Kossuth County, Iowa: commercial real estate data.
Kossuth County, Iowa has a population of 14,516 across 973 square miles, down 2.8 percent since the 2020 census base. County output reached $1.40 bn in 2024, 536 establishments operate here, and the SBA record carries 6 7(a) approvals worth $1.8 m.
117 sourced county values · tier FULL · 11 sections
Kossuth County
How many people live in Kossuth County
- Population14,516
- Households6,543
- Average household size2.22
- Median household income$67,697
- Median age44.2
- Median gross rent$859 per month
- Median owner-occupied home value$148,300
- Home value to household income2.2 times
- Annual rent as a share of median income15.2 percent
- Adults 25 and over with a bachelor degree or higher22.8 percent
- Adults 25 and over with a graduate degree5.8 percent
- Adults 25 and over10,374
- Population under 183,198
- Share under 1822.0 percent
- Population 65 and over3,686
- Share 65 and over25.4 percent
- Working age population, 18 to 647,632
- Civilian labor force7,353
- Unemployment rate1.9 percent
- Labor force participation, adults 18 and over65.0 percent
- Rank by population among Iowa counties54th of 99
- Rank by population among US county-equivalents2186th
Kossuth County is the 54th largest of 99 Iowa counties by population. A median home costs 2.2 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 25.4 percent against 22.0 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Kossuth County
Is Kossuth County growing
- Population change since the 2020 census base-2.76 percent
- Census 2020 base population14,817
- Births, 2024156
- Deaths, 2024186
- Natural change, 2024-30
- Net domestic migration, 20240
- Net international migration, 202431
- Total net migration, 202431
- Cumulative net domestic migration, 2021 to 2024-274
- Rank by growth among US county-equivalents2692nd
The county has lost 2.76 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Kossuth County
Where people moving to Kossuth County come from
- Tax returns filed by households arriving303
- People arriving, from those returns559
- Adjusted gross income arriving$14.7 m
- Net adjusted gross income movement$0
- Average income of an arriving household$48,535
- Largest single originKossuth County Non-migrants (5,917 households)
- Largest single destination (5,917 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Kossuth County Non-migrants | 5,917 | 12,172 | $488.9 m |
| Other flows - Different State | 109 | 192 | $5.6 m |
| Other flows - Same State | 106 | 189 | $4.7 m |
| Other flows - Midwest | 56 | 104 | $3.3 m |
| Other flows - South | 30 | 45 | $953,000 |
| Palo Alto County | 25 | 65 | $956,000 |
| Other flows - West | 23 | 43 | $1.3 m |
| Hancock County | 21 | 38 | $1.3 m |
The largest single source of arrivals is Kossuth County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Kossuth County
What the Kossuth County economy runs on
- County GDP, 2024$1.40 bn
- County GDP, 2023$1.31 bn
- GDP change, 2023 to 20246.9 percent
- GDP change over five years64.8 percent
- Rank by GDP among Iowa counties32nd
- Rank by GDP among US county-equivalents1572nd
- GDP per resident$96,357
Output grew 6.9 percent in the latest year and 64.8 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Kossuth County
Who employs people in Kossuth County
- Covered employment, annual average6,565
- Establishments reporting644
- Average annual pay$52,766
- Average weekly wage$1,015
- Sector 31-33, employment1,456
- Sector 31-33, average annual pay$63,891
- Sector 44-45, employment702
- Sector 44-45, average annual pay$30,378
- Sector 42, employment412
- Sector 42, average annual pay$67,617
- Sector 52, employment404
- Sector 52, average annual pay$85,469
- Sector 23, employment364
- Sector 11, employment319
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 1,456 | 34 | $63,891 |
| Sector 44-45 | 702 | 67 | $30,378 |
| Sector 42 | 412 | 60 | $67,617 |
| Sector 52 | 404 | 55 | $85,469 |
| Sector 23 | 364 | 70 | $69,217 |
| Sector 11 | 319 | 36 | $62,545 |
| Sector 54 | 191 | 40 | $60,974 |
| Sector 81 | 143 | 47 | $35,528 |
The largest sector is the biggest private employer group at 1,456 jobs, 22.2 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Kossuth County
What businesses operate in Kossuth County
- Establishments, all industries536
- Employment at those establishments5,276
- Annual payroll$275.3 m
- Establishments per 1,000 residents36.9
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Kossuth County
