HomeWashingtonGrays Harbor County
Grays Harbor County, Washington: commercial real estate data.
Grays Harbor County, Washington has a population of 77,053 across 1,902 square miles, up 3.0 percent since the 2020 census base. County output reached $3.83 bn in 2024, 1,558 establishments operate here, and the SBA record carries 85 7(a) approvals worth $93.9 m.
123 sourced county values · tier FULL · 11 sections
Grays Harbor County
How many people live in Grays Harbor County
- Population77,053
- Households30,628
- Average household size2.52
- Median household income$64,414
- Median age44.7
- Median gross rent$1,062 per month
- Median owner-occupied home value$314,000
- Home value to household income4.9 times
- Annual rent as a share of median income19.8 percent
- Adults 25 and over with a bachelor degree or higher18.1 percent
- Adults 25 and over with a graduate degree6.0 percent
- Adults 25 and over56,642
- Population under 1815,217
- Share under 1819.7 percent
- Population 65 and over17,980
- Share 65 and over23.3 percent
- Working age population, 18 to 6443,856
- Civilian labor force32,098
- Unemployment rate7.0 percent
- Labor force participation, adults 18 and over51.9 percent
- Rank by population among Washington counties19th of 39
- Rank by population among US county-equivalents744th
Grays Harbor County is the 19th largest of 39 Washington counties by population. A median home costs 4.9 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 23.3 percent against 19.7 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Grays Harbor County
Is Grays Harbor County growing
- Population change since the 2020 census base2.98 percent
- Census 2020 base population75,639
- Births, 2024686
- Deaths, 20241,099
- Natural change, 2024-413
- Net domestic migration, 2024496
- Net international migration, 2024241
- Total net migration, 2024737
- Cumulative net domestic migration, 2021 to 20243,223
- Rank by growth among US county-equivalents877th
The county has grown 2.98 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Grays Harbor County
Where people moving to Grays Harbor County come from
- Tax returns filed by households arriving2,241
- People arriving, from those returns3,830
- Adjusted gross income arriving$146.6 m
- Net adjusted gross income movement$0
- Average income of an arriving household$65,413
- Largest single originGrays Harbor County Non-migrants (26,985 households)
- Largest single destination (26,985 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Grays Harbor County Non-migrants | 26,985 | 52,456 | $1.90 bn |
| Other flows - Different State | 602 | 1,002 | $40.7 m |
| Other flows - West | 410 | 700 | $29.4 m |
| Thurston County | 372 | 655 | $22.7 m |
| King County | 286 | 496 | $26.5 m |
| Pierce County | 248 | 462 | $16.4 m |
| Snohomish County | 130 | 206 | $8.5 m |
| Other flows - Same State | 128 | 206 | $6.3 m |
The largest single source of arrivals is Grays Harbor County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Grays Harbor County
What the Grays Harbor County economy runs on
- County GDP, 2024$3.83 bn
- County GDP, 2023$3.66 bn
- GDP change, 2023 to 20244.7 percent
- GDP change over five years44.9 percent
- Rank by GDP among Washington counties19th
- Rank by GDP among US county-equivalents834th
- GDP per resident$49,698
Output grew 4.7 percent in the latest year and 44.9 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Grays Harbor County
Who employs people in Grays Harbor County
- Covered employment, annual average23,816
- Establishments reporting1,854
- Average annual pay$56,803
- Average weekly wage$1,092
- Sector 62, employment3,191
- Sector 62, average annual pay$50,002
- Sector 72, employment2,640
- Sector 72, average annual pay$29,199
- Sector 31-33, employment2,586
- Sector 31-33, average annual pay$64,885
- Sector 44-45, employment2,579
- Sector 44-45, average annual pay$38,803
- Sector 23, employment1,388
- Sector 56, employment807
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 3,191 | 176 | $50,002 |
| Sector 72 | 2,640 | 239 | $29,199 |
| Sector 31-33 | 2,586 | 92 | $64,885 |
| Sector 44-45 | 2,579 | 220 | $38,803 |
| Sector 23 | 1,388 | 229 | $75,823 |
| Sector 56 | 807 | 72 | $46,803 |
| Sector 81 | 629 | 122 | $34,142 |
| Sector 42 | 512 | 58 | $63,781 |
The largest sector is the biggest private employer group at 3,191 jobs, 13.4 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Grays Harbor County
What businesses operate in Grays Harbor County
- Establishments, all industries1,558
- Employment at those establishments15,927
- Annual payroll$802.6 m
- Establishments per 1,000 residents20.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Grays Harbor County
What is being built in Grays Harbor County
- Housing units authorised by permit, 2024288
- Declared construction value permitted$83.6 m
- Single family units authorised251
- Multifamily units authorised37
- Multifamily share of units12.8 percent
- Average declared value per unit$290,361
- Units authorised per 1,000 households9.4
Multifamily is 12.8 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Grays Harbor County
