Laramie County, Wyoming: commercial real estate data.
Laramie County, Wyoming has a population of 101,060 across 2,686 square miles, up 1.3 percent since the 2020 census base. County output reached $8.44 bn in 2024, 3,625 establishments operate here, and the SBA record carries 142 7(a) approvals worth $79.0 m.
120 sourced county values · tier FULL · 11 sections
Laramie County
How many people live in Laramie County
- Population101,060
- Households43,279
- Average household size2.34
- Median household income$80,173
- Median age38.5
- Median gross rent$1,160 per month
- Median owner-occupied home value$348,700
- Home value to household income4.3 times
- Annual rent as a share of median income17.4 percent
- Adults 25 and over with a bachelor degree or higher33.1 percent
- Adults 25 and over with a graduate degree12.2 percent
- Adults 25 and over69,419
- Population under 1822,644
- Share under 1822.4 percent
- Population 65 and over17,525
- Share 65 and over17.3 percent
- Working age population, 18 to 6460,891
- Civilian labor force50,840
- Unemployment rate3.7 percent
- Labor force participation, adults 18 and over64.8 percent
- Rank by population among Wyoming counties1st of 23
- Rank by population among US county-equivalents613th
Laramie County is the 1st largest of 23 Wyoming counties by population. A median home costs 4.3 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 22.4 percent against 17.3 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Laramie County
Is Laramie County growing
- Population change since the 2020 census base1.27 percent
- Census 2020 base population100,510
- Births, 20241,192
- Deaths, 20241,073
- Natural change, 2024119
- Net domestic migration, 2024493
- Net international migration, 202487
- Total net migration, 2024580
- Cumulative net domestic migration, 2021 to 2024693
- Rank by growth among US county-equivalents1398th
The county has grown 1.27 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Laramie County
Where people moving to Laramie County come from
- Tax returns filed by households arriving3,385
- People arriving, from those returns6,174
- Adjusted gross income arriving$301.3 m
- Net adjusted gross income movement$0
- Average income of an arriving household$89,005
- Largest single originLaramie County Non-migrants (39,541 households)
- Largest single destination (39,541 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Laramie County Non-migrants | 39,541 | 78,233 | $3.50 bn |
| Other flows - Different State | 1,776 | 3,306 | $177.2 m |
| Other flows - West | 678 | 1,303 | $48.2 m |
| Other flows - South | 556 | 1,041 | $34.7 m |
| Other flows - Midwest | 424 | 776 | $87.1 m |
| Larimer County | 226 | 382 | $17.2 m |
| Albany County | 190 | 279 | $7.7 m |
| Weld County | 170 | 328 | $11.5 m |
The largest single source of arrivals is Laramie County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Laramie County
What the Laramie County economy runs on
- County GDP, 2024$8.44 bn
- County GDP, 2023$8.04 bn
- GDP change, 2023 to 20245.0 percent
- GDP change over five years44.4 percent
- Rank by GDP among Wyoming counties1st
- Rank by GDP among US county-equivalents505th
- GDP per resident$83,506
Output grew 5.0 percent in the latest year and 44.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Laramie County
Who employs people in Laramie County
- Covered employment, annual average48,244
- Establishments reporting4,736
- Average annual pay$60,961
- Average weekly wage$1,172
- Sector 44-45, employment5,217
- Sector 44-45, average annual pay$39,143
- Sector 72, employment4,649
- Sector 72, average annual pay$24,274
- Sector 62, employment4,605
- Sector 62, average annual pay$55,127
- Sector 23, employment3,414
- Sector 23, average annual pay$71,501
- Sector 48-49, employment3,071
- Sector 54, employment2,347
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 5,217 | 314 | $39,143 |
| Sector 72 | 4,649 | 248 | $24,274 |
| Sector 62 | 4,605 | 550 | $55,127 |
| Sector 23 | 3,414 | 497 | $71,501 |
| Sector 48-49 | 3,071 | 146 | $62,566 |
| Sector 54 | 2,347 | 886 | $90,253 |
| Sector 56 | 2,186 | 436 | $44,505 |
| Sector 52 | 1,579 | 275 | $87,520 |
The largest sector is the biggest private employer group at 5,217 jobs, 10.8 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Laramie County
What businesses operate in Laramie County
- Establishments, all industries3,625
- Employment at those establishments37,182
- Annual payroll$2.11 bn
- Establishments per 1,000 residents35.9
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Laramie County
What is being built in Laramie County
- Housing units authorised by permit, 2024497
- Declared construction value permitted$96.4 m
- Single family units authorised332
- Multifamily units authorised165
- Multifamily share of units33.2 percent
