Lyon County, Iowa: commercial real estate data.
Lyon County, Iowa has a population of 12,162 across 588 square miles, up 3.8 percent since the 2020 census base. County output reached $1.43 bn in 2024, 402 establishments operate here, and the SBA record carries 11 7(a) approvals worth $1.5 m.
120 sourced county values · tier FULL · 11 sections
Lyon County
How many people live in Lyon County
- Population12,162
- Households4,479
- Average household size2.72
- Median household income$76,746
- Median age38.2
- Median gross rent$843 per month
- Median owner-occupied home value$230,000
- Home value to household income3.0 times
- Annual rent as a share of median income13.2 percent
- Adults 25 and over with a bachelor degree or higher20.4 percent
- Adults 25 and over with a graduate degree4.1 percent
- Adults 25 and over7,784
- Population under 183,425
- Share under 1828.2 percent
- Population 65 and over2,320
- Share 65 and over19.1 percent
- Working age population, 18 to 646,417
- Civilian labor force6,251
- Unemployment rate2.3 percent
- Labor force participation, adults 18 and over71.5 percent
- Rank by population among Iowa counties62nd of 99
- Rank by population among US county-equivalents2342nd
Lyon County is the 62nd largest of 99 Iowa counties by population. A median home costs 3.0 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 28.2 percent against 19.1 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Lyon County
Is Lyon County growing
- Population change since the 2020 census base3.76 percent
- Census 2020 base population11,929
- Births, 2024126
- Deaths, 2024120
- Natural change, 20246
- Net domestic migration, 202448
- Net international migration, 202437
- Total net migration, 202485
- Cumulative net domestic migