual pay$26,197
- Sector 44-45, employment154
- Sector 44-45, average annual pay$30,923
- Sector 23, employment130
- Sector 23, average annual pay$54,854
- Sector 48-49, employment57
- Sector 48-49, average annual pay$44,992
- Sector 31-33, employment49
- Sector 52, employment38
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 72 | 254 | 23 | $26,197 |
| Sector 44-45 | 154 | 20 | $30,923 |
| Sector 23 | 130 | 34 | $54,854 |
| Sector 48-49 | 57 | 7 | $44,992 |
| Sector 31-33 | 49 | 6 | $26,789 |
| Sector 52 | 38 | 15 | $110,557 |
| Sector 81 | 37 | 14 | $43,053 |
| Sector 53 | 22 | 9 | $61,039 |
The largest sector is the biggest private employer group at 254 jobs, 18.4 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Grand Isle County
What businesses operate in Grand Isle County
- Establishments, all industries170
- Employment at those establishments673
- Annual payroll$32.8 m
- Establishments per 1,000 residents22.8
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Grand Isle County
What is being built in Grand Isle County
- Housing units authorised by permit, 202422
- Declared construction value permitted$7.5 m
- Single family units authorised22
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$340,075
- Units authorised per 1,000 households7.0
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Grand Isle County
How much SBA lending happens in Grand Isle County
- 7(a) approvals recorded10
- 7(a) gross approval dollars$910,300
- Average 7(a) approval$91,030
- Median 7(a) approval$35,400
- 10th percentile approval$10,000
- 90th percentile approval$440,000
- Largest single approval$440,000
- Jobs reported supported, 7(a)93
- Jobs per approval9.3
- Distinct 7(a) lenders active5
- Distinct industries receiving approvals7
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer10.0 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter9
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countBreweries (3)
- Most active lenderPeoples Trust Company of St. Albans (6)
- 504 approvals recorded4
- 504 gross approval dollars$905,000
- Average 504 approval$226,250
- Median 504 approval$234,000
- Distinct CDCs active2
- 504 jobs per approval1.3
- 504 jobs per million dollars approved5.5
- Most active CDCGranite State Economic Development Corporation (3)
- 7(a) share of SBA approvals71.4 percent
- Combined SBA approval dollars$1.8 m
The average approval of $91,030 sits well above the median of $35,400, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 10.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Grand Isle County
Do SBA loans in Grand Isle County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Exempt from disclosure6
- Status: Paid in full1
- Status: Cancelled2
- Status: Committed, not yet disbursed1
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Grand Isle County
Which parts of Grand Isle County get the lending
- Places in the county with recorded lending3
- ALBURGH, approvals6
- North Hero, approvals3
- GRAND ISLE, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| ALBURGH | 6 | $389,900 |
| North Hero | 3 | $485,400 |
| GRAND ISLE | 1 | $35,000 |
ALBURGH accounts for 6 approvals against 3 in North Hero. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Grand Isle County
How big is Grand Isle County
- Land area82 sq mi
- Rank by land area among Vermont counties14th of 14
- Width, east to west9.8 mi
- Height, north to south31.1 mi
- Geographies sharing a boundary2
- Residents per square mile of land91
- Establishments per square mile2.07
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Grand Isle County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Grand Isle County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population7,450
- Households3,140
- Average household size2.37
- Median household income$97,396
- Median age48.9
Common questions
Grand Isle County questions, answered from the record.
How many people live in Grand Isle County, Vermont?
7,450, in 3,140 households, ranking 13th of 14 Vermont counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Grand Isle County growing?
The population has grown 3.28 percent since the 2020 census base. In 2024 there were 57 births against 81 deaths, with net migration of 44. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Grand Isle County?
$97,396. The median owner-occupied home is valued at $394,100, which is 4.0 times income, and median gross rent is $1,425 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Grand Isle County?
170 establishments, employing 673 people with an annual payroll of $32.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Grand Isle County?
Average annual pay is $50,181, or $965 a week, across 1,383 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Grand Isle County?
10 7(a) approvals totalling $910,300 since FY2020, across 5 lenders, with a median approval of $35,400, plus 4 504 approvals worth $905,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Grand Isle County?
22 housing units were authorised by permit in 2024, with a declared construction value of $7.5 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Grand Isle County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Grand Isle County come from?
The largest single origin is Grand Isle County Non-migrants, with 3,283 households. Arriving households report an average income of $112,574 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Grand Isle County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Grand Isle County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.