HomeWest VirginiaRoane County
Roane County, West Virginia: commercial real estate data.
Roane County, West Virginia has a population of 13,786 across 484 square miles, down 3.5 percent since the 2020 census base. County output reached $366.5 m in 2024, 215 establishments operate here, and the SBA record carries 2 7(a) approvals worth $275,000.
105 sourced county values · tier FULL · 11 sections
Roane County
How many people live in Roane County
- Population13,786
- Households5,704
- Average household size2.42
- Median household income$45,778
- Median age46.9
- Median gross rent$614 per month
- Median owner-occupied home value$122,100
- Home value to household income2.7 times
- Annual rent as a share of median income16.1 percent
- Adults 25 and over with a bachelor degree or higher15.2 percent
- Adults 25 and over with a graduate degree5.6 percent
- Adults 25 and over10,121
- Population under 182,763
- Share under 1820.0 percent
- Population 65 and over3,253
- Share 65 and over23.6 percent
- Working age population, 18 to 647,770
- Civilian labor force4,787
- Unemployment rate9.1 percent
- Labor force participation, adults 18 and over43.4 percent
- Rank by population among West Virginia counties39th of 55
- Rank by population among US county-equivalents2241st
Roane County is the 39th largest of 55 West Virginia counties by population. A median home costs 2.7 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 23.6 percent against 20.0 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Roane County
Is Roane County growing
- Population change since the 2020 census base-3.45 percent
- Census 2020 base population14,024
- Births, 2024106
- Deaths, 2024217
- Natural change, 2024-111
- Net domestic migration, 2024-29
- Net international migration, 20244
- Total net migration, 2024-25
- Cumulative net domestic migration, 2021 to 2024-18
- Rank by growth among US county-equivalents2815th
The county has lost 3.45 percent of its population since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Roane County
Where people moving to Roane County come from
- Tax returns filed by households arriving234
- People arriving, from those returns477
- Adjusted gross income arriving$9.9 m
- Net adjusted gross income movement$0
- Average income of an arriving household$42,410
- Largest single originRoane County Non-migrants (4,339 households)
- Largest single destination (4,339 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Roane County Non-migrants | 4,339 | 9,268 | $232.2 m |
| Other flows - Different State | 75 | 149 | $4.2 m |
| Other flows - Same State | 68 | 133 | $2.4 m |
| Kanawha County | 67 | 139 | $2.3 m |
| Other flows - South | 54 | 108 | $2.8 m |
| Jackson County | 24 | 56 | $1.1 m |
| Other flows - Northeast | 21 | 41 | $1.4 m |
The largest single source of arrivals is Roane County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Roane County
What the Roane County economy runs on
- County GDP, 2024$366.5 m
- County GDP, 2023$359.5 m
- GDP change, 2023 to 20241.9 percent
- GDP change over five years16.0 percent
- Rank by GDP among West Virginia counties45th
- Rank by GDP among US county-equivalents2599th
- GDP per resident$26,585
Output grew 1.9 percent in the latest year and 16.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Roane County
Who employs people in Roane County
- Covered employment, annual average2,885
- Establishments reporting357
- Average annual pay$46,194
- Average weekly wage$888
- Sector 44-45, employment512
- Sector 44-45, average annual pay$31,448
- Sector 31-33, employment198
- Sector 31-33, average annual pay$52,931
- Sector 23, employment177
- Sector 23, average annual pay$53,916
- Sector 52, employment156
- Sector 52, average annual pay$71,287
- Sector 72, employment156
- Sector 42, employment78
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 512 | 41 | $31,448 |
| Sector 31-33 | 198 | 11 | $52,931 |
| Sector 23 | 177 | 40 | $53,916 |
| Sector 52 | 156 | 14 | $71,287 |
| Sector 72 | 156 | 14 | $20,770 |
| Sector 42 | 78 | 10 | $49,563 |
| Sector 81 | 33 | 16 | $38,111 |
| Sector 51 | 24 | 7 | $60,348 |
The largest sector is the biggest private employer group at 512 jobs, 17.7 percent of covered employment. Average pay per job exceeds median household income, which usually means single earner households and a wage base that can carry rent.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Roane County
What businesses operate in Roane County
- Establishments, all industries215
- Employment at those establishments1,995
- Annual payroll$85.4 m
- Establishments per 1,000 residents15.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Roane County
What is being built in Roane County
- Housing units authorised by permit, 202421
- Declared construction value permitted$3.0 m
- Single family units authorised21
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$144,333
- Units authorised per 1,000 households3.7
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Roane County
How much SBA lending happens in Roane County
- 7(a) approvals recorded2
- 7(a) gross approval dollars$275,000
- Average 7(a) approval$137,500
- Median 7(a) approval$150,000
- 10th percentile approval$125,000
- 90th percentile approval$150,000
- Largest single approval$150,000
- Jobs reported supported, 7(a)10
- Jobs per approval5.0
- Distinct 7(a) lenders active2
- Distinct industries receiving approvals2
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter2
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countHighway, Street, and Bridge Construction (1)
- Most active lenderJPMorgan Chase Bank, National Association (1)
The average approval of $137,500 sits close to the median of $150,000, so lending here is fairly evenly sized rather than driven by a few large deals. Only 0.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Roane County
Do SBA loans in Roane County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Exempt from disclosure1
- Status: Paid in full1
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Roane County
Which parts of Roane County get the lending
- Places in the county with recorded lending2
- LOONEYVILLE, approvals1
- WALTON, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| LOONEYVILLE | 1 | $125,000 |
| WALTON | 1 | $150,000 |
LOONEYVILLE accounts for 1 approvals against 1 in WALTON. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Roane County
How big is Roane County
- Land area484 sq mi
- Rank by land area among West Virginia counties18th of 55
- Width, east to west25 mi
- Height, north to south28.6 mi
- Geographies sharing a boundary5
- Residents per square mile of land28
- Establishments per square mile0.44
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Roane County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Roane County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population13,786
- Households5,704
- Average household size2.42
- Median household income$45,778
- Median age46.9
Common questions
Roane County questions, answered from the record.
How many people live in Roane County, West Virginia?
13,786, in 5,704 households, ranking 39th of 55 West Virginia counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Roane County growing?
The population has fallen 3.45 percent since the 2020 census base. In 2024 there were 106 births against 217 deaths, with net migration of -25. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Roane County?
$45,778. The median owner-occupied home is valued at $122,100, which is 2.7 times income, and median gross rent is $614 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Roane County?
215 establishments, employing 1,995 people with an annual payroll of $85.4 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Roane County?
Average annual pay is $46,194, or $888 a week, across 2,885 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Roane County?
2 7(a) approvals totalling $275,000 since FY2020, across 2 lenders, with a median approval of $150,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Roane County?
21 housing units were authorised by permit in 2024, with a declared construction value of $3.0 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Roane County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Roane County come from?
The largest single origin is Roane County Non-migrants, with 4,339 households. Arriving households report an average income of $42,410 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Roane County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Roane County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.