What is being built in Kossuth County
- Housing units authorised by permit, 20249
- Declared construction value permitted$3.7 m
- Single family units authorised9
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$415,333
- Units authorised per 1,000 households1.4
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Kossuth County
How much SBA lending happens in Kossuth County
- 7(a) approvals recorded6
- 7(a) gross approval dollars$1.8 m
- Average 7(a) approval$301,667
- Median 7(a) approval$350,000
- 10th percentile approval$15,000
- 90th percentile approval$777,000
- Largest single approval$777,000
- Jobs reported supported, 7(a)40
- Jobs per approval6.7
- Distinct 7(a) lenders active5
- Distinct industries receiving approvals5
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter5
- Franchise loans1
- Franchise share of approvals16.7 percent
- Leading industry by approval countOffices of Mental Health Practitioners (except Physicians) (2)
- Most active lenderNorthwest Bank (2)
- 504 approvals recorded4
- 504 gross approval dollars$503,000
- Average 504 approval$125,750
- Median 504 approval$159,000
- Distinct CDCs active2
- 504 jobs per approval1.0
- 504 jobs per million dollars approved8.0
- Most active CDCSiouxland Economic Development Corporation (2)
- 7(a) share of SBA approvals60.0 percent
- Combined SBA approval dollars$2.3 m
The average approval of $301,667 sits close to the median of $350,000, so lending here is fairly evenly sized rather than driven by a few large deals. Only 0.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Kossuth County
Do SBA loans in Kossuth County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Exempt from disclosure4
- Status: Cancelled1
- Status: Paid in full1
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kossuth County
Which parts of Kossuth County get the lending
- Places in the county with recorded lending3
- ALGONA, approvals4
- Titonka, approvals1
- FENTON, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| ALGONA | 4 | $1,420,000 |
| Titonka | 1 | $40,000 |
| FENTON | 1 | $350,000 |
ALGONA accounts for 4 approvals against 1 in Titonka. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kossuth County
How big is Kossuth County
- Land area973 sq mi
- Rank by land area among Iowa counties1st of 99
- Width, east to west23.8 mi
- Height, north to south40.9 mi
- Geographies sharing a boundary5
- Residents per square mile of land15
- Establishments per square mile0.55
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Kossuth County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Kossuth County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population14,516
- Households6,543
- Average household size2.22
- Median household income$67,697
- Median age44.2
Common questions
Kossuth County questions, answered from the record.
How many people live in Kossuth County, Iowa?
14,516, in 6,543 households, ranking 54th of 99 Iowa counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Kossuth County growing?
The population has fallen 2.76 percent since the 2020 census base. In 2024 there were 156 births against 186 deaths, with net migration of 31. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Kossuth County?
$67,697. The median owner-occupied home is valued at $148,300, which is 2.2 times income, and median gross rent is $859 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Kossuth County?
536 establishments, employing 5,276 people with an annual payroll of $275.3 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Kossuth County?
Average annual pay is $52,766, or $1,015 a week, across 6,565 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Kossuth County?
6 7(a) approvals totalling $1.8 m since FY2020, across 5 lenders, with a median approval of $350,000, plus 4 504 approvals worth $503,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Kossuth County?
9 housing units were authorised by permit in 2024, with a declared construction value of $3.7 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Kossuth County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Kossuth County come from?
The largest single origin is Kossuth County Non-migrants, with 5,917 households. Arriving households report an average income of $48,535 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Kossuth County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Kossuth County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.