Amelia County, Virginia: commercial real estate data.
Amelia County, Virginia has a population of 13,462 across 355 square miles, up 3.4 percent since the 2020 census base. County output reached $394.7 m in 2024, 273 establishments operate here, and the SBA record carries 6 7(a) approvals worth $5.2 m.
115 sourced county values · tier FULL · 11 sections
Amelia County
How many people live in Amelia County
- Population13,462
- Households5,417
- Average household size2.49
- Median household income$76,717
- Median age44.7
- Median gross rent$1,164 per month
- Median owner-occupied home value$282,400
- Home value to household income3.7 times
- Annual rent as a share of median income18.2 percent
- Adults 25 and over with a bachelor degree or higher18.6 percent
- Adults 25 and over with a graduate degree4.4 percent
- Adults 25 and over9,854
- Population under 182,716
- Share under 1820.2 percent
- Population 65 and over2,986
- Share 65 and over22.2 percent
- Working age population, 18 to 647,760
- Civilian labor force6,425
- Unemployment rate3.8 percent
- Labor force participation, adults 18 and over59.8 percent
- Rank by population among Virginia counties105th of 133
- Rank by population among US county-equivalents2259th
Amelia County is the 105th largest of 133 Virginia counties by population. A median home costs 3.7 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 22.2 percent against 20.2 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Amelia County
Is Amelia County growing
- Population change since the 2020 census base3.44 percent
- Census 2020 base population13,260
- Births, 2024140
- Deaths, 2024169
- Natural change, 2024-29
- Net domestic migration, 2024139
- Net international migration, 202410
- Total net migration, 2024149
- Cumulative net domestic migration, 2021 to 2024615
- Rank by growth among US county-equivalents788th
The county has grown 3.44 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Amelia County
Where people moving to Amelia County come from
- Tax returns filed by households arriving423
- People arriving, from those returns800
- Adjusted gross income arriving$25.9 m
- Net adjusted gross income movement$0
- Average income of an arriving household$61,258
- Largest single originAmelia County Non-migrants (4,981 households)
- Largest single destination (4,981 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Amelia County Non-migrants | 4,981 | 10,076 | $353.0 m |
| Other flows - Same State | 168 | 304 | $9.4 m |
| Chesterfield County | 156 | 295 | $11.9 m |
| Other flows - Different State | 45 | 83 | $2.0 m |
| Other flows - South | 45 | 83 | $2.0 m |
| Powhatan County | 32 | 72 | $1.7 m |
| Nottoway County | 22 | 46 | $938,000 |
The largest single source of arrivals is Amelia County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Amelia County
What the Amelia County economy runs on
- County GDP, 2024$394.7 m
- County GDP, 2023$384.0 m
- GDP change, 2023 to 20242.8 percent
- GDP change over five years41.8 percent
- Rank by GDP among Virginia counties94th
- Rank by GDP among US county-equivalents2551st
- GDP per resident$29,318
Output grew 2.8 percent in the latest year and 41.8 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Amelia County
Who employs people in Amelia County
- Covered employment, annual average2,522
- Establishments reporting411
- Average annual pay$47,867
- Average weekly wage$921
- Sector 23, employment418
- Sector 23, average annual pay$54,666
- Sector 44-45, employment214
- Sector 44-45, average annual pay$29,051
- Sector 31-33, employment211
- Sector 31-33, average annual pay$57,753
- Sector 42, employment146
- Sector 42, average annual pay$54,642
- Sector 54, employment107
- Sector 81, employment96
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 23 | 418 | 75 | $54,666 |
| Sector 44-45 | 214 | 24 | $29,051 |
| Sector 31-33 | 211 | 21 | $57,753 |
| Sector 42 | 146 | 13 | $54,642 |
| Sector 54 | 107 | 29 | $48,394 |
| Sector 81 | 96 | 40 | $39,668 |
| Sector 52 | 30 | 12 | $61,854 |
| Sector 53 | 8 | 10 | $32,698 |
The largest sector is the biggest private employer group at 418 jobs, 16.6 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Amelia County
What businesses operate in Amelia County
- Establishments, all industries273
- Employment at those establishments2,014
- Annual payroll$89.1 m
- Establishments per 1,000 residents20.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Amelia County
What is being built in Amelia County
- Housing units authorised by permit, 202460
- Declared construction value permitted$20.6 m
- Single family units authorised60
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$342,736
- Units authorised per 1,000 households11.1
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Amelia County
How much SBA lending happens in Amelia County
- 7(a) approvals recorded6
- 7(a) gross approval dollars$5.2 m
- Average 7(a) approval$862,317
- Median 7(a) approval$1,249,000
- 10th percentile approval$104,900
- 90th percentile approval$1,909,000
- Largest single approval$1,909,000
- Jobs reported supported, 7(a)102
- Jobs per approval17.0
- Distinct 7(a) lenders active6
- Distinct industries receiving approvals5
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer33.3 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter4
- Franchise loans1
- Franchise share of approvals16.7 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (2)
- Most active lenderAmerican Momentum Bank (1)
- 504 approvals recorded1
- 504 gross approval dollars$632,000
- Average 504 approval$632,000
- Median 504 approval$632,000
- Distinct CDCs active1
- 504 jobs per approval6.0
- 504 jobs per million dollars approved9.5
- Most active CDCBusiness Finance Group, Inc. (1)
- 7(a) share of SBA approvals85.7 percent
- Combined SBA approval dollars$5.8 m
The average approval of $862,317 sits close to the median of $1,249,000, so lending here is fairly evenly sized rather than driven by a few large deals. 33.3 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Amelia County
Do SBA loans in Amelia County get paid back
- Loans with a final outcome recorded2
- Paid in full2
- Charged off0
- Status: Paid in full2
- Status: Exempt from disclosure4
Too few loans have reached a final outcome to publish a charge off rate. only 2 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Amelia County
Which parts of Amelia County get the lending
- Places in the county with recorded lending2
- Amelia Court House, approvals5
- JETERSVILLE, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Amelia Court House | 5 | $5,069,000 |
| JETERSVILLE | 1 | $104,900 |
Amelia Court House accounts for 5 approvals against 1 in JETERSVILLE. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Amelia County
How big is Amelia County
- Land area355 sq mi
- Rank by land area among Virginia counties54th of 133
- Width, east to west32.1 mi
- Height, north to south20.7 mi
- Geographies sharing a boundary6
- Residents per square mile of land38
- Establishments per square mile0.77
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Amelia County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Amelia County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population13,462
- Households5,417
- Average household size2.49
- Median household income$76,717
- Median age44.7
Common questions
Amelia County questions, answered from the record.
How many people live in Amelia County, Virginia?
13,462, in 5,417 households, ranking 105th of 133 Virginia counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Amelia County growing?
The population has grown 3.44 percent since the 2020 census base. In 2024 there were 140 births against 169 deaths, with net migration of 149. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Amelia County?
$76,717. The median owner-occupied home is valued at $282,400, which is 3.7 times income, and median gross rent is $1,164 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Amelia County?
273 establishments, employing 2,014 people with an annual payroll of $89.1 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Amelia County?
Average annual pay is $47,867, or $921 a week, across 2,522 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Amelia County?
6 7(a) approvals totalling $5.2 m since FY2020, across 6 lenders, with a median approval of $1,249,000, plus 1 504 approvals worth $632,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Amelia County?
60 housing units were authorised by permit in 2024, with a declared construction value of $20.6 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Amelia County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Amelia County come from?
The largest single origin is Amelia County Non-migrants, with 4,981 households. Arriving households report an average income of $61,258 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Amelia County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Amelia County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.