HomeWest VirginiaHarrison County
Harrison County, West Virginia: commercial real estate data.
Harrison County, West Virginia has a population of 64,984 across 416 square miles, down 2.2 percent since the 2020 census base. County output reached $6.05 bn in 2024, 1,781 establishments operate here, and the SBA record carries 86 7(a) approvals worth $23.2 m.
122 sourced county values · tier FULL · 11 sections
Harrison County
How many people live in Harrison County
- Population64,984
- Households26,353
- Average household size2.47
- Median household income$60,377
- Median age42.6
- Median gross rent$879 per month
- Median owner-occupied home value$166,200
- Home value to household income2.8 times
- Annual rent as a share of median income17.5 percent
- Adults 25 and over with a bachelor degree or higher27.2 percent
- Adults 25 and over with a graduate degree10.4 percent
- Adults 25 and over46,451
- Population under 1813,769
- Share under 1821.2 percent
- Population 65 and over13,222
- Share 65 and over20.3 percent
- Working age population, 18 to 6437,993
- Civilian labor force29,605
- Unemployment rate4.0 percent
- Labor force participation, adults 18 and over57.8 percent
- Rank by population among West Virginia counties7th of 55
- Rank by population among US county-equivalents848th
Harrison County is the 7th largest of 55 West Virginia counties by population. A median home costs 2.8 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 21.2 percent against 20.3 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Harrison County
Is Harrison County growing
- Population change since the 2020 census base-2.19 percent
- Census 2020 base population65,915
- Births, 2024622
- Deaths, 2024927
- Natural change, 2024-305
- Net domestic migration, 2024204
- Net international migration, 202459
- Total net migration, 2024263
- Cumulative net domestic migration, 2021 to 2024-78
- Rank by growth among US county-equivalents2548th
The county has lost 2.19 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Harrison County
Where people moving to Harrison County come from
- Tax returns filed by households arriving1,334
- People arriving, from those returns2,329
- Adjusted gross income arriving$77.3 m
- Net adjusted gross income movement$0
- Average income of an arriving household$57,971
- Largest single originHarrison County Non-migrants (25,063 households)
- Largest single destination (25,063 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Harrison County Non-migrants | 25,063 | 50,160 | $1.85 bn |
| Other flows - Different State | 553 | 948 | $35.1 m |
| Other flows - South | 260 | 451 | $17.1 m |
| Marion County | 212 | 379 | $13.0 m |
| Other flows - Same State | 129 | 218 | $6.4 m |
| Other flows - Northeast | 115 | 180 | $7.5 m |
| Other flows - Midwest | 103 | 184 | $4.6 m |
| Monongalia County | 95 | 152 | $5.7 m |
The largest single source of arrivals is Harrison County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Harrison County
What the Harrison County economy runs on
- County GDP, 2024$6.05 bn
- County GDP, 2023$5.95 bn
- GDP change, 2023 to 20241.7 percent
- GDP change over five years34.7 percent
- Rank by GDP among West Virginia counties5th
- Rank by GDP among US county-equivalents646th
- GDP per resident$93,063
Output grew 1.7 percent in the latest year and 34.7 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Harrison County
Who employs people in Harrison County
- Covered employment, annual average37,098
- Establishments reporting2,482
- Average annual pay$64,286
- Average weekly wage$1,236
- Sector 62, employment6,342
- Sector 62, average annual pay$65,424
- Sector 44-45, employment4,362
- Sector 44-45, average annual pay$35,962
- Sector 72, employment2,958
- Sector 72, average annual pay$23,484
- Sector 23, employment2,437
- Sector 23, average annual pay$78,935
- Sector 54, employment1,871
- Sector 48-49, employment1,742
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 6,342 | 429 | $65,424 |
| Sector 44-45 | 4,362 | 306 | $35,962 |
| Sector 72 | 2,958 | 170 | $23,484 |
| Sector 23 | 2,437 | 199 | $78,935 |
| Sector 54 | 1,871 | 252 | $87,271 |
| Sector 48-49 | 1,742 | 74 | $73,828 |
| Sector 31-33 | 1,642 | 51 | $73,807 |
| Sector 21 | 1,119 | 50 | $109,206 |
The largest sector is the biggest private employer group at 6,342 jobs, 17.1 percent of covered employment. Average pay per job exceeds median household income, which usually means single earner households and a wage base that can carry rent.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Harrison County
What businesses operate in Harrison County
- Establishments, all industries1,781
- Employment at those establishments29,386
- Annual payroll$1.69 bn
- Establishments per 1,000 residents27.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Harrison County
What is being built in Harrison County
- Housing units authorised by permit, 202483
- Declared construction value permitted$23.9 m
- Single family units authorised74
- Multifamily units authorised9
- Multifamily share of units10.8 percent
