HomeWest VirginiaOhio County
Ohio County, West Virginia: commercial real estate data.
Ohio County, West Virginia has a population of 41,582 across 106 square miles, down 3.1 percent since the 2020 census base. County output reached $5.06 bn in 2024, 1,320 establishments operate here, and the SBA record carries 34 7(a) approvals worth $14.3 m.
116 sourced county values · tier FULL · 11 sections
Ohio County
How many people live in Ohio County
- Population41,582
- Households18,342
- Average household size2.27
- Median household income$57,094
- Median age42.7
- Median gross rent$821 per month
- Median owner-occupied home value$166,000
- Home value to household income2.9 times
- Annual rent as a share of median income17.3 percent
- Adults 25 and over with a bachelor degree or higher33.9 percent
- Adults 25 and over with a graduate degree14.3 percent
- Adults 25 and over29,362
- Population under 188,060
- Share under 1819.4 percent
- Population 65 and over9,473
- Share 65 and over22.8 percent
- Working age population, 18 to 6424,049
- Civilian labor force20,006
- Unemployment rate6.0 percent
- Labor force participation, adults 18 and over59.7 percent
- Rank by population among West Virginia counties12th of 55
- Rank by population among US county-equivalents1175th
Ohio County is the 12th largest of 55 West Virginia counties by population. A median home costs 2.9 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 22.8 percent against 19.4 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Ohio County
Is Ohio County growing
- Population change since the 2020 census base-3.10 percent
- Census 2020 base population42,405
- Births, 2024340
- Deaths, 2024582
- Natural change, 2024-242
- Net domestic migration, 202444
- Net international migration, 202468
- Total net migration, 2024112
- Cumulative net domestic migration, 2021 to 2024-208
- Rank by growth among US county-equivalents2758th
The county has lost 3.10 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Ohio County
Where people moving to Ohio County come from
- Tax returns filed by households arriving989
- People arriving, from those returns1,712
- Adjusted gross income arriving$50.0 m
- Net adjusted gross income movement$0
- Average income of an arriving household$50,602
- Largest single originOhio County Non-migrants (16,117 households)
- Largest single destination (16,117 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Ohio County Non-migrants | 16,117 | 30,531 | $1.41 bn |
| Other flows - Different State | 391 | 675 | $21.3 m |
| Marshall County | 185 | 335 | $9.6 m |
| Other flows - South | 155 | 262 | $7.9 m |
| Belmont County | 149 | 244 | $5.3 m |
| Other flows - Same State | 122 | 205 | $5.2 m |
| Other flows - Midwest | 110 | 188 | $5.6 m |
| Other flows - Northeast | 71 | 133 | $4.4 m |
The largest single source of arrivals is Ohio County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Ohio County
What the Ohio County economy runs on
- County GDP, 2024$5.06 bn
- County GDP, 2023$4.78 bn
- GDP change, 2023 to 20245.8 percent
- GDP change over five years41.0 percent
- Rank by GDP among West Virginia counties6th
- Rank by GDP among US county-equivalents712th
- GDP per resident$121,607
Output grew 5.8 percent in the latest year and 41.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Ohio County
Who employs people in Ohio County
- Covered employment, annual average27,100
- Establishments reporting1,794
- Average annual pay$55,864
- Average weekly wage$1,074
- Sector 62, employment5,683
- Sector 62, average annual pay$63,889
- Sector 44-45, employment2,979
- Sector 44-45, average annual pay$36,973
- Sector 72, employment2,823
- Sector 72, average annual pay$24,087
- Sector 56, employment1,578
- Sector 56, average annual pay$46,045
- Sector 52, employment1,148
- Sector 42, employment1,123
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 5,683 | 286 | $63,889 |
| Sector 44-45 | 2,979 | 202 | $36,973 |
| Sector 72 | 2,823 | 142 | $24,087 |
| Sector 56 | 1,578 | 106 | $46,045 |
| Sector 52 | 1,148 | 93 | $80,178 |
| Sector 42 | 1,123 | 102 | $62,106 |
| Sector 31-33 | 1,090 | 50 | $55,443 |
| Sector 54 | 1,081 | 223 | $73,266 |
The largest sector is the biggest private employer group at 5,683 jobs, 21.0 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Ohio County
What businesses operate in Ohio County
- Establishments, all industries1,320
- Employment at those establishments23,642
- Annual payroll$1.25 bn
- Establishments per 1,000 residents31.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Ohio County
What is being built in Ohio County
- Housing units authorised by permit, 20240
- Declared construction value permitted$0
- Single family units authorised0
- Multifamily units authorised0
No residential units were authorised by permit in 2024. In a small county this is common and is not by itself a sign of distress, but it does mean there is no recent residential pipeline to read demand from.
