Calumet County, Wisconsin: commercial real estate data.
Calumet County, Wisconsin has a population of 52,942 across 318 square miles, up 2.2 percent since the 2020 census base. County output reached $2.31 bn in 2024, 968 establishments operate here, and the SBA record carries 33 7(a) approvals worth $20.4 m.
122 sourced county values · tier FULL · 11 sections
Calumet County
How many people live in Calumet County
- Population52,942
- Households21,372
- Average household size2.48
- Median household income$88,810
- Median age41.7
- Median gross rent$1,073 per month
- Median owner-occupied home value$274,200
- Home value to household income3.1 times
- Annual rent as a share of median income14.5 percent
- Adults 25 and over with a bachelor degree or higher33.0 percent
- Adults 25 and over with a graduate degree9.2 percent
- Adults 25 and over37,260
- Population under 1811,760
- Share under 1822.2 percent
- Population 65 and over9,104
- Share 65 and over17.2 percent
- Working age population, 18 to 6432,078
- Civilian labor force29,340
- Unemployment rate2.1 percent
- Labor force participation, adults 18 and over71.2 percent
- Rank by population among Wisconsin counties27th of 72
- Rank by population among US county-equivalents977th
Calumet County is the 27th largest of 72 Wisconsin counties by population. A median home costs 3.1 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 22.2 percent against 17.2 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Calumet County
Is Calumet County growing
- Population change since the 2020 census base2.22 percent
- Census 2020 base population52,440
- Births, 2024461
- Deaths, 2024380
- Natural change, 202481
- Net domestic migration, 2024132
- Net international migration, 202484
- Total net migration, 2024216
- Cumulative net domestic migration, 2021 to 2024646
- Rank by growth among US county-equivalents1102nd
The county has grown 2.22 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Calumet County
Where people moving to Calumet County come from
- Tax returns filed by households arriving1,799
- People arriving, from those returns3,231
- Adjusted gross income arriving$120.7 m
- Net adjusted gross income movement$0
- Average income of an arriving household$67,088
- Largest single originCalumet County Non-migrants (20,723 households)
- Largest single destination (20,723 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Calumet County Non-migrants | 20,723 | 44,881 | $1.99 bn |
| Outagamie County | 583 | 1,080 | $36.9 m |
| Other flows - Different State | 305 | 589 | $24.6 m |
| Winnebago County | 278 | 524 | $17.8 m |
| Other flows - Same State | 171 | 294 | $10.9 m |
| Manitowoc County | 126 | 221 | $9.4 m |
| Brown County | 121 | 199 | $8.3 m |
| Other flows - Midwest | 114 | 224 | $9.5 m |
The largest single source of arrivals is Calumet County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Calumet County
What the Calumet County economy runs on
- County GDP, 2024$2.31 bn
- County GDP, 2023$2.23 bn
- GDP change, 2023 to 20243.8 percent
- GDP change over five years39.8 percent
- Rank by GDP among Wisconsin counties36th
- Rank by GDP among US county-equivalents1168th
- GDP per resident$43,720
Output grew 3.8 percent in the latest year and 39.8 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Calumet County
Who employs people in Calumet County
- Covered employment, annual average16,250
- Establishments reporting1,007
- Average annual pay$51,037
- Average weekly wage$981
- Sector 31-33, employment4,058
- Sector 31-33, average annual pay$65,835
- Sector 44-45, employment2,442
- Sector 44-45, average annual pay$37,138
- Sector 72, employment1,487
- Sector 72, average annual pay$17,847
- Sector 42, employment927
- Sector 42, average annual pay$64,215
- Sector 23, employment880
- Sector 52, employment381
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 4,058 | 60 | $65,835 |
| Sector 44-45 | 2,442 | 95 | $37,138 |
| Sector 72 | 1,487 | 97 | $17,847 |
| Sector 42 | 927 | 52 | $64,215 |
| Sector 23 | 880 | 108 | $67,657 |
| Sector 52 | 381 | 70 | $74,108 |
| Sector 71 | 317 | 17 | $19,114 |
| Sector 56 | 301 | 52 | $35,549 |
The largest sector is the biggest private employer group at 4,058 jobs, 25.0 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Calumet County
What businesses operate in Calumet County
- Establishments, all industries968
- Employment at those establishments13,842
- Annual payroll$652.2 m
- Establishments per 1,000 residents18.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Calumet County
What is being built in Calumet County
- Housing units authorised by permit, 2024206
- Declared construction value permitted$79.0 m
- Single family units authorised194
- Multifamily units authorised12
- Multifamily share of units5.8 percent
