HomeWest VirginiaSummers County
Summers County, West Virginia: commercial real estate data.
Summers County, West Virginia has a population of 11,729 across 360 square miles, down 3.5 percent since the 2020 census base. County output reached $271.2 m in 2024, 162 establishments operate here, and the SBA record carries 3 7(a) approvals worth $129,700.
102 sourced county values · tier FULL · 10 sections
Summers County
How many people live in Summers County
- Population11,729
- Households4,680
- Average household size2.51
- Median household income$40,699
- Median age50.6
- Median gross rent$915 per month
- Median owner-occupied home value$140,100
- Home value to household income3.4 times
- Annual rent as a share of median income27.0 percent
- Adults 25 and over with a bachelor degree or higher18.8 percent
- Adults 25 and over with a graduate degree7.9 percent
- Adults 25 and over9,221
- Population under 181,838
- Share under 1815.7 percent
- Population 65 and over3,182
- Share 65 and over27.1 percent
- Working age population, 18 to 646,709
- Civilian labor force3,595
- Unemployment rate2.2 percent
- Labor force participation, adults 18 and over36.3 percent
- Rank by population among West Virginia counties42nd of 55
- Rank by population among US county-equivalents2373rd
Summers County is the 42nd largest of 55 West Virginia counties by population. A median home costs 3.4 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 27.1 percent against 15.7 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Summers County
Is Summers County growing
- Population change since the 2020 census base-3.53 percent
- Census 2020 base population11,967
- Births, 202481
- Deaths, 2024201
- Natural change, 2024-120
- Net domestic migration, 202485
- Net international migration, 2024-1
- Total net migration, 202484
- Cumulative net domestic migration, 2021 to 2024198
- Rank by growth among US county-equivalents2827th
The county has lost 3.53 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Summers County
Where people moving to Summers County come from
- Tax returns filed by households arriving186
- People arriving, from those returns364
- Adjusted gross income arriving$10.0 m
- Net adjusted gross income movement$0
- Average income of an arriving household$54,016
- Largest single originSummers County Non-migrants (3,613 households)
- Largest single destination (3,613 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Summers County Non-migrants | 3,613 | 7,389 | $181.6 m |
| Other flows - Same State | 71 | 150 | $3.5 m |
| Other flows - Different State | 57 | 103 | $3.2 m |
| Other flows - South | 57 | 103 | $3.2 m |
| Raleigh County | 36 | 68 | $2.8 m |
| Greenbrier County | 22 | 43 | $599,000 |
The largest single source of arrivals is Summers County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Summers County
What the Summers County economy runs on
- County GDP, 2024$271.2 m
- County GDP, 2023$277.7 m
- GDP change, 2023 to 2024-2.3 percent
- GDP change over five years18.6 percent
- Rank by GDP among West Virginia counties49th
- Rank by GDP among US county-equivalents2759th
- GDP per resident$23,120
Output grew -2.3 percent in the latest year and 18.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Summers County
Who employs people in Summers County
- Covered employment, annual average2,169
- Establishments reporting269
- Average annual pay$42,494
- Average weekly wage$817
- Sector 44-45, employment228
- Sector 44-45, average annual pay$28,992
- Sector 42, employment168
- Sector 42, average annual pay$76,131
- Sector 23, employment76
- Sector 23, average annual pay$53,048
- Sector 54, employment51
- Sector 54, average annual pay$43,308
- Sector 56, employment46
- Sector 53, employment35
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 228 | 31 | $28,992 |
| Sector 42 | 168 | 5 | $76,131 |
| Sector 23 | 76 | 20 | $53,048 |
| Sector 54 | 51 | 26 | $43,308 |
| Sector 56 | 46 | 18 | $40,739 |
| Sector 53 | 35 | 10 | $48,531 |
| Sector 52 | 29 | 10 | $46,783 |
The largest sector is the biggest private employer group at 228 jobs, 10.5 percent of covered employment. Average pay per job exceeds median household income, which usually means single earner households and a wage base that can carry rent.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Summers County
What businesses operate in Summers County
- Establishments, all industries162
- Employment at those establishments1,585
- Annual payroll$57.4 m
- Establishments per 1,000 residents13.8
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Summers County
What is being built in Summers County
- Housing units authorised by permit, 202412
- Declared construction value permitted$2.2 m
- Single family units authorised12
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$184,900
- Units authorised per 1,000 households2.6
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Summers County
How much SBA lending happens in Summers County
- 7(a) approvals recorded3
- 7(a) gross approval dollars$129,700
- Average 7(a) approval$43,233
- Median 7(a) approval$41,200
- 10th percentile approval$30,000
- 90th percentile approval$58,500
- Largest single approval$58,500
- Jobs reported supported, 7(a)1
- Jobs per approval0.3
- Distinct 7(a) lenders active1
- Distinct industries receiving approvals1
- Median 7(a) term60 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter3
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countGeneral Freight Trucking, Long-Distance, Truckload (3)
- Most active lenderFirst Community Bank (3)
The average approval of $43,233 sits close to the median of $41,200, so lending here is fairly evenly sized rather than driven by a few large deals. Only 0.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Summers County
Do SBA loans in Summers County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure2
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Summers County
How big is Summers County
- Land area360 sq mi
- Rank by land area among West Virginia counties33rd of 55
- Width, east to west23.8 mi
- Height, north to south30.4 mi
- Geographies sharing a boundary5
- Residents per square mile of land33
- Establishments per square mile0.45
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Summers County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Summers County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population11,729
- Households4,680
- Average household size2.51
- Median household income$40,699
- Median age50.6
Common questions
Summers County questions, answered from the record.
How many people live in Summers County, West Virginia?
11,729, in 4,680 households, ranking 42nd of 55 West Virginia counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Summers County growing?
The population has fallen 3.53 percent since the 2020 census base. In 2024 there were 81 births against 201 deaths, with net migration of 84. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Summers County?
$40,699. The median owner-occupied home is valued at $140,100, which is 3.4 times income, and median gross rent is $915 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Summers County?
162 establishments, employing 1,585 people with an annual payroll of $57.4 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Summers County?
Average annual pay is $42,494, or $817 a week, across 2,169 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Summers County?
3 7(a) approvals totalling $129,700 since FY2020, across 1 lenders, with a median approval of $41,200. These are approvals recorded in the release, not loans disbursed.
What is being built in Summers County?
12 housing units were authorised by permit in 2024, with a declared construction value of $2.2 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Summers County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Summers County come from?
The largest single origin is Summers County Non-migrants, with 3,613 households. Arriving households report an average income of $54,016 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Summers County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Summers County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.