Louisa County, Iowa: commercial real estate data.
Louisa County, Iowa has a population of 10,678 across 402 square miles, down 1.9 percent since the 2020 census base. County output reached $930.4 m in 2024, 211 establishments operate here, and the SBA record carries 3 7(a) approvals worth $4.8 m.
106 sourced county values · tier FULL · 11 sections
Louisa County
How many people live in Louisa County
- Population10,678
- Households4,237
- Average household size2.52
- Median household income$77,354
- Median age41.9
- Median gross rent$775 per month
- Median owner-occupied home value$150,100
- Home value to household income1.9 times
- Annual rent as a share of median income12.0 percent
- Adults 25 and over with a bachelor degree or higher16.8 percent
- Adults 25 and over with a graduate degree2.9 percent
- Adults 25 and over7,539
- Population under 182,347
- Share under 1822.0 percent
- Population 65 and over2,146
- Share 65 and over20.1 percent
- Working age population, 18 to 646,185
- Civilian labor force5,453
- Unemployment rate3.0 percent
- Labor force participation, adults 18 and over65.5 percent
- Rank by population among Iowa counties68th of 99
- Rank by population among US county-equivalents2440th
Louisa County is the 68th largest of 99 Iowa counties by population. A median home costs 1.9 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 22.0 percent against 20.1 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Louisa County
Is Louisa County growing
- Population change since the 2020 census base-1.93 percent
- Census 2020 base population10,839
- Births, 2024117
- Deaths, 2024104
- Natural change, 202413
- Net domestic migration, 202427
- Net international migration, 202451
- Total net migration, 202478
- Cumulative net domestic migration, 2021 to 2024-350
- Rank by growth among US county-equivalents2481st
The county has lost 1.93 percent of its population since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Louisa County
Where people moving to Louisa County come from
- Tax returns filed by households arriving207
- People arriving, from those returns381
- Adjusted gross income arriving$10.4 m
- Net adjusted gross income movement$0
- Average income of an arriving household$50,430
- Largest single originLouisa County Non-migrants (4,023 households)
- Largest single destination (4,023 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Louisa County Non-migrants | 4,023 | 8,481 | $278.6 m |
| Other flows - Same State | 84 | 162 | $3.9 m |
| Muscatine County | 71 | 134 | $3.9 m |
| Other flows - Different State | 31 | 51 | $1.5 m |
| Other flows - Midwest | 31 | 51 | $1.5 m |
| Des Moines County | 21 | 34 | $1.1 m |
The largest single source of arrivals is Louisa County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Louisa County
What the Louisa County economy runs on
- County GDP, 2024$930.4 m
- County GDP, 2023$960.8 m
- GDP change, 2023 to 2024-3.2 percent
- GDP change over five years35.8 percent
- Rank by GDP among Iowa counties56th
- Rank by GDP among US county-equivalents1898th
- GDP per resident$87,134
Output grew -3.2 percent in the latest year and 35.8 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Louisa County
Who employs people in Louisa County
- Covered employment, annual average3,891
- Establishments reporting281
- Average annual pay$52,348
- Average weekly wage$1,007
- Sector 31-33, employment1,712
- Sector 31-33, average annual pay$60,048
- Sector 62, employment321
- Sector 62, average annual pay$31,561
- Sector 44-45, employment174
- Sector 44-45, average annual pay$30,381
- Sector 56, employment133
- Sector 56, average annual pay$48,914
- Sector 72, employment123
- Sector 48-49, employment109
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 1,712 | 12 | $60,048 |
| Sector 62 | 321 | 38 | $31,561 |
| Sector 44-45 | 174 | 22 | $30,381 |
| Sector 56 | 133 | 16 | $48,914 |
| Sector 72 | 123 | 15 | $11,265 |
| Sector 48-49 | 109 | 18 | $62,263 |
| Sector 23 | 92 | 24 | $47,490 |
| Sector 81 | 56 | 18 | $42,646 |
The largest sector is the biggest private employer group at 1,712 jobs, 44.0 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Louisa County
What businesses operate in Louisa County
- Establishments, all industries211
- Employment at those establishments3,089
- Annual payroll$164.9 m
- Establishments per 1,000 residents19.8
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Louisa County
What is being built in Louisa County
- Housing units authorised by permit, 20249
- Declared construction value permitted$2.7 m
- Single family units authorised7
- Multifamily units authorised2
- Multifamily share of units22.2 percent
- Average declared value per unit$298,961
- Units authorised per 1,000 households2.1
Multifamily is 22.2 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Louisa County
How much SBA lending happens in Louisa County
- 7(a) approvals recorded3
- 7(a) gross approval dollars$4.8 m
- Average 7(a) approval$1,606,333
- Median 7(a) approval$369,000
- 10th percentile approval$50,000
- 90th percentile approval$4,400,000
- Largest single approval$4,400,000
- Jobs reported supported, 7(a)28
- Jobs per approval9.3
- Distinct 7(a) lenders active3
- Distinct industries receiving approvals3
- Median 7(a) term119 months
- Share of loans on real estate terms, 240 months or longer33.3 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter2
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countPower and Communication Line and Related Structures Construction (1)
- Most active lenderNewtek Small Business Finance, Inc. (1)
The average approval of $1,606,333 sits well above the median of $369,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. 33.3 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Louisa County
Do SBA loans in Louisa County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure1
- Status: Cancelled1
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Louisa County
Which parts of Louisa County get the lending
- Places in the county with recorded lending2
- Columbus Junction, approvals2
- WAPELLO, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Columbus Junction | 2 | $4,769,000 |
| WAPELLO | 1 | $50,000 |
Columbus Junction accounts for 2 approvals against 1 in WAPELLO. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Louisa County
How big is Louisa County
- Land area402 sq mi
- Rank by land area among Iowa counties94th of 99
- Width, east to west28.1 mi
- Height, north to south24.2 mi
- Geographies sharing a boundary5
- Residents per square mile of land27
- Establishments per square mile0.52
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No 504 approvals recorded in this county in the FOIA release covering FY2010 onward.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Louisa County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Louisa County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population10,678
- Households4,237
- Average household size2.52
- Median household income$77,354
- Median age41.9
Common questions
Louisa County questions, answered from the record.
How many people live in Louisa County, Iowa?
10,678, in 4,237 households, ranking 68th of 99 Iowa counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Louisa County growing?
The population has fallen 1.93 percent since the 2020 census base. In 2024 there were 117 births against 104 deaths, with net migration of 78. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Louisa County?
$77,354. The median owner-occupied home is valued at $150,100, which is 1.9 times income, and median gross rent is $775 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Louisa County?
211 establishments, employing 3,089 people with an annual payroll of $164.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Louisa County?
Average annual pay is $52,348, or $1,007 a week, across 3,891 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Louisa County?
3 7(a) approvals totalling $4.8 m since FY2020, across 3 lenders, with a median approval of $369,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Louisa County?
9 housing units were authorised by permit in 2024, with a declared construction value of $2.7 m. Multifamily was 22.2 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Louisa County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Louisa County come from?
The largest single origin is Louisa County Non-migrants, with 4,023 households. Arriving households report an average income of $50,430 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Louisa County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Louisa County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.