- Average declared value per unit$383,501
- Units authorised per 1,000 households9.6
Multifamily is 5.8 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Calumet County
How much SBA lending happens in Calumet County
- 7(a) approvals recorded33
- 7(a) gross approval dollars$20.4 m
- Average 7(a) approval$617,188
- Median 7(a) approval$200,000
- 10th percentile approval$45,800
- 90th percentile approval$2,500,000
- Largest single approval$3,973,500
- Jobs reported supported, 7(a)477
- Jobs per approval14.5
- Distinct 7(a) lenders active11
- Distinct industries receiving approvals20
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer21.2 percent
- Loans on real estate terms7
- Loans on working capital terms, 120 months or shorter24
- Franchise loans1
- Franchise share of approvals3.0 percent
- Leading industry by approval countFull-Service Restaurants (3)
- Most active lenderAmerican National Bank-Fox Cities (6)
- 504 approvals recorded15
- 504 gross approval dollars$10.5 m
- Average 504 approval$699,467
- Median 504 approval$577,000
- Distinct CDCs active2
- 504 jobs per approval7.1
- 504 jobs per million dollars approved10.1
- Most active CDCWBD, Inc. (14)
- 7(a) share of SBA approvals68.8 percent
- Combined SBA approval dollars$30.9 m
The average approval of $617,188 sits well above the median of $200,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 21.2 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Calumet County
Do SBA loans in Calumet County get paid back
- Loans with a final outcome recorded7
- Paid in full6
- Charged off1
- Status: Paid in full6
- Status: Exempt from disclosure20
- Status: Cancelled5
- Status: Charged off1
- Status: Committed, not yet disbursed1
Too few loans have reached a final outcome to publish a charge off rate. only 7 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Calumet County
Which parts of Calumet County get the lending
- Places in the county with recorded lending7
- APPLETON, approvals7
- Brillion, approvals5
- Sherwood, approvals5
- MENASHA, approvals5
- New Holstein, approvals5
- Chilton, approvals4
| Place | Approvals | Gross approval dollars |
|---|---|---|
| APPLETON | 7 | $1,898,500 |
| Brillion | 5 | $692,000 |
| Sherwood | 5 | $963,300 |
| MENASHA | 5 | $6,044,200 |
| New Holstein | 5 | $1,231,700 |
| Chilton | 4 | $9,266,500 |
| Kiel | 2 | $271,000 |
APPLETON accounts for 7 approvals against 5 in Brillion. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Calumet County
How big is Calumet County
- Land area318 sq mi
- Rank by land area among Wisconsin counties68th of 72
- Width, east to west18 mi
- Height, north to south24.3 mi
- Geographies sharing a boundary6
- Residents per square mile of land166
- Establishments per square mile3.04
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Calumet County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Calumet County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population52,942
- Households21,372
- Average household size2.48
- Median household income$88,810
- Median age41.7
Common questions
Calumet County questions, answered from the record.
How many people live in Calumet County, Wisconsin?
52,942, in 21,372 households, ranking 27th of 72 Wisconsin counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Calumet County growing?
The population has grown 2.22 percent since the 2020 census base. In 2024 there were 461 births against 380 deaths, with net migration of 216. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Calumet County?
$88,810. The median owner-occupied home is valued at $274,200, which is 3.1 times income, and median gross rent is $1,073 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Calumet County?
968 establishments, employing 13,842 people with an annual payroll of $652.2 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Calumet County?
Average annual pay is $51,037, or $981 a week, across 16,250 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Calumet County?
33 7(a) approvals totalling $20.4 m since FY2020, across 11 lenders, with a median approval of $200,000, plus 15 504 approvals worth $10.5 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Calumet County?
206 housing units were authorised by permit in 2024, with a declared construction value of $79.0 m. Multifamily was 5.8 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Calumet County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Calumet County come from?
The largest single origin is Calumet County Non-migrants, with 20,723 households. Arriving households report an average income of $67,088 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Calumet County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Calumet County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.