HomeWashingtonSan Juan County
San Juan County, Washington: commercial real estate data.
San Juan County, Washington has a population of 18,478 across 174 square miles, up 5.0 percent since the 2020 census base. County output reached $1.23 bn in 2024, 1,040 establishments operate here, and the SBA record carries 33 7(a) approvals worth $9.0 m.
118 sourced county values · tier FULL · 11 sections
San Juan County
How many people live in San Juan County
- Population18,478
- Households9,015
- Average household size2.05
- Median household income$84,800
- Median age57.0
- Median gross rent$1,512 per month
- Median owner-occupied home value$799,200
- Home value to household income9.4 times
- Annual rent as a share of median income21.4 percent
- Adults 25 and over with a bachelor degree or higher53.9 percent
- Adults 25 and over with a graduate degree23.4 percent
- Adults 25 and over15,340
- Population under 182,323
- Share under 1812.6 percent
- Population 65 and over6,656
- Share 65 and over36.0 percent
- Working age population, 18 to 649,499
- Civilian labor force8,678
- Unemployment rate3.7 percent
- Labor force participation, adults 18 and over53.7 percent
- Rank by population among Washington counties32nd of 39
- Rank by population among US county-equivalents1962nd
San Juan County is the 32nd largest of 39 Washington counties by population. A median home costs 9.4 times median household income, which is a stretched ownership market and usually shows up as rental demand. Residents 65 and over outnumber those under 18, at 36.0 percent against 12.6 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
San Juan County
Is San Juan County growing
- Population change since the 2020 census base4.96 percent
- Census 2020 base population17,786
- Births, 2024104
- Deaths, 2024115
- Natural change, 2024-11
- Net domestic migration, 202421
- Net international migration, 202454
- Total net migration, 202475
- Cumulative net domestic migration, 2021 to 2024892
- Rank by growth among US county-equivalents539th
The county has grown 4.96 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
San Juan County
Where people moving to San Juan County come from
- Tax returns filed by households arriving647
- People arriving, from those returns1,034
- Adjusted gross income arriving$100.4 m
- Net adjusted gross income movement$0
- Average income of an arriving household$155,104
- Largest single originSan Juan County Non-migrants (7,686 households)
- Largest single destination (7,686 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| San Juan County Non-migrants | 7,686 | 13,440 | $918.3 m |
| Other flows - Different State | 321 | 492 | $50.1 m |
| Other flows - West | 206 | 322 | $35.7 m |
| King County | 132 | 239 | $28.9 m |
| Other flows - Same State | 74 | 128 | $11.8 m |
| Other flows - South | 62 | 94 | $8.1 m |
| Whatcom County | 37 | 46 | $2.4 m |
| Snohomish County | 33 | 56 | $2.5 m |
The largest single source of arrivals is San Juan County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
San Juan County
What the San Juan County economy runs on
- County GDP, 2024$1.23 bn
- County GDP, 2023$1.18 bn
- GDP change, 2023 to 20244.3 percent
- GDP change over five years46.9 percent
- Rank by GDP among Washington counties30th
- Rank by GDP among US county-equivalents1682nd
- GDP per resident$66,750
Output grew 4.3 percent in the latest year and 46.9 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
San Juan County
Who employs people in San Juan County
- Covered employment, annual average6,097
- Establishments reporting1,049
- Average annual pay$53,170
- Average weekly wage$1,023
- Sector 72, employment984
- Sector 72, average annual pay$38,303
- Sector 44-45, employment764
- Sector 44-45, average annual pay$40,781
- Sector 23, employment736
- Sector 23, average annual pay$56,855
- Sector 62, employment366
- Sector 62, average annual pay$48,370
- Sector 54, employment331
- Sector 81, employment267
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 72 | 984 | 98 | $38,303 |
| Sector 44-45 | 764 | 93 | $40,781 |
| Sector 23 | 736 | 231 | $56,855 |
| Sector 62 | 366 | 53 | $48,370 |
| Sector 54 | 331 | 115 | $84,632 |
| Sector 81 | 267 | 79 | $48,945 |
| Sector 31-33 | 228 | 40 | $49,439 |
| Sector 71 | 219 | 39 | $37,225 |
The largest sector is the biggest private employer group at 984 jobs, 16.1 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
San Juan County
What businesses operate in San Juan County
- Establishments, all industries1,040
- Employment at those establishments5,378
- Annual payroll$275.8 m
- Establishments per 1,000 residents56.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
San Juan County
What is being built in San Juan County
- Housing units authorised by permit, 2024100
