HomeWashingtonSnohomish County
Snohomish County, Washington: commercial real estate data.
Snohomish County, Washington has a population of 844,430 across 2,087 square miles, up 4.4 percent since the 2020 census base. County output reached $61.97 bn in 2024, 20,258 establishments operate here, and the SBA record carries 1,136 7(a) approvals worth $784.3 m.
123 sourced county values · tier FULL · 11 sections
Snohomish County
How many people live in Snohomish County
- Population844,430
- Households316,212
- Average household size2.67
- Median household income$111,246
- Median age38.6
- Median gross rent$1,949 per month
- Median owner-occupied home value$696,000
- Home value to household income6.3 times
- Annual rent as a share of median income21.0 percent
- Adults 25 and over with a bachelor degree or higher38.2 percent
- Adults 25 and over with a graduate degree13.4 percent
- Adults 25 and over596,438
- Population under 18186,856
- Share under 1822.1 percent
- Population 65 and over124,763
- Share 65 and over14.8 percent
- Working age population, 18 to 64532,811
- Civilian labor force454,217
- Unemployment rate4.5 percent
- Labor force participation, adults 18 and over69.1 percent
- Rank by population among Washington counties3rd of 39
- Rank by population among US county-equivalents73rd
Snohomish County is the 3rd largest of 39 Washington counties by population. A median home costs 6.3 times median household income, which is a stretched ownership market and usually shows up as rental demand. Residents under 18 outnumber those 65 and over, at 22.1 percent against 14.8 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Snohomish County
Is Snohomish County growing
- Population change since the 2020 census base4.37 percent
- Census 2020 base population827,955
- Births, 20249,737
- Deaths, 20246,180
- Natural change, 20243,557
- Net domestic migration, 202467
- Net international migration, 202410,153
- Total net migration, 202410,220
- Cumulative net domestic migration, 2021 to 2024-3,749
- Rank by growth among US county-equivalents632nd
The county has grown 4.37 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Snohomish County
Where people moving to Snohomish County come from
- Tax returns filed by households arriving25,042
- People arriving, from those returns42,363
- Adjusted gross income arriving$2.71 bn
- Net adjusted gross income movement$0
- Average income of an arriving household$108,142
- Largest single originSnohomish County Non-migrants (320,610 households)
- Largest single destination (320,610 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Snohomish County Non-migrants | 320,610 | 649,422 | $37.19 bn |
| King County | 12,297 | 20,909 | $1.67 bn |
| Other flows - Different State | 3,408 | 5,855 | $258.5 m |
| Other flows - South | 1,264 | 2,256 | $93.8 m |
| Other flows - West | 892 | 1,509 | $53.4 m |
| Other flows - Midwest | 778 | 1,274 | $61.1 m |
| Pierce County | 716 | 1,155 | $48.6 m |
| Skagit County | 640 | 1,086 | $39.1 m |
The largest single source of arrivals is Snohomish County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Snohomish County
What the Snohomish County economy runs on
- County GDP, 2024$61.97 bn
- County GDP, 2023$59.16 bn
- GDP change, 2023 to 20244.7 percent
- GDP change over five years30.8 percent
- Rank by GDP among Washington counties3rd
- Rank by GDP among US county-equivalents96th
- GDP per resident$73,387
Output grew 4.7 percent in the latest year and 30.8 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Snohomish County
Who employs people in Snohomish County
- Covered employment, annual average297,617
- Establishments reporting20,620
- Average annual pay$79,940
- Average weekly wage$1,537
- Sector 31-33, employment55,884
- Sector 31-33, average annual pay$117,340
- Sector 62, employment36,554
- Sector 62, average annual pay$66,772
- Sector 44-45, employment34,523
- Sector 44-45, average annual pay$46,981
- Sector 23, employment24,847
- Sector 23, average annual pay$79,572
- Sector 72, employment24,372
- Sector 54, employment16,201
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 55,884 | 810 | $117,340 |
| Sector 62 | 36,554 | 2,153 | $66,772 |
| Sector 44-45 | 34,523 | 1,881 | $46,981 |
| Sector 23 | 24,847 | 3,440 | $79,572 |
| Sector 72 | 24,372 | 1,730 | $31,464 |
| Sector 54 | 16,201 | 2,800 | $136,658 |
| Sector 56 | 14,243 | 1,409 | $58,424 |
| Sector 42 | 9,272 | 989 | $94,691 |
The largest sector is the biggest private employer group at 55,884 jobs, 18.8 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Snohomish County
What businesses operate in Snohomish County
- Establishments, all industries20,258
- Employment at those establishments283,649
- Annual payroll$19.98 bn
- Establishments per 1,000 residents24.0
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Snohomish County
What is being built in Snohomish County
- Housing units authorised by permit, 20244,149
- Declared construction value permitted$1.30 bn
- Single family units authorised2,406
- Multifamily units authorised1,743
- Multifamily share of units42.0 percent
- Average declared value per unit$312,218
- Units authorised per 1,000 households13.1
Multifamily is 42.0 percent of units authorised, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Snohomish County
How much SBA lending happens in Snohomish County
- 7(a) approvals recorded1,136
