HomeWisconsinFond du Lac County
Fond du Lac County, Wisconsin: commercial real estate data.
Fond du Lac County, Wisconsin has a population of 104,137 across 720 square miles, up 0.1 percent since the 2020 census base. County output reached $6.75 bn in 2024, 2,227 establishments operate here, and the SBA record carries 101 7(a) approvals worth $58.7 m.
123 sourced county values · tier FULL · 11 sections
Fond du Lac County
How many people live in Fond du Lac County
- Population104,137
- Households43,243
- Average household size2.41
- Median household income$74,275
- Median age41.9
- Median gross rent$960 per month
- Median owner-occupied home value$222,800
- Home value to household income3.0 times
- Annual rent as a share of median income15.5 percent
- Adults 25 and over with a bachelor degree or higher22.3 percent
- Adults 25 and over with a graduate degree7.1 percent
- Adults 25 and over73,265
- Population under 1821,999
- Share under 1821.1 percent
- Population 65 and over20,614
- Share 65 and over19.8 percent
- Working age population, 18 to 6461,524
- Civilian labor force54,614
- Unemployment rate3.2 percent
- Labor force participation, adults 18 and over66.5 percent
- Rank by population among Wisconsin counties16th of 72
- Rank by population among US county-equivalents601st
Fond du Lac County is the 16th largest of 72 Wisconsin counties by population. A median home costs 3.0 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 21.1 percent against 19.8 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Fond du Lac County
Is Fond du Lac County growing
- Population change since the 2020 census base0.12 percent
- Census 2020 base population104,144
- Births, 2024989
- Deaths, 20241,115
- Natural change, 2024-126
- Net domestic migration, 2024-112
- Net international migration, 2024372
- Total net migration, 2024260
- Cumulative net domestic migration, 2021 to 2024-184
- Rank by growth among US county-equivalents1785th
The county has grown 0.12 percent since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Fond du Lac County
Where people moving to Fond du Lac County come from
- Tax returns filed by households arriving2,363
- People arriving, from those returns3,952
- Adjusted gross income arriving$136.8 m
- Net adjusted gross income movement$0
- Average income of an arriving household$57,887
- Largest single originFond du Lac County Non-migrants (42,489 households)
- Largest single destination (42,489 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Fond du Lac County Non-migrants | 42,489 | 84,008 | $3.58 bn |
| Other flows - Different State | 561 | 954 | $33.5 m |
| Dodge County | 340 | 630 | $19.3 m |
| Winnebago County | 280 | 474 | $14.1 m |
| Other flows - Same State | 229 | 378 | $10.7 m |
| Other flows - Midwest | 200 | 323 | $13.1 m |
| Other flows - South | 182 | 331 | $9.7 m |
| Washington County | 160 | 257 | $12.3 m |
The largest single source of arrivals is Fond du Lac County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Fond du Lac County
What the Fond du Lac County economy runs on
- County GDP, 2024$6.75 bn
- County GDP, 2023$6.58 bn
- GDP change, 2023 to 20242.5 percent
- GDP change over five years25.6 percent
- Rank by GDP among Wisconsin counties16th
- Rank by GDP among US county-equivalents600th
- GDP per resident$64,812
Output grew 2.5 percent in the latest year and 25.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Fond du Lac County
Who employs people in Fond du Lac County
- Covered employment, annual average45,047
- Establishments reporting2,535
- Average annual pay$58,238
- Average weekly wage$1,120
- Sector 31-33, employment9,908
- Sector 31-33, average annual pay$68,785
- Sector 62, employment5,695
- Sector 62, average annual pay$68,434
- Sector 44-45, employment5,348
- Sector 44-45, average annual pay$36,241
- Sector 72, employment3,768
- Sector 72, average annual pay$19,742
- Sector 23, employment3,042
- Sector 42, employment1,718
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 9,908 | 154 | $68,785 |
| Sector 62 | 5,695 | 426 | $68,434 |
| Sector 44-45 | 5,348 | 291 | $36,241 |
| Sector 72 | 3,768 | 227 | $19,742 |
| Sector 23 | 3,042 | 262 | $84,722 |
| Sector 42 | 1,718 | 126 | $75,861 |
| Sector 81 | 1,494 | 184 | $32,274 |
| Sector 52 | 1,487 | 136 | $79,161 |
The largest sector is the biggest private employer group at 9,908 jobs, 22.0 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Fond du Lac County
What businesses operate in Fond du Lac County
- Establishments, all industries2,227
- Employment at those establishments42,508
- Annual payroll$2.36 bn
- Establishments per 1,000 residents21.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Fond du Lac County
What is being built in Fond du Lac County
- Housing units authorised by permit, 2024183
- Declared construction value permitted$67.9 m
- Single family units authorised173
- Multifamily units authorised10
- Multifamily share of units5.5 percent
- Average declared value per unit$370,994
- Units authorised per 1,000 households4.2
