York County, Virginia: commercial real estate data.
York County, Virginia has a population of 71,005 across 105 square miles, up 1.9 percent since the 2020 census base. 1,503 establishments operate here, and the SBA record carries 33 7(a) approvals worth $23.0 m.
112 sourced county values · tier FULL · 10 sections
York County
How many people live in York County
- Population71,005
- Households26,968
- Average household size2.63
- Median household income$109,956
- Median age39.9
- Median gross rent$1,827 per month
- Median owner-occupied home value$433,200
- Home value to household income3.9 times
- Annual rent as a share of median income19.9 percent
- Adults 25 and over with a bachelor degree or higher50.0 percent
- Adults 25 and over with a graduate degree23.3 percent
- Adults 25 and over48,542
- Population under 1816,367
- Share under 1823.1 percent
- Population 65 and over12,640
- Share 65 and over17.8 percent
- Working age population, 18 to 6441,998
- Civilian labor force33,049
- Unemployment rate4.2 percent
- Labor force participation, adults 18 and over60.5 percent
- Rank by population among Virginia counties30th of 133
- Rank by population among US county-equivalents780th
York County is the 30th largest of 133 Virginia counties by population. A median home costs 3.9 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 23.1 percent against 17.8 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
York County
Is York County growing
- Population change since the 2020 census base1.94 percent
- Census 2020 base population70,054
- Births, 2024614
- Deaths, 2024598
- Natural change, 202416
- Net domestic migration, 2024198
- Net international migration, 2024158
- Total net migration, 2024356
- Cumulative net domestic migration, 2021 to 2024697
- Rank by growth among US county-equivalents1183rd
The county has grown 1.94 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
York County
Where people moving to York County come from
- Tax returns filed by households arriving3,469
- People arriving, from those returns7,475
- Adjusted gross income arriving$241.7 m
- Net adjusted gross income movement$0
- Average income of an arriving household$69,669
- Largest single originYork County Non-migrants (24,752 households)
- Largest single destination (24,752 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| York County Non-migrants | 24,752 | 54,278 | $2.69 bn |
| Other flows - Different State | 1,258 | 2,895 | $93.2 m |
| Newport News city | 632 | 1,250 | $38.1 m |
| Other flows - South | 630 | 1,426 | $44.6 m |
| Hampton city | 325 | 727 | $18.4 m |
| James City County | 275 | 490 | $18.5 m |
| Other flows - West | 233 | 591 | $18.2 m |
| Other flows - Northeast | 212 | 459 | $15.8 m |
The largest single source of arrivals is York County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
York County
Who employs people in York County
- Covered employment, annual average22,164
- Establishments reporting1,733
- Average annual pay$53,363
- Average weekly wage$1,026
- Sector 44-45, employment3,456
- Sector 44-45, average annual pay$35,312
- Sector 72, employment3,337
- Sector 72, average annual pay$26,925
- Sector 62, employment2,738
- Sector 62, average annual pay$65,730
- Sector 23, employment1,666
- Sector 23, average annual pay$65,752
- Sector 54, employment1,296
- Sector 56, employment1,286
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 3,456 | 181 | $35,312 |
| Sector 72 | 3,337 | 155 | $26,925 |
| Sector 62 | 2,738 | 261 | $65,730 |
| Sector 23 | 1,666 | 206 | $65,752 |
| Sector 54 | 1,296 | 188 | $84,399 |
| Sector 56 | 1,286 | 110 | $50,950 |
| Sector 81 | 764 | 188 | $42,509 |
| Sector 71 | 611 | 30 | $22,258 |
The largest sector is the biggest private employer group at 3,456 jobs, 15.6 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
York County
What businesses operate in York County
- Establishments, all industries1,503
- Employment at those establishments18,725
- Annual payroll$872.2 m
- Establishments per 1,000 residents21.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
York County
What is being built in York County
- Housing units authorised by permit, 2024187
- Declared construction value permitted$63.8 m
- Single family units authorised181
- Multifamily units authorised6
- Multifamily share of units3.2 percent
- Average declared value per unit$341,442
- Units authorised per 1,000 households6.9
Multifamily is 3.2 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
York County
How much SBA lending happens in York County
- 7(a) approvals recorded33
- 7(a) gross approval dollars$23.0 m
- Average 7(a) approval$698,355
- Median 7(a) approval$239,200
- 10th percentile approval$21,500
- 90th percentile approval$1,685,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)335
- Jobs per approval10.2
- Distinct 7(a) lenders active20
- Distinct industries receiving approvals23
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer18.2 percent
- Loans on real estate terms6
- Loans on working capital terms, 120 months or shorter26
- Franchise loans9
- Franchise share of approvals27.3 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (4)
- Most active lenderThe Huntington National Bank (5)
- 504 approvals recorded28
- 504 gross approval dollars$21.3 m
- Average 504 approval$761,357
- Median 504 approval$350,000
- Distinct CDCs active3
- 504 jobs per approval8.1
- 504 jobs per million dollars approved10.7
- Most active CDC504 Capital Corporation (17)
- 7(a) share of SBA approvals54.1 percent
- Combined SBA approval dollars$44.4 m
The average approval of $698,355 sits well above the median of $239,200, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 18.2 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
York County
Do SBA loans in York County get paid back
- Loans with a final outcome recorded5
- Paid in full4
- Charged off1
- Status: Exempt from disclosure21
- Status: Cancelled5
- Status: Paid in full4
- Status: Charged off1
- Status: Committed, not yet disbursed2
Too few loans have reached a final outcome to publish a charge off rate. only 5 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
York County
Which parts of York County get the lending
- Places in the county with recorded lending3
- Yorktown, approvals20
- WILLIAMSBURG, approvals12
- LANEXA, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Yorktown | 20 | $11,850,700 |
| WILLIAMSBURG | 12 | $11,045,000 |
| LANEXA | 1 | $150,000 |
Yorktown accounts for 20 approvals against 12 in WILLIAMSBURG. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
York County
How big is York County
- Land area105 sq mi
- Rank by land area among Virginia counties96th of 133
- Width, east to west19.4 mi
- Height, north to south19.9 mi
- Geographies sharing a boundary6
- Residents per square mile of land676
- Establishments per square mile14.31
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a York County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a York County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population71,005
- Households26,968
- Average household size2.63
- Median household income$109,956
- Median age39.9
Common questions
York County questions, answered from the record.
How many people live in York County, Virginia?
71,005, in 26,968 households, ranking 30th of 133 Virginia counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is York County growing?
The population has grown 1.94 percent since the 2020 census base. In 2024 there were 614 births against 598 deaths, with net migration of 356. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in York County?
$109,956. The median owner-occupied home is valued at $433,200, which is 3.9 times income, and median gross rent is $1,827 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in York County?
1,503 establishments, employing 18,725 people with an annual payroll of $872.2 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in York County?
Average annual pay is $53,363, or $1,026 a week, across 22,164 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in York County?
33 7(a) approvals totalling $23.0 m since FY2020, across 20 lenders, with a median approval of $239,200, plus 28 504 approvals worth $21.3 m. These are approvals recorded in the release, not loans disbursed.
What is being built in York County?
187 housing units were authorised by permit in 2024, with a declared construction value of $63.8 m. Multifamily was 3.2 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for York County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to York County come from?
The largest single origin is York County Non-migrants, with 24,752 households. Arriving households report an average income of $69,669 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for York County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for York County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.