- 7(a) gross approval dollars$784.3 m
- Average 7(a) approval$690,392
- Median 7(a) approval$250,000
- 10th percentile approval$25,000
- 90th percentile approval$1,991,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)10,151
- Jobs per approval8.9
- Distinct 7(a) lenders active99
- Distinct industries receiving approvals254
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer18.5 percent
- Loans on real estate terms210
- Loans on working capital terms, 120 months or shorter878
- Franchise loans135
- Franchise share of approvals11.9 percent
- Leading industry by approval countFull-Service Restaurants (59)
- Most active lenderColumbia Bank (147)
- 504 approvals recorded278
- 504 gross approval dollars$284.8 m
- Average 504 approval$1,024,371
- Median 504 approval$624,000
- Distinct CDCs active5
- 504 jobs per approval10.1
- 504 jobs per million dollars approved9.9
- Most active CDCNorthwest Business Development Association (115)
- 7(a) share of SBA approvals80.3 percent
- Combined SBA approval dollars$1.07 bn
The average approval of $690,392 sits well above the median of $250,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 18.5 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Snohomish County
Do SBA loans in Snohomish County get paid back
- Loans with a final outcome recorded234
- Paid in full220
- Charged off14
- Charge off rate on resolved loans6.0 percent
- Status: Exempt from disclosure697
- Status: Paid in full220
- Status: Cancelled136
- Status: Charged off14
- Status: Committed, not yet disbursed69
| NAICS | Industry | Resolved loans | Charged off | Charge off rate |
|---|---|---|---|---|
| 623312 | Assisted Living Facilities for the Elderly | 12 | 0 | 0.0% |
| 722513 | Limited-Service Restaurants | 12 | 0 | 0.0% |
| 722511 | Full-Service Restaurants | 11 | 2 | 18.2% |
Of the 234 loans that have reached a final outcome, 6.0 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong. Among industries with at least ten resolved loans, Full-Service Restaurants carries the highest charge off rate at 18.2 percent.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Snohomish County
Which parts of Snohomish County get the lending
- Places in the county with recorded lending29
- EVERETT, approvals219
- LYNNWOOD, approvals165
- SNOHOMISH, approvals109
- MONROE, approvals101
- MARYSVILLE, approvals89
- Edmonds, approvals78
| Place | Approvals | Gross approval dollars |
|---|---|---|
| EVERETT | 219 | $177,409,600 |
| LYNNWOOD | 165 | $109,309,300 |
| SNOHOMISH | 109 | $64,041,700 |
| MONROE | 101 | $42,287,800 |
| MARYSVILLE | 89 | $55,097,500 |
| Edmonds | 78 | $52,505,000 |
| Arlington | 73 | $61,841,400 |
| BOTHELL | 71 | $54,746,000 |
EVERETT accounts for 219 approvals against 165 in LYNNWOOD. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Snohomish County
How big is Snohomish County
- Land area2,087 sq mi
- Rank by land area among Washington counties13th of 39
- Width, east to west69.4 mi
- Height, north to south36.1 mi
- Geographies sharing a boundary4
- Residents per square mile of land405
- Establishments per square mile9.71
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Snohomish County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Snohomish County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population844,430
- Households316,212
- Average household size2.67
- Median household income$111,246
- Median age38.6
Common questions
Snohomish County questions, answered from the record.
How many people live in Snohomish County, Washington?
844,430, in 316,212 households, ranking 3rd of 39 Washington counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Snohomish County growing?
The population has grown 4.37 percent since the 2020 census base. In 2024 there were 9,737 births against 6,180 deaths, with net migration of 10,220. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Snohomish County?
$111,246. The median owner-occupied home is valued at $696,000, which is 6.3 times income, and median gross rent is $1,949 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Snohomish County?
20,258 establishments, employing 283,649 people with an annual payroll of $19.98 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Snohomish County?
Average annual pay is $79,940, or $1,537 a week, across 297,617 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Snohomish County?
1,136 7(a) approvals totalling $784.3 m since FY2020, across 99 lenders, with a median approval of $250,000, plus 278 504 approvals worth $284.8 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Snohomish County get paid back?
Of the 234 loans that have reached a final outcome, 220 were paid in full and 14 charged off, a charge off rate of 6.0 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Snohomish County?
4,149 housing units were authorised by permit in 2024, with a declared construction value of $1.30 bn. Multifamily was 42.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Snohomish County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Snohomish County come from?
The largest single origin is Snohomish County Non-migrants, with 320,610 households. Arriving households report an average income of $108,142 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Snohomish County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Snohomish County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.