Washington County, Vermont: commercial real estate data.
Washington County, Vermont has a population of 60,017 across 687 square miles, up 0.1 percent since the 2020 census base. County output reached $5.19 bn in 2024, 2,118 establishments operate here, and the SBA record carries 123 7(a) approvals worth $18.2 m.
122 sourced county values · tier FULL · 11 sections
Washington County
How many people live in Washington County
- Population60,017
- Households25,855
- Average household size2.32
- Median household income$83,449
- Median age43.8
- Median gross rent$1,163 per month
- Median owner-occupied home value$315,000
- Home value to household income3.8 times
- Annual rent as a share of median income16.7 percent
- Adults 25 and over with a bachelor degree or higher48.1 percent
- Adults 25 and over with a graduate degree19.6 percent
- Adults 25 and over44,302
- Population under 1810,784
- Share under 1818.0 percent
- Population 65 and over12,965
- Share 65 and over21.6 percent
- Working age population, 18 to 6436,268
- Civilian labor force32,828
- Unemployment rate2.7 percent
- Labor force participation, adults 18 and over66.7 percent
- Rank by population among Vermont counties3rd of 14
- Rank by population among US county-equivalents895th
Washington County is the 3rd largest of 14 Vermont counties by population. A median home costs 3.8 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 21.6 percent against 18.0 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Washington County
Is Washington County growing
- Population change since the 2020 census base0.06 percent
- Census 2020 base population59,806
- Births, 2024434
- Deaths, 2024545
- Natural change, 2024-111
- Net domestic migration, 2024-425
- Net international migration, 2024126
- Total net migration, 2024-299
- Cumulative net domestic migration, 2021 to 2024378
- Rank by growth among US county-equivalents1804th
The county has grown 0.06 percent since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Washington County
Where people moving to Washington County come from
- Tax returns filed by households arriving1,758
- People arriving, from those returns2,698
- Adjusted gross income arriving$142.5 m
- Net adjusted gross income movement$0
- Average income of an arriving household$81,038
- Largest single originWashington County Non-migrants (25,881 households)
- Largest single destination (25,881 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Washington County Non-migrants | 25,881 | 47,121 | $2.18 bn |
| Other flows - Different State | 927 | 1,497 | $92.7 m |
| Other flows - Northeast | 421 | 650 | $45.5 m |
| Chittenden County | 297 | 383 | $16.4 m |
| Other flows - South | 264 | 456 | $24.3 m |
| Other flows - West | 181 | 304 | $17.8 m |
| Orange County | 151 | 240 | $7.2 m |
| Lamoille County | 84 | 117 | $4.6 m |
The largest single source of arrivals is Washington County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Washington County
What the Washington County economy runs on
- County GDP, 2024$5.19 bn
- County GDP, 2023$4.93 bn
- GDP change, 2023 to 20245.3 percent
- GDP change over five years31.0 percent
- Rank by GDP among Vermont counties2nd
- Rank by GDP among US county-equivalents700th
- GDP per resident$86,495
Output grew 5.3 percent in the latest year and 31.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Washington County
Who employs people in Washington County
- Covered employment, annual average33,484
- Establishments reporting3,178
- Average annual pay$67,784
- Average weekly wage$1,304
- Sector 62, employment4,400
- Sector 62, average annual pay$68,165
- Sector 44-45, employment3,988
- Sector 44-45, average annual pay$41,888
- Sector 72, employment2,565
- Sector 72, average annual pay$30,382
- Sector 31-33, employment2,294
- Sector 31-33, average annual pay$63,560
- Sector 52, employment2,077
- Sector 54, employment1,876
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 4,400 | 215 | $68,165 |
| Sector 44-45 | 3,988 | 314 | $41,888 |
| Sector 72 | 2,565 | 157 | $30,382 |
| Sector 31-33 | 2,294 | 120 | $63,560 |
| Sector 52 | 2,077 | 140 | $114,921 |
| Sector 54 | 1,876 | 665 | $107,762 |
| Sector 61 | 1,443 | 93 | $56,101 |
| Sector 23 | 1,402 | 260 | $69,183 |
The largest sector is the biggest private employer group at 4,400 jobs, 13.1 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Washington County
What businesses operate in Washington County
- Establishments, all industries2,118
- Employment at those establishments26,122
- Annual payroll$1.43 bn
- Establishments per 1,000 residents35.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Washington County
What is being built in Washington County
- Housing units authorised by permit, 2024203
- Declared construction value permitted$67.0 m
- Single family units authorised149
- Multifamily units authorised54
- Multifamily share of units26.6 percent
- Average declared value per unit$330,188
- Units authorised per 1,000 households7.9