US Census Bureau, Building Permits Survey, 2024 annual.
Ohio County
How much SBA lending happens in Ohio County
- 7(a) approvals recorded34
- 7(a) gross approval dollars$14.3 m
- Average 7(a) approval$420,459
- Median 7(a) approval$150,000
- 10th percentile approval$20,000
- 90th percentile approval$1,050,000
- Largest single approval$4,920,000
- Jobs reported supported, 7(a)436
- Jobs per approval12.8
- Distinct 7(a) lenders active16
- Distinct industries receiving approvals26
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer5.9 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter26
- Franchise loans7
- Franchise share of approvals20.6 percent
- Leading industry by approval countCommercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance (2)
- Most active lenderThe Huntington National Bank (13)
- 504 approvals recorded8
- 504 gross approval dollars$8.1 m
- Average 504 approval$1,016,625
- Median 504 approval$557,000
- Distinct CDCs active1
- 504 jobs per approval8.1
- 504 jobs per million dollars approved8.0
- Most active CDCRegional Development Funding Corporation (8)
- 7(a) share of SBA approvals81.0 percent
- Combined SBA approval dollars$22.4 m
The average approval of $420,459 sits well above the median of $150,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 5.9 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ohio County
Do SBA loans in Ohio County get paid back
- Loans with a final outcome recorded5
- Paid in full5
- Charged off0
- Status: Exempt from disclosure25
- Status: Paid in full5
- Status: Cancelled3
- Status: Committed, not yet disbursed1
Too few loans have reached a final outcome to publish a charge off rate. only 5 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ohio County
Which parts of Ohio County get the lending
- Places in the county with recorded lending4
- WHEELING, approvals28
- Triadelphia, approvals3
- Tridelphia, approvals2
- VALLEY GROVE, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| WHEELING | 28 | $11,168,100 |
| Triadelphia | 3 | $2,450,000 |
| Tridelphia | 2 | $415,000 |
| VALLEY GROVE | 1 | $262,500 |
WHEELING accounts for 28 approvals against 3 in Triadelphia. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ohio County
How big is Ohio County
- Land area106 sq mi
- Rank by land area among West Virginia counties53rd of 55
- Width, east to west11.3 mi
- Height, north to south11.8 mi
- Geographies sharing a boundary2
- Residents per square mile of land392
- Establishments per square mile12.45
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Ohio County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Ohio County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population41,582
- Households18,342
- Average household size2.27
- Median household income$57,094
- Median age42.7
Common questions
Ohio County questions, answered from the record.
How many people live in Ohio County, West Virginia?
41,582, in 18,342 households, ranking 12th of 55 West Virginia counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Ohio County growing?
The population has fallen 3.10 percent since the 2020 census base. In 2024 there were 340 births against 582 deaths, with net migration of 112. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Ohio County?
$57,094. The median owner-occupied home is valued at $166,000, which is 2.9 times income, and median gross rent is $821 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Ohio County?
1,320 establishments, employing 23,642 people with an annual payroll of $1.25 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Ohio County?
Average annual pay is $55,864, or $1,074 a week, across 27,100 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Ohio County?
34 7(a) approvals totalling $14.3 m since FY2020, across 16 lenders, with a median approval of $150,000, plus 8 504 approvals worth $8.1 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Ohio County?
No residential units were authorised by permit in 2024. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Ohio County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Ohio County come from?
The largest single origin is Ohio County Non-migrants, with 16,117 households. Arriving households report an average income of $50,602 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Ohio County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Ohio County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.