HomeWashingtonFerry County
Ferry County, Washington: commercial real estate data.
Ferry County, Washington has a population of 7,387 across 2,203 square miles, up 5.1 percent since the 2020 census base. County output reached $278.6 m in 2024, 145 establishments operate here, and the SBA record carries 8 7(a) approvals worth $10.3 m.
106 sourced county values · tier FULL · 11 sections
Ferry County
How many people live in Ferry County
- Population7,387
- Households3,169
- Average household size2.33
- Median household income$55,614
- Median age52.9
- Median gross rent$663 per month
- Median owner-occupied home value$283,400
- Home value to household income5.1 times
- Annual rent as a share of median income14.3 percent
- Adults 25 and over with a bachelor degree or higher15.2 percent
- Adults 25 and over with a graduate degree6.1 percent
- Adults 25 and over5,687
- Population under 181,228
- Share under 1816.6 percent
- Population 65 and over2,263
- Share 65 and over30.6 percent
- Working age population, 18 to 643,896
- Civilian labor force2,689
- Unemployment rate12.5 percent
- Labor force participation, adults 18 and over43.7 percent
- Rank by population among Washington counties36th of 39
- Rank by population among US county-equivalents2708th
Ferry County is the 36th largest of 39 Washington counties by population. A median home costs 5.1 times median household income, which is a stretched ownership market and usually shows up as rental demand. Residents 65 and over outnumber those under 18, at 30.6 percent against 16.6 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Ferry County
Is Ferry County growing
- Population change since the 2020 census base5.07 percent
- Census 2020 base population7,179
- Births, 202462
- Deaths, 2024109
- Natural change, 2024-47
- Net domestic migration, 2024102
- Net international migration, 202418
- Total net migration, 2024120
- Cumulative net domestic migration, 2021 to 2024531
- Rank by growth among US county-equivalents520th
The county has grown 5.07 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Ferry County
Where people moving to Ferry County come from
- Tax returns filed by households arriving203
- People arriving, from those returns393
- Adjusted gross income arriving$13.7 m
- Net adjusted gross income movement$0
- Average income of an arriving household$67,567
- Largest single originFerry County Non-migrants (2,339 households)
- Largest single destination (2,339 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Ferry County Non-migrants | 2,339 | 4,780 | $139.1 m |
| Other flows - Same State | 65 | 122 | $4.9 m |
| Other flows - Different State | 48 | 94 | $3.0 m |
| Other flows - West | 48 | 94 | $3.0 m |
| Stevens County | 24 | 57 | $1.1 m |
| Spokane County | 23 | 39 | $1.2 m |
| King County | 22 | 37 | $1.9 m |
| Snohomish County | 21 | 44 | $1.6 m |
The largest single source of arrivals is Ferry County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Ferry County
What the Ferry County economy runs on
- County GDP, 2024$278.6 m
- County GDP, 2023$257.1 m
- GDP change, 2023 to 20248.3 percent
- GDP change over five years33.6 percent
- Rank by GDP among Washington counties37th
- Rank by GDP among US county-equivalents2748th
- GDP per resident$37,712
Output grew 8.3 percent in the latest year and 33.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Ferry County
Who employs people in Ferry County
- Covered employment, annual average1,713
- Establishments reporting271
- Average annual pay$52,738
- Average weekly wage$1,014
- Sector 44-45, employment134
- Sector 44-45, average annual pay$30,246
- Sector 23, employment88
- Sector 23, average annual pay$46,027
- Sector 81, employment49
- Sector 81, average annual pay$29,862
- Sector 51, employment24
- Sector 51, average annual pay$46,889
- Sector 52, employment15
- Sector 53, employment12
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 134 | 24 | $30,246 |
| Sector 23 | 88 | 35 | $46,027 |
| Sector 81 | 49 | 20 | $29,862 |
| Sector 51 | 24 | 9 | $46,889 |
| Sector 52 | 15 | 4 | $45,748 |
| Sector 53 | 12 | 8 | $29,665 |
The largest sector is the biggest private employer group at 134 jobs, 7.8 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Ferry County
What businesses operate in Ferry County
- Establishments, all industries145
- Employment at those establishments855
- Annual payroll$41.4 m
- Establishments per 1,000 residents19.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Ferry County
What is being built in Ferry County
- Housing units authorised by permit, 202420
- Declared construction value permitted$4.2 m
- Single family units authorised20
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$207,941
- Units authorised per 1,000 households6.3
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Ferry County
How much SBA lending happens in Ferry County
- 7(a) approvals recorded8
- 7(a) gross approval dollars$10.3 m
- Average 7(a) approval$1,292,438
- Median 7(a) approval$1,346,000
- 10th percentile approval$15,000
- 90th percentile approval$2,448,000
- Largest single approval$2,448,000
- Jobs reported supported, 7(a)49
- Jobs per approval6.1
- Distinct 7(a) lenders active6
- Distinct industries receiving approvals6
- Median 7(a) term300 months
- Share of loans on real estate terms, 240 months or longer75.0 percent
- Loans on real estate terms6
- Loans on working capital terms, 120 months or shorter2
- Franchise loans4
- Franchise share of approvals50.0 percent
- Leading industry by approval countGasoline Stations with Convenience Stores (3)
- Most active lenderCeltic Bank Corporation (2)
The average approval of $1,292,438 sits close to the median of $1,346,000, so lending here is fairly evenly sized rather than driven by a few large deals. 75.0 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ferry County
Do SBA loans in Ferry County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure7
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ferry County
Which parts of Ferry County get the lending
- Places in the county with recorded lending3
- REPUBLIC, approvals6
- KETTLE FALLS, approvals1
- CURLEW, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| REPUBLIC | 6 | $9,472,000 |
| KETTLE FALLS | 1 | $717,500 |
| CURLEW | 1 | $150,000 |
REPUBLIC accounts for 6 approvals against 1 in KETTLE FALLS. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ferry County
How big is Ferry County
- Land area2,203 sq mi
- Rank by land area among Washington counties9th of 39
- Width, east to west35.1 mi
- Height, north to south80 mi
- Geographies sharing a boundary3
- Residents per square mile of land3
- Establishments per square mile0.07
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Ferry County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Ferry County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population7,387
- Households3,169
- Average household size2.33
- Median household income$55,614
- Median age52.9
Common questions
Ferry County questions, answered from the record.
How many people live in Ferry County, Washington?
7,387, in 3,169 households, ranking 36th of 39 Washington counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Ferry County growing?
The population has grown 5.07 percent since the 2020 census base. In 2024 there were 62 births against 109 deaths, with net migration of 120. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Ferry County?
$55,614. The median owner-occupied home is valued at $283,400, which is 5.1 times income, and median gross rent is $663 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Ferry County?
145 establishments, employing 855 people with an annual payroll of $41.4 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Ferry County?
Average annual pay is $52,738, or $1,014 a week, across 1,713 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Ferry County?
8 7(a) approvals totalling $10.3 m since FY2020, across 6 lenders, with a median approval of $1,346,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Ferry County?
20 housing units were authorised by permit in 2024, with a declared construction value of $4.2 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Ferry County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Ferry County come from?
The largest single origin is Ferry County Non-migrants, with 2,339 households. Arriving households report an average income of $67,567 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Ferry County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Ferry County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.