How much SBA lending happens in Grays Harbor County
- 7(a) approvals recorded85
- 7(a) gross approval dollars$93.9 m
- Average 7(a) approval$1,104,229
- Median 7(a) approval$588,000
- 10th percentile approval$50,000
- 90th percentile approval$3,160,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)639
- Jobs per approval7.5
- Distinct 7(a) lenders active34
- Distinct industries receiving approvals31
- Median 7(a) term300 months
- Share of loans on real estate terms, 240 months or longer62.4 percent
- Loans on real estate terms53
- Loans on working capital terms, 120 months or shorter29
- Franchise loans15
- Franchise share of approvals17.6 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (19)
- Most active lenderOpen Bank (11)
- 504 approvals recorded11
- 504 gross approval dollars$6.2 m
- Average 504 approval$561,818
- Median 504 approval$447,000
- Distinct CDCs active3
- 504 jobs per approval9.1
- 504 jobs per million dollars approved16.2
- Most active CDCNorthwest Business Development Association (5)
- 7(a) share of SBA approvals88.5 percent
- Combined SBA approval dollars$100.0 m
The average approval of $1,104,229 sits well above the median of $588,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. 62.4 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Grays Harbor County
Do SBA loans in Grays Harbor County get paid back
- Loans with a final outcome recorded19
- Paid in full18
- Charged off1
- Charge off rate on resolved loans5.3 percent
- Status: Paid in full18
- Status: Exempt from disclosure52
- Status: Charged off1
- Status: Cancelled9
- Status: Committed, not yet disbursed5
Of the 19 loans that have reached a final outcome, 5.3 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Grays Harbor County
Which parts of Grays Harbor County get the lending
- Places in the county with recorded lending14
- ABERDEEN, approvals18
- Hoquiam, approvals13
- MONTESANO, approvals12
- OCEAN SHORES, approvals12
- WESTPORT, approvals10
- Elma, approvals8
| Place | Approvals | Gross approval dollars |
|---|---|---|
| ABERDEEN | 18 | $16,866,200 |
| Hoquiam | 13 | $9,693,000 |
| MONTESANO | 12 | $4,402,000 |
| OCEAN SHORES | 12 | $26,073,900 |
| WESTPORT | 10 | $10,871,500 |
| Elma | 8 | $9,529,400 |
| MCCLEARY | 4 | $9,358,500 |
| Humptulips | 2 | $430,000 |
ABERDEEN accounts for 18 approvals against 13 in Hoquiam. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Grays Harbor County
How big is Grays Harbor County
- Land area1,902 sq mi
- Rank by land area among Washington counties15th of 39
- Width, east to west56.3 mi
- Height, north to south51.2 mi
- Geographies sharing a boundary5
- Residents per square mile of land41
- Establishments per square mile0.82
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Grays Harbor County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Grays Harbor County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population77,053
- Households30,628
- Average household size2.52
- Median household income$64,414
- Median age44.7
Common questions
Grays Harbor County questions, answered from the record.
How many people live in Grays Harbor County, Washington?
77,053, in 30,628 households, ranking 19th of 39 Washington counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Grays Harbor County growing?
The population has grown 2.98 percent since the 2020 census base. In 2024 there were 686 births against 1,099 deaths, with net migration of 737. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Grays Harbor County?
$64,414. The median owner-occupied home is valued at $314,000, which is 4.9 times income, and median gross rent is $1,062 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Grays Harbor County?
1,558 establishments, employing 15,927 people with an annual payroll of $802.6 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Grays Harbor County?
Average annual pay is $56,803, or $1,092 a week, across 23,816 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Grays Harbor County?
85 7(a) approvals totalling $93.9 m since FY2020, across 34 lenders, with a median approval of $588,000, plus 11 504 approvals worth $6.2 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Grays Harbor County get paid back?
Of the 19 loans that have reached a final outcome, 18 were paid in full and 1 charged off, a charge off rate of 5.3 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Grays Harbor County?
288 housing units were authorised by permit in 2024, with a declared construction value of $83.6 m. Multifamily was 12.8 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Grays Harbor County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Grays Harbor County come from?
The largest single origin is Grays Harbor County Non-migrants, with 26,985 households. Arriving households report an average income of $65,413 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Grays Harbor County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Grays Harbor County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.