HomeWashingtonLincoln County
Lincoln County, Washington: commercial real estate data.
Lincoln County, Washington has a population of 11,489 across 2,310 square miles, up 9.1 percent since the 2020 census base. County output reached $685.1 m in 2024, 291 establishments operate here, and the SBA record carries 33 7(a) approvals worth $8.3 m.
110 sourced county values · tier FULL · 11 sections
Lincoln County
How many people live in Lincoln County
- Population11,489
- Households4,820
- Average household size2.38
- Median household income$71,512
- Median age46.9
- Median gross rent$883 per month
- Median owner-occupied home value$292,800
- Home value to household income4.1 times
- Annual rent as a share of median income14.8 percent
- Adults 25 and over with a bachelor degree or higher24.2 percent
- Adults 25 and over with a graduate degree7.8 percent
- Adults 25 and over8,218
- Population under 182,505
- Share under 1821.8 percent
- Population 65 and over3,012
- Share 65 and over26.2 percent
- Working age population, 18 to 645,972
- Civilian labor force5,044
- Unemployment rate7.8 percent
- Labor force participation, adults 18 and over56.1 percent
- Rank by population among Washington counties35th of 39
- Rank by population among US county-equivalents2389th
Lincoln County is the 35th largest of 39 Washington counties by population. A median home costs 4.1 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 26.2 percent against 21.8 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Lincoln County
Is Lincoln County growing
- Population change since the 2020 census base9.05 percent
- Census 2020 base population10,878
- Births, 2024113
- Deaths, 2024140
- Natural change, 2024-27
- Net domestic migration, 2024125
- Net international migration, 20246
- Total net migration, 2024131
- Cumulative net domestic migration, 2021 to 20241,043
- Rank by growth among US county-equivalents185th
The county has grown 9.05 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Lincoln County
Where people moving to Lincoln County come from
- Tax returns filed by households arriving442
- People arriving, from those returns857
- Adjusted gross income arriving$32.2 m
- Net adjusted gross income movement$0
- Average income of an arriving household$72,939
- Largest single originLincoln County Non-migrants (4,120 households)
- Largest single destination (4,120 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Lincoln County Non-migrants | 4,120 | 8,744 | $342.6 m |
| Spokane County | 157 | 307 | $8.7 m |
| Other flows - Same State | 112 | 238 | $7.9 m |
| Other flows - Different State | 110 | 208 | $7.4 m |
| Other flows - West | 86 | 160 | $6.6 m |
| Other flows - South | 24 | 48 | $824,000 |
| Snohomish County | 22 | 33 | $2.4 m |
| King County | 21 | 39 | $3.9 m |
The largest single source of arrivals is Lincoln County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Lincoln County
What the Lincoln County economy runs on
- County GDP, 2024$685.1 m
- County GDP, 2023$550.2 m
- GDP change, 2023 to 202424.5 percent
- GDP change over five years34.9 percent
- Rank by GDP among Washington counties34th
- Rank by GDP among US county-equivalents2164th
- GDP per resident$59,631
Output grew 24.5 percent in the latest year and 34.9 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Lincoln County
Who employs people in Lincoln County
- Covered employment, annual average2,662
- Establishments reporting451
- Average annual pay$54,315
- Average weekly wage$1,045
- Sector 23, employment308
- Sector 23, average annual pay$70,127
- Sector 11, employment209
- Sector 11, average annual pay$44,577
- Sector 42, employment154
- Sector 42, average annual pay$59,033
- Sector 44-45, employment140
- Sector 44-45, average annual pay$38,688
- Sector 54, employment125
- Sector 72, employment120
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 23 | 308 | 52 | $70,127 |
| Sector 11 | 209 | 145 | $44,577 |
| Sector 42 | 154 | 19 | $59,033 |
| Sector 44-45 | 140 | 25 | $38,688 |
| Sector 54 | 125 | 18 | $59,505 |
| Sector 72 | 120 | 24 | $24,041 |
| Sector 56 | 53 | 13 | $43,818 |
| Sector 52 | 35 | 11 | $68,231 |
The largest sector is the biggest private employer group at 308 jobs, 11.6 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Lincoln County
What businesses operate in Lincoln County
- Establishments, all industries291
- Employment at those establishments1,750
- Annual payroll$98.8 m
- Establishments per 1,000 residents25.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Lincoln County
What is being built in Lincoln County
- Housing units authorised by permit, 202447
- Declared construction value permitted$14.2 m
- Single family units authorised47
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$302,187
- Units authorised per 1,000 households9.8
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Lincoln County
How much SBA lending happens in Lincoln County
- 7(a) approvals recorded33
- 7(a) gross approval dollars$8.3 m
- Average 7(a) approval$251,403
- Median 7(a) approval$91,000
- 10th percentile approval$30,000
- 90th percentile approval$470,000
- Largest single approval$2,200,000
- Jobs reported supported, 7(a)95
- Jobs per approval2.9
- Distinct 7(a) lenders active12
- Distinct industries receiving approvals21
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer6.1 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter27
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countSite Preparation Contractors (6)
- Most active lenderRiverBank (8)
The average approval of $251,403 sits well above the median of $91,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 6.1 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lincoln County
Do SBA loans in Lincoln County get paid back
- Loans with a final outcome recorded5
- Paid in full5
- Charged off0
- Status: Paid in full5
- Status: Exempt from disclosure19
- Status: Cancelled9
Too few loans have reached a final outcome to publish a charge off rate. only 5 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lincoln County
Which parts of Lincoln County get the lending
- Places in the county with recorded lending7
- Davenport, approvals17
- REARDAN, approvals7
- ODESSA, approvals5
- EDWALL, approvals1
- GRAND COULEE, approvals1
- Wilbur, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Davenport | 17 | $6,246,000 |
| REARDAN | 7 | $867,300 |
| ODESSA | 5 | $870,500 |
| EDWALL | 1 | $40,000 |
| GRAND COULEE | 1 | $30,000 |
| Wilbur | 1 | $230,000 |
| HARRINGTON | 1 | $12,500 |
Davenport accounts for 17 approvals against 7 in REARDAN. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lincoln County
How big is Lincoln County
- Land area2,310 sq mi
- Rank by land area among Washington counties7th of 39
- Width, east to west53.9 mi
- Height, north to south48.2 mi
- Geographies sharing a boundary7
- Residents per square mile of land5
- Establishments per square mile0.13
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Lincoln County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Lincoln County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population11,489
- Households4,820
- Average household size2.38
- Median household income$71,512
- Median age46.9
Common questions
Lincoln County questions, answered from the record.
How many people live in Lincoln County, Washington?
11,489, in 4,820 households, ranking 35th of 39 Washington counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Lincoln County growing?
The population has grown 9.05 percent since the 2020 census base. In 2024 there were 113 births against 140 deaths, with net migration of 131. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Lincoln County?
$71,512. The median owner-occupied home is valued at $292,800, which is 4.1 times income, and median gross rent is $883 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Lincoln County?
291 establishments, employing 1,750 people with an annual payroll of $98.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Lincoln County?
Average annual pay is $54,315, or $1,045 a week, across 2,662 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Lincoln County?
33 7(a) approvals totalling $8.3 m since FY2020, across 12 lenders, with a median approval of $91,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Lincoln County?
47 housing units were authorised by permit in 2024, with a declared construction value of $14.2 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Lincoln County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Lincoln County come from?
The largest single origin is Lincoln County Non-migrants, with 4,120 households. Arriving households report an average income of $72,939 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Lincoln County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Lincoln County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.