Multifamily is 5.5 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Fond du Lac County
How much SBA lending happens in Fond du Lac County
- 7(a) approvals recorded101
- 7(a) gross approval dollars$58.7 m
- Average 7(a) approval$581,443
- Median 7(a) approval$244,700
- 10th percentile approval$50,000
- 90th percentile approval$1,715,000
- Largest single approval$4,798,000
- Jobs reported supported, 7(a)1,449
- Jobs per approval14.3
- Distinct 7(a) lenders active28
- Distinct industries receiving approvals63
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer21.8 percent
- Loans on real estate terms22
- Loans on working capital terms, 120 months or shorter67
- Franchise loans18
- Franchise share of approvals17.8 percent
- Leading industry by approval countLimited-Service Restaurants (5)
- Most active lenderBank First, N.A. (37)
- 504 approvals recorded48
- 504 gross approval dollars$48.2 m
- Average 504 approval$1,004,729
- Median 504 approval$571,000
- Distinct CDCs active3
- 504 jobs per approval15.7
- 504 jobs per million dollars approved15.6
- Most active CDCWBD, Inc. (46)
- 7(a) share of SBA approvals67.8 percent
- Combined SBA approval dollars$107.0 m
The average approval of $581,443 sits well above the median of $244,700, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 21.8 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Fond du Lac County
Do SBA loans in Fond du Lac County get paid back
- Loans with a final outcome recorded29
- Paid in full27
- Charged off2
- Charge off rate on resolved loans6.9 percent
- Status: Paid in full27
- Status: Cancelled9
- Status: Exempt from disclosure61
- Status: Charged off2
- Status: Committed, not yet disbursed2
Of the 29 loans that have reached a final outcome, 6.9 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fond du Lac County
Which parts of Fond du Lac County get the lending
- Places in the county with recorded lending13
- Fond Du Lac, approvals58
- Ripon, approvals12
- CAMPBELLSPORT, approvals12
- WAUPUN, approvals4
- Rosendale, approvals3
- Eden, approvals2
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Fond Du Lac | 58 | $38,365,800 |
| Ripon | 12 | $7,171,500 |
| CAMPBELLSPORT | 12 | $7,083,000 |
| WAUPUN | 4 | $1,120,200 |
| Rosendale | 3 | $765,000 |
| Eden | 2 | $429,000 |
| St. Cloud | 2 | $878,000 |
| Malone | 2 | $336,000 |
Fond Du Lac accounts for 58 approvals against 12 in Ripon. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fond du Lac County
How big is Fond du Lac County
- Land area720 sq mi
- Rank by land area among Wisconsin counties40th of 72
- Width, east to west36.2 mi
- Height, north to south27.3 mi
- Geographies sharing a boundary6
- Residents per square mile of land145
- Establishments per square mile3.09
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Fond du Lac County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Fond du Lac County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population104,137
- Households43,243
- Average household size2.41
- Median household income$74,275
- Median age41.9
Common questions
Fond du Lac County questions, answered from the record.
How many people live in Fond du Lac County, Wisconsin?
104,137, in 43,243 households, ranking 16th of 72 Wisconsin counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Fond du Lac County growing?
The population has grown 0.12 percent since the 2020 census base. In 2024 there were 989 births against 1,115 deaths, with net migration of 260. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Fond du Lac County?
$74,275. The median owner-occupied home is valued at $222,800, which is 3.0 times income, and median gross rent is $960 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Fond du Lac County?
2,227 establishments, employing 42,508 people with an annual payroll of $2.36 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Fond du Lac County?
Average annual pay is $58,238, or $1,120 a week, across 45,047 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Fond du Lac County?
101 7(a) approvals totalling $58.7 m since FY2020, across 28 lenders, with a median approval of $244,700, plus 48 504 approvals worth $48.2 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Fond du Lac County get paid back?
Of the 29 loans that have reached a final outcome, 27 were paid in full and 2 charged off, a charge off rate of 6.9 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Fond du Lac County?
183 housing units were authorised by permit in 2024, with a declared construction value of $67.9 m. Multifamily was 5.5 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Fond du Lac County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Fond du Lac County come from?
The largest single origin is Fond du Lac County Non-migrants, with 42,489 households. Arriving households report an average income of $57,887 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Fond du Lac County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Fond du Lac County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.