Multifamily is 26.6 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Washington County
How much SBA lending happens in Washington County
- 7(a) approvals recorded123
- 7(a) gross approval dollars$18.2 m
- Average 7(a) approval$147,802
- Median 7(a) approval$70,000
- 10th percentile approval$25,000
- 90th percentile approval$320,000
- Largest single approval$1,582,000
- Jobs reported supported, 7(a)1,138
- Jobs per approval9.3
- Distinct 7(a) lenders active19
- Distinct industries receiving approvals75
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer5.7 percent
- Loans on real estate terms7
- Loans on working capital terms, 120 months or shorter113
- Franchise loans1
- Franchise share of approvals0.8 percent
- Leading industry by approval countFull-Service Restaurants (7)
- Most active lenderCommunity National Bank (62)
- 504 approvals recorded51
- 504 gross approval dollars$23.9 m
- Average 504 approval$468,255
- Median 504 approval$240,000
- Distinct CDCs active1
- 504 jobs per approval5.5
- 504 jobs per million dollars approved11.8
- Most active CDCGranite State Economic Development Corporation (51)
- 7(a) share of SBA approvals70.7 percent
- Combined SBA approval dollars$42.1 m
The average approval of $147,802 sits well above the median of $70,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 5.7 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Washington County
Do SBA loans in Washington County get paid back
- Loans with a final outcome recorded40
- Paid in full40
- Charged off0
- Charge off rate on resolved loans0.0 percent
- Status: Exempt from disclosure67
- Status: Paid in full40
- Status: Cancelled9
- Status: Committed, not yet disbursed7
Of the 40 loans that have reached a final outcome, 0.0 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Washington County
Which parts of Washington County get the lending
- Places in the county with recorded lending19
- Barre, approvals27
- Montpelier, approvals23
- WAITSFIELD, approvals18
- WATERBURY, approvals10
- Waterbury Center, approvals9
- Northfield, approvals9
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Barre | 27 | $3,736,300 |
| Montpelier | 23 | $2,617,500 |
| WAITSFIELD | 18 | $1,934,700 |
| WATERBURY | 10 | $2,396,200 |
| Waterbury Center | 9 | $2,596,000 |
| Northfield | 9 | $657,300 |
| Warren | 5 | $415,000 |
| Marshfield | 3 | $372,000 |
Barre accounts for 27 approvals against 23 in Montpelier. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Washington County
How big is Washington County
- Land area687 sq mi
- Rank by land area among Vermont counties7th of 14
- Width, east to west36.1 mi
- Height, north to south34.1 mi
- Geographies sharing a boundary5
- Residents per square mile of land87
- Establishments per square mile3.08
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Washington County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Washington County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population60,017
- Households25,855
- Average household size2.32
- Median household income$83,449
- Median age43.8
Common questions
Washington County questions, answered from the record.
How many people live in Washington County, Vermont?
60,017, in 25,855 households, ranking 3rd of 14 Vermont counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Washington County growing?
The population has grown 0.06 percent since the 2020 census base. In 2024 there were 434 births against 545 deaths, with net migration of -299. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Washington County?
$83,449. The median owner-occupied home is valued at $315,000, which is 3.8 times income, and median gross rent is $1,163 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Washington County?
2,118 establishments, employing 26,122 people with an annual payroll of $1.43 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Washington County?
Average annual pay is $67,784, or $1,304 a week, across 33,484 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Washington County?
123 7(a) approvals totalling $18.2 m since FY2020, across 19 lenders, with a median approval of $70,000, plus 51 504 approvals worth $23.9 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Washington County get paid back?
Of the 40 loans that have reached a final outcome, 40 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Washington County?
203 housing units were authorised by permit in 2024, with a declared construction value of $67.0 m. Multifamily was 26.6 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Washington County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Washington County come from?
The largest single origin is Washington County Non-migrants, with 25,881 households. Arriving households report an average income of $81,038 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Washington County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Washington County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.