- Average declared value per unit$287,599
- Units authorised per 1,000 households3.1
Multifamily is 10.8 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Harrison County
How much SBA lending happens in Harrison County
- 7(a) approvals recorded86
- 7(a) gross approval dollars$23.2 m
- Average 7(a) approval$269,503
- Median 7(a) approval$90,000
- 10th percentile approval$15,000
- 90th percentile approval$540,000
- Largest single approval$4,190,000
- Jobs reported supported, 7(a)582
- Jobs per approval6.8
- Distinct 7(a) lenders active18
- Distinct industries receiving approvals51
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer15.1 percent
- Loans on real estate terms13
- Loans on working capital terms, 120 months or shorter68
- Franchise loans10
- Franchise share of approvals11.6 percent
- Leading industry by approval countFull-Service Restaurants (8)
- Most active lenderThe Huntington National Bank (52)
- 504 approvals recorded1
- 504 gross approval dollars$406,000
- Average 504 approval$406,000
- Median 504 approval$406,000
- Distinct CDCs active1
- 504 jobs per approval20.0
- 504 jobs per million dollars approved49.3
- Most active CDCRegional Development Funding Corporation (1)
- 7(a) share of SBA approvals98.9 percent
- Combined SBA approval dollars$23.6 m
The average approval of $269,503 sits well above the median of $90,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 15.1 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Harrison County
Do SBA loans in Harrison County get paid back
- Loans with a final outcome recorded31
- Paid in full31
- Charged off0
- Charge off rate on resolved loans0.0 percent
- Status: Exempt from disclosure47
- Status: Paid in full31
- Status: Cancelled3
- Status: Committed, not yet disbursed5
Of the 31 loans that have reached a final outcome, 0.0 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Harrison County
Which parts of Harrison County get the lending
- Places in the county with recorded lending12
- CLARKSBURG, approvals33
- BRIDGEPORT, approvals28
- SHINNSTON, approvals10
- LOST CREEK, approvals3
- Hepzibah, approvals3
- SALEM, approvals3
| Place | Approvals | Gross approval dollars |
|---|---|---|
| CLARKSBURG | 33 | $5,310,500 |
| BRIDGEPORT | 28 | $14,335,400 |
| SHINNSTON | 10 | $1,443,100 |
| LOST CREEK | 3 | $335,000 |
| Hepzibah | 3 | $448,800 |
| SALEM | 3 | $390,000 |
| Bridgeport, | 1 | $75,000 |
| Nutter Fort | 1 | $654,500 |
CLARKSBURG accounts for 33 approvals against 28 in BRIDGEPORT. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Harrison County
How big is Harrison County
- Land area416 sq mi
- Rank by land area among West Virginia counties29th of 55
- Width, east to west23.4 mi
- Height, north to south25.5 mi
- Geographies sharing a boundary7
- Residents per square mile of land156
- Establishments per square mile4.28
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Harrison County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Harrison County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population64,984
- Households26,353
- Average household size2.47
- Median household income$60,377
- Median age42.6
Common questions
Harrison County questions, answered from the record.
How many people live in Harrison County, West Virginia?
64,984, in 26,353 households, ranking 7th of 55 West Virginia counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Harrison County growing?
The population has fallen 2.19 percent since the 2020 census base. In 2024 there were 622 births against 927 deaths, with net migration of 263. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Harrison County?
$60,377. The median owner-occupied home is valued at $166,200, which is 2.8 times income, and median gross rent is $879 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Harrison County?
1,781 establishments, employing 29,386 people with an annual payroll of $1.69 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Harrison County?
Average annual pay is $64,286, or $1,236 a week, across 37,098 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Harrison County?
86 7(a) approvals totalling $23.2 m since FY2020, across 18 lenders, with a median approval of $90,000, plus 1 504 approvals worth $406,000. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Harrison County get paid back?
Of the 31 loans that have reached a final outcome, 31 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Harrison County?
83 housing units were authorised by permit in 2024, with a declared construction value of $23.9 m. Multifamily was 10.8 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Harrison County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Harrison County come from?
The largest single origin is Harrison County Non-migrants, with 25,063 households. Arriving households report an average income of $57,971 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Harrison County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Harrison County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.