- Declared construction value permitted$46.6 m
- Single family units authorised88
- Multifamily units authorised12
- Multifamily share of units12.0 percent
- Average declared value per unit$466,456
- Units authorised per 1,000 households11.1
Multifamily is 12.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
San Juan County
How much SBA lending happens in San Juan County
- 7(a) approvals recorded33
- 7(a) gross approval dollars$9.0 m
- Average 7(a) approval$271,742
- Median 7(a) approval$100,000
- 10th percentile approval$15,000
- 90th percentile approval$977,000
- Largest single approval$1,581,000
- Jobs reported supported, 7(a)78
- Jobs per approval2.4
- Distinct 7(a) lenders active16
- Distinct industries receiving approvals29
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer18.2 percent
- Loans on real estate terms6
- Loans on working capital terms, 120 months or shorter27
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countBed-and-Breakfast Inns (2)
- Most active lenderBanner Bank (9)
- 504 approvals recorded6
- 504 gross approval dollars$7.4 m
- Average 504 approval$1,233,000
- Median 504 approval$1,738,000
- Distinct CDCs active3
- 504 jobs per approval7.3
- 504 jobs per million dollars approved5.9
- Most active CDCAmeritrust CDC (3)
- 7(a) share of SBA approvals84.6 percent
- Combined SBA approval dollars$16.4 m
The average approval of $271,742 sits well above the median of $100,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 18.2 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
San Juan County
Do SBA loans in San Juan County get paid back
- Loans with a final outcome recorded7
- Paid in full7
- Charged off0
- Status: Paid in full7
- Status: Exempt from disclosure24
- Status: Cancelled2
Too few loans have reached a final outcome to publish a charge off rate. only 7 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
San Juan County
Which parts of San Juan County get the lending
- Places in the county with recorded lending4
- FRIDAY HARBOR, approvals15
- EASTSOUND, approvals15
- Orcas, approvals2
- DECATUR ISLAND, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| FRIDAY HARBOR | 15 | $4,966,500 |
| EASTSOUND | 15 | $2,859,000 |
| Orcas | 2 | $1,096,000 |
| DECATUR ISLAND | 1 | $46,000 |
FRIDAY HARBOR accounts for 15 approvals against 15 in EASTSOUND. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
San Juan County
How big is San Juan County
- Land area174 sq mi
- Rank by land area among Washington counties39th of 39
- Width, east to west22.7 mi
- Height, north to south21 mi
- Geographies sharing a boundary0
- Residents per square mile of land106
- Establishments per square mile5.98
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a San Juan County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a San Juan County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population18,478
- Households9,015
- Average household size2.05
- Median household income$84,800
- Median age57.0
Common questions
San Juan County questions, answered from the record.
How many people live in San Juan County, Washington?
18,478, in 9,015 households, ranking 32nd of 39 Washington counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is San Juan County growing?
The population has grown 4.96 percent since the 2020 census base. In 2024 there were 104 births against 115 deaths, with net migration of 75. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in San Juan County?
$84,800. The median owner-occupied home is valued at $799,200, which is 9.4 times income, and median gross rent is $1,512 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in San Juan County?
1,040 establishments, employing 5,378 people with an annual payroll of $275.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in San Juan County?
Average annual pay is $53,170, or $1,023 a week, across 6,097 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in San Juan County?
33 7(a) approvals totalling $9.0 m since FY2020, across 16 lenders, with a median approval of $100,000, plus 6 504 approvals worth $7.4 m. These are approvals recorded in the release, not loans disbursed.
What is being built in San Juan County?
100 housing units were authorised by permit in 2024, with a declared construction value of $46.6 m. Multifamily was 12.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for San Juan County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to San Juan County come from?
The largest single origin is San Juan County Non-migrants, with 7,686 households. Arriving households report an average income of $155,104 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for San Juan County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for San Juan County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.