HomeVirginiaRappahannock County
Rappahannock County, Virginia: commercial real estate data.
Rappahannock County, Virginia has a population of 7,427 across 266 square miles, up 1.7 percent since the 2020 census base. County output reached $389.8 m in 2024, 197 establishments operate here, and the SBA record carries 3 7(a) approvals worth $450,000.
115 sourced county values · tier FULL · 11 sections
Rappahannock County
How many people live in Rappahannock County
- Population7,427
- Households2,985
- Average household size2.49
- Median household income$83,380
- Median age50.6
- Median gross rent$1,290 per month
- Median owner-occupied home value$506,400
- Home value to household income6.1 times
- Annual rent as a share of median income18.6 percent
- Adults 25 and over with a bachelor degree or higher33.3 percent
- Adults 25 and over with a graduate degree13.3 percent
- Adults 25 and over5,729
- Population under 181,274
- Share under 1817.2 percent
- Population 65 and over2,068
- Share 65 and over27.8 percent
- Working age population, 18 to 644,085
- Civilian labor force3,729
- Unemployment rate9.2 percent
- Labor force participation, adults 18 and over60.6 percent
- Rank by population among Virginia counties121st of 133
- Rank by population among US county-equivalents2703rd
Rappahannock County is the 121st largest of 133 Virginia counties by population. A median home costs 6.1 times median household income, which is a stretched ownership market and usually shows up as rental demand. Residents 65 and over outnumber those under 18, at 27.8 percent against 17.2 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Rappahannock County
Is Rappahannock County growing
- Population change since the 2020 census base1.74 percent
- Census 2020 base population7,351
- Births, 202455
- Deaths, 202492
- Natural change, 2024-37
- Net domestic migration, 202438
- Net international migration, 202425
- Total net migration, 202463
- Cumulative net domestic migration, 2021 to 2024285
- Rank by growth among US county-equivalents1264th
The county has grown 1.74 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Rappahannock County
Where people moving to Rappahannock County come from
- Tax returns filed by households arriving224
- People arriving, from those returns395
- Adjusted gross income arriving$45.3 m
- Net adjusted gross income movement$0
- Average income of an arriving household$202,022
- Largest single originRappahannock County Non-migrants (2,890 households)
- Largest single destination (2,890 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Rappahannock County Non-migrants | 2,890 | 5,480 | $343.6 m |
| Other flows - Same State | 116 | 204 | $17.2 m |
| Other flows - Different State | 39 | 68 | $9.9 m |
| Other flows - South | 39 | 68 | $9.9 m |
| Culpeper County | 26 | 51 | $3.3 m |
| District of Columbia | 23 | 43 | $13.3 m |
| Warren County | 20 | 29 | $1.5 m |
The largest single source of arrivals is Rappahannock County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Rappahannock County
What the Rappahannock County economy runs on
- County GDP, 2024$389.8 m
- County GDP, 2023$382.6 m
- GDP change, 2023 to 20241.9 percent
- GDP change over five years32.5 percent
- Rank by GDP among Virginia counties95th
- Rank by GDP among US county-equivalents2563rd
- GDP per resident$52,490
Output grew 1.9 percent in the latest year and 32.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Rappahannock County
Who employs people in Rappahannock County
- Covered employment, annual average1,528
- Establishments reporting292
- Average annual pay$48,556
- Average weekly wage$934
- Sector 44-45, employment143
- Sector 44-45, average annual pay$41,553
- Sector 23, employment113
- Sector 23, average annual pay$56,023
- Sector 62, employment91
- Sector 62, average annual pay$47,922
- Sector 31-33, employment87
- Sector 31-33, average annual pay$32,954
- Sector 11, employment75
- Sector 54, employment67
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 143 | 20 | $41,553 |
| Sector 23 | 113 | 36 | $56,023 |
| Sector 62 | 91 | 32 | $47,922 |
| Sector 31-33 | 87 | 12 | $32,954 |
| Sector 11 | 75 | 18 | $45,575 |
| Sector 54 | 67 | 32 | $63,726 |
| Sector 51 | 64 | 8 | $84,319 |
| Sector 81 | 56 | 30 | $43,407 |
The largest sector is the biggest private employer group at 143 jobs, 9.4 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Rappahannock County
What businesses operate in Rappahannock County
- Establishments, all industries197
- Employment at those establishments1,123
- Annual payroll$52.6 m
- Establishments per 1,000 residents26.5
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Rappahannock County
What is being built in Rappahannock County
- Housing units authorised by permit, 202434
- Declared construction value permitted$20.7 m
- Single family units authorised34
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$609,251
- Units authorised per 1,000 households11.4
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Rappahannock County
How much SBA lending happens in Rappahannock County
- 7(a) approvals recorded3
- 7(a) gross approval dollars$450,000
- Average 7(a) approval$150,000
- Median 7(a) approval$55,000
- 10th percentile approval$25,000
- 90th percentile approval$370,000
- Largest single approval$370,000
- Jobs reported supported, 7(a)10
- Jobs per approval3.3
- Distinct 7(a) lenders active3
- Distinct industries receiving approvals3
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer33.3 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter2
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countFull-Service Restaurants (1)
- Most active lenderCRF Small Business Loan Company, LLC (1)
- 504 approvals recorded1
- 504 gross approval dollars$378,000
- Average 504 approval$378,000
- Median 504 approval$378,000
- Distinct CDCs active1
- 504 jobs per approval7.0
- 504 jobs per million dollars approved18.5
- Most active CDCBusiness Finance Group, Inc. (1)
- 7(a) share of SBA approvals75.0 percent
- Combined SBA approval dollars$828,000
The average approval of $150,000 sits well above the median of $55,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. 33.3 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Rappahannock County
Do SBA loans in Rappahannock County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure2
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Rappahannock County
Which parts of Rappahannock County get the lending
- Places in the county with recorded lending2
- Sperryville, approvals2
- BOSTON, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Sperryville | 2 | $395,000 |
| BOSTON | 1 | $55,000 |
Sperryville accounts for 2 approvals against 1 in BOSTON. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Rappahannock County
How big is Rappahannock County
- Land area266 sq mi
- Rank by land area among Virginia counties75th of 133
- Width, east to west21.7 mi
- Height, north to south23.6 mi
- Geographies sharing a boundary5
- Residents per square mile of land28
- Establishments per square mile0.74
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Rappahannock County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Rappahannock County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population7,427
- Households2,985
- Average household size2.49
- Median household income$83,380
- Median age50.6
Common questions
Rappahannock County questions, answered from the record.
How many people live in Rappahannock County, Virginia?
7,427, in 2,985 households, ranking 121st of 133 Virginia counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Rappahannock County growing?
The population has grown 1.74 percent since the 2020 census base. In 2024 there were 55 births against 92 deaths, with net migration of 63. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Rappahannock County?
$83,380. The median owner-occupied home is valued at $506,400, which is 6.1 times income, and median gross rent is $1,290 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Rappahannock County?
197 establishments, employing 1,123 people with an annual payroll of $52.6 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Rappahannock County?
Average annual pay is $48,556, or $934 a week, across 1,528 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Rappahannock County?
3 7(a) approvals totalling $450,000 since FY2020, across 3 lenders, with a median approval of $55,000, plus 1 504 approvals worth $378,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Rappahannock County?
34 housing units were authorised by permit in 2024, with a declared construction value of $20.7 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Rappahannock County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Rappahannock County come from?
The largest single origin is Rappahannock County Non-migrants, with 2,890 households. Arriving households report an average income of $202,022 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Rappahannock County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Rappahannock County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.