HomeWashingtonGarfield County
Garfield County, Washington: commercial real estate data.
Garfield County, Washington has a population of 2,353 across 711 square miles, up 5.1 percent since the 2020 census base. County output reached $220.6 m in 2024, 39 establishments operate here, and the SBA record carries 2 7(a) approvals worth $894,000.
98 sourced county values · tier FULL · 10 sections
Garfield County
How many people live in Garfield County
- Population2,353
- Households1,031
- Average household size2.28
- Median household income$64,884
- Median age47.8
- Median gross rent$791 per month
- Median owner-occupied home value$239,200
- Home value to household income3.7 times
- Annual rent as a share of median income14.6 percent
- Adults 25 and over with a bachelor degree or higher31.8 percent
- Adults 25 and over with a graduate degree12.4 percent
- Adults 25 and over1,734
- Population under 18440
- Share under 1818.7 percent
- Population 65 and over613
- Share 65 and over26.1 percent
- Working age population, 18 to 641,300
- Civilian labor force973
- Unemployment rate6.3 percent
- Labor force participation, adults 18 and over50.9 percent
- Rank by population among Washington counties39th of 39
- Rank by population among US county-equivalents3090th
Garfield County is the 39th largest of 39 Washington counties by population. A median home costs 3.7 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 26.1 percent against 18.7 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Garfield County
Is Garfield County growing
- Population change since the 2020 census base5.12 percent
- Census 2020 base population2,287
- Births, 202430
- Deaths, 202438
- Natural change, 2024-8
- Net domestic migration, 202452
- Net international migration, 20240
- Total net migration, 202452
- Cumulative net domestic migration, 2021 to 2024144
- Rank by growth among US county-equivalents515th
The county has grown 5.12 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Garfield County
Where people moving to Garfield County come from
- Tax returns filed by households arriving45
- People arriving, from those returns98
- Adjusted gross income arriving$2.7 m
- Net adjusted gross income movement$0
- Average income of an arriving household$59,978
- Largest single originGarfield County Non-migrants (743 households)
- Largest single destination (743 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Garfield County Non-migrants | 743 | 1,582 | $51.9 m |
| Other flows - Same State | 45 | 98 | $2.7 m |
The largest single source of arrivals is Garfield County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Garfield County
What the Garfield County economy runs on
- County GDP, 2024$220.6 m
- County GDP, 2023$215.8 m
- GDP change, 2023 to 20242.2 percent
- GDP change over five years23.9 percent
- Rank by GDP among Washington counties38th
- Rank by GDP among US county-equivalents2867th
- GDP per resident$93,771
Output grew 2.2 percent in the latest year and 23.9 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Garfield County
Who employs people in Garfield County
- Covered employment, annual average652
- Establishments reporting70
- Average annual pay$60,868
- Average weekly wage$1,171
- Sector 42, employment72
- Sector 42, average annual pay$54,808
- Sector 11, employment27
- Sector 11, average annual pay$40,457
- Sector 44-45, employment25
- Sector 44-45, average annual pay$24,702
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 42 | 72 | 7 | $54,808 |
| Sector 11 | 27 | 21 | $40,457 |
| Sector 44-45 | 25 | 4 | $24,702 |
The largest sector is the biggest private employer group at 72 jobs, 11.0 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Garfield County
What businesses operate in Garfield County
- Establishments, all industries39
- Employment at those establishments263
- Annual payroll$13.5 m
- Establishments per 1,000 residents16.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Garfield County
What is being built in Garfield County
- Housing units authorised by permit, 20247
- Declared construction value permitted$2.6 m
- Single family units authorised7
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$370,857
- Units authorised per 1,000 households6.8
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Garfield County
How much SBA lending happens in Garfield County
- 7(a) approvals recorded2
- 7(a) gross approval dollars$894,000
- Average 7(a) approval$447,000
- Median 7(a) approval$644,000
- 10th percentile approval$250,000
- 90th percentile approval$644,000
- Largest single approval$644,000
- Jobs reported supported, 7(a)11
- Jobs per approval5.5
- Distinct 7(a) lenders active2
- Distinct industries receiving approvals2
- Median 7(a) term239 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter1
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countConvenience Stores (1)
- Most active lenderU.S. Bank, National Association (1)
The average approval of $447,000 sits close to the median of $644,000, so lending here is fairly evenly sized rather than driven by a few large deals. Only 0.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Garfield County
Do SBA loans in Garfield County get paid back
- Loans with a final outcome recorded1
- Paid in full0
- Charged off1
- Status: Charged off1
- Status: Exempt from disclosure1
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Garfield County
How big is Garfield County
- Land area711 sq mi
- Rank by land area among Washington counties33rd of 39
- Width, east to west30.3 mi
- Height, north to south48.5 mi
- Geographies sharing a boundary3
- Residents per square mile of land3
- Establishments per square mile0.05
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Garfield County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Garfield County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population2,353
- Households1,031
- Average household size2.28
- Median household income$64,884
- Median age47.8
Common questions
Garfield County questions, answered from the record.
How many people live in Garfield County, Washington?
2,353, in 1,031 households, ranking 39th of 39 Washington counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Garfield County growing?
The population has grown 5.12 percent since the 2020 census base. In 2024 there were 30 births against 38 deaths, with net migration of 52. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Garfield County?
$64,884. The median owner-occupied home is valued at $239,200, which is 3.7 times income, and median gross rent is $791 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Garfield County?
39 establishments, employing 263 people with an annual payroll of $13.5 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Garfield County?
Average annual pay is $60,868, or $1,171 a week, across 652 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Garfield County?
2 7(a) approvals totalling $894,000 since FY2020, across 2 lenders, with a median approval of $644,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Garfield County?
7 housing units were authorised by permit in 2024, with a declared construction value of $2.6 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Garfield County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Garfield County come from?
The largest single origin is Garfield County Non-migrants, with 743 households. Arriving households report an average income of $59,978 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Garfield County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Garfield County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.