- Average declared value per unit$193,982
- Units authorised per 1,000 households11.5
Multifamily is 33.2 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Laramie County
How much SBA lending happens in Laramie County
- 7(a) approvals recorded142
- 7(a) gross approval dollars$79.0 m
- Average 7(a) approval$555,992
- Median 7(a) approval$150,000
- 10th percentile approval$21,200
- 90th percentile approval$1,662,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)1,440
- Jobs per approval10.1
- Distinct 7(a) lenders active43
- Distinct industries receiving approvals76
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer19.7 percent
- Loans on real estate terms28
- Loans on working capital terms, 120 months or shorter109
- Franchise loans21
- Franchise share of approvals14.8 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (10)
- Most active lenderPlatte Valley Bank (34)
- 504 approvals recorded34
- 504 gross approval dollars$25.2 m
- Average 504 approval$740,059
- Median 504 approval$496,000
- Distinct CDCs active2
- 504 jobs per approval6.3
- 504 jobs per million dollars approved8.5
- Most active CDCWyoming Capital Access (33)
- 7(a) share of SBA approvals80.7 percent
- Combined SBA approval dollars$104.1 m
The average approval of $555,992 sits well above the median of $150,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 19.7 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Laramie County
Do SBA loans in Laramie County get paid back
- Loans with a final outcome recorded38
- Paid in full35
- Charged off3
- Charge off rate on resolved loans7.9 percent
- Status: Paid in full35
- Status: Exempt from disclosure74
- Status: Charged off3
- Status: Cancelled21
- Status: Committed, not yet disbursed9
Of the 38 loans that have reached a final outcome, 7.9 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Laramie County
Which parts of Laramie County get the lending
- Places in the county with recorded lending3
- Cheyenne, approvals134
- CARPENTER, approvals5
- HILLSDALE, approvals3
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Cheyenne | 134 | $78,523,200 |
| CARPENTER | 5 | $92,600 |
| HILLSDALE | 3 | $335,000 |
Cheyenne accounts for 134 approvals against 5 in CARPENTER. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Laramie County
How big is Laramie County
- Land area2,686 sq mi
- Rank by land area among Wyoming counties15th of 23
- Width, east to west63.8 mi
- Height, north to south45.5 mi
- Geographies sharing a boundary3
- Residents per square mile of land38
- Establishments per square mile1.35
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Laramie County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Laramie County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population101,060
- Households43,279
- Average household size2.34
- Median household income$80,173
- Median age38.5
Common questions
Laramie County questions, answered from the record.
How many people live in Laramie County, Wyoming?
101,060, in 43,279 households, ranking 1st of 23 Wyoming counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Laramie County growing?
The population has grown 1.27 percent since the 2020 census base. In 2024 there were 1,192 births against 1,073 deaths, with net migration of 580. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Laramie County?
$80,173. The median owner-occupied home is valued at $348,700, which is 4.3 times income, and median gross rent is $1,160 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Laramie County?
3,625 establishments, employing 37,182 people with an annual payroll of $2.11 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Laramie County?
Average annual pay is $60,961, or $1,172 a week, across 48,244 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Laramie County?
142 7(a) approvals totalling $79.0 m since FY2020, across 43 lenders, with a median approval of $150,000, plus 34 504 approvals worth $25.2 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Laramie County get paid back?
Of the 38 loans that have reached a final outcome, 35 were paid in full and 3 charged off, a charge off rate of 7.9 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Laramie County?
497 housing units were authorised by permit in 2024, with a declared construction value of $96.4 m. Multifamily was 33.2 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Laramie County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Laramie County come from?
The largest single origin is Laramie County Non-migrants, with 39,541 households. Arriving households report an average income of $89,005 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Laramie County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Laramie County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.