Fremont County, Iowa: commercial real estate data.
Fremont County, Iowa has a population of 6,514 across 511 square miles, down 1.6 percent since the 2020 census base. County output reached $394.1 m in 2024, 190 establishments operate here, and the SBA record carries 4 7(a) approvals worth $1.0 m.
106 sourced county values · tier FULL · 11 sections
Fremont County
How many people live in Fremont County
- Population6,514
- Households2,823
- Average household size2.31
- Median household income$71,621
- Median age46.8
- Median gross rent$746 per month
- Median owner-occupied home value$154,400
- Home value to household income2.2 times
- Annual rent as a share of median income12.5 percent
- Adults 25 and over with a bachelor degree or higher20.8 percent
- Adults 25 and over with a graduate degree3.4 percent
- Adults 25 and over4,716
- Population under 181,391
- Share under 1821.4 percent
- Population 65 and over1,575
- Share 65 and over24.2 percent
- Working age population, 18 to 643,548
- Civilian labor force3,112
- Unemployment rate0.8 percent
- Labor force participation, adults 18 and over60.7 percent
- Rank by population among Iowa counties94th of 99
- Rank by population among US county-equivalents2776th
Fremont County is the 94th largest of 99 Iowa counties by population. A median home costs 2.2 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 24.2 percent against 21.4 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Fremont County
Is Fremont County growing
- Population change since the 2020 census base-1.62 percent
- Census 2020 base population6,601
- Births, 202471
- Deaths, 202484
- Natural change, 2024-13
- Net domestic migration, 202450
- Net international migration, 20241
- Total net migration, 202451
- Cumulative net domestic migration, 2021 to 202421
- Rank by growth among US county-equivalents2393rd
The county has lost 1.62 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Fremont County
Where people moving to Fremont County come from
- Tax returns filed by households arriving146
- People arriving, from those returns247
- Adjusted gross income arriving$6.6 m
- Net adjusted gross income movement$0
- Average income of an arriving household$45,048
- Largest single originFremont County Non-migrants (2,542 households)
- Largest single destination (2,542 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Fremont County Non-migrants | 2,542 | 5,314 | $206.3 m |
| Other flows - Same State | 66 | 112 | $2.7 m |
| Other flows - Different State | 44 | 67 | $2.4 m |
| Other flows - Midwest | 44 | 67 | $2.4 m |
| Page County | 36 | 68 | $1.5 m |
The largest single source of arrivals is Fremont County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Fremont County
What the Fremont County economy runs on
- County GDP, 2024$394.1 m
- County GDP, 2023$434.5 m
- GDP change, 2023 to 2024-9.3 percent
- GDP change over five years24.4 percent
- Rank by GDP among Iowa counties92nd
- Rank by GDP among US county-equivalents2553rd
- GDP per resident$60,493
Output grew -9.3 percent in the latest year and 24.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Fremont County
Who employs people in Fremont County
- Covered employment, annual average2,197
- Establishments reporting285
- Average annual pay$48,228
- Average weekly wage$927
- Sector 44-45, employment319
- Sector 44-45, average annual pay$31,083
- Sector 31-33, employment232
- Sector 31-33, average annual pay$67,540
- Sector 48-49, employment112
- Sector 48-49, average annual pay$71,607
- Sector 11, employment110
- Sector 11, average annual pay$51,645
- Sector 42, employment107
- Sector 23, employment93
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 319 | 29 | $31,083 |
| Sector 31-33 | 232 | 9 | $67,540 |
| Sector 48-49 | 112 | 14 | $71,607 |
| Sector 11 | 110 | 33 | $51,645 |
| Sector 42 | 107 | 20 | $74,843 |
| Sector 23 | 93 | 26 | $44,078 |
| Sector 81 | 35 | 13 | $59,811 |
| Sector 51 | 10 | 8 | $28,903 |
The largest sector is the biggest private employer group at 319 jobs, 14.5 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Fremont County
What businesses operate in Fremont County
- Establishments, all industries190
- Employment at those establishments1,508
- Annual payroll$70.1 m
- Establishments per 1,000 residents29.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Fremont County
What is being built in Fremont County
- Housing units authorised by permit, 20245
- Declared construction value permitted$1.4 m
- Single family units authorised5
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$281,295
- Units authorised per 1,000 households1.8
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Fremont County
How much SBA lending happens in Fremont County
- 7(a) approvals recorded4
- 7(a) gross approval dollars$1.0 m
- Average 7(a) approval$258,575
- Median 7(a) approval$150,000
- 10th percentile approval$50,000
- 90th percentile approval$724,300
- Largest single approval$724,300
- Jobs reported supported, 7(a)31
- Jobs per approval7.8
- Distinct 7(a) lenders active3
- Distinct industries receiving approvals4
- Median 7(a) term126 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter2
- Franchise loans2
- Franchise share of approvals50.0 percent
- Leading industry by approval countSnack and Nonalcoholic Beverage Bars (1)
- Most active lenderBank Iowa (2)
The average approval of $258,575 sits well above the median of $150,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 0.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fremont County
Do SBA loans in Fremont County get paid back
- Loans with a final outcome recorded2
- Paid in full2
- Charged off0
- Status: Paid in full2
- Status: Exempt from disclosure1
- Status: Committed, not yet disbursed1
Too few loans have reached a final outcome to publish a charge off rate. only 2 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fremont County
Which parts of Fremont County get the lending
- Places in the county with recorded lending2
- SHENANDOAH, approvals2
- Sidney, approvals2
| Place | Approvals | Gross approval dollars |
|---|---|---|
| SHENANDOAH | 2 | $774,300 |
| Sidney | 2 | $260,000 |
SHENANDOAH accounts for 2 approvals against 2 in Sidney. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fremont County
How big is Fremont County
- Land area511 sq mi
- Rank by land area among Iowa counties68th of 99
- Width, east to west27 mi
- Height, north to south22.2 mi
- Geographies sharing a boundary2
- Residents per square mile of land13
- Establishments per square mile0.37
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Fremont County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Fremont County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population6,514
- Households2,823
- Average household size2.31
- Median household income$71,621
- Median age46.8
Common questions
Fremont County questions, answered from the record.
How many people live in Fremont County, Iowa?
6,514, in 2,823 households, ranking 94th of 99 Iowa counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Fremont County growing?
The population has fallen 1.62 percent since the 2020 census base. In 2024 there were 71 births against 84 deaths, with net migration of 51. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Fremont County?
$71,621. The median owner-occupied home is valued at $154,400, which is 2.2 times income, and median gross rent is $746 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Fremont County?
190 establishments, employing 1,508 people with an annual payroll of $70.1 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Fremont County?
Average annual pay is $48,228, or $927 a week, across 2,197 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Fremont County?
4 7(a) approvals totalling $1.0 m since FY2020, across 3 lenders, with a median approval of $150,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Fremont County?
5 housing units were authorised by permit in 2024, with a declared construction value of $1.4 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Fremont County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Fremont County come from?
The largest single origin is Fremont County Non-migrants, with 2,542 households. Arriving households report an average income of $45,048 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Fremont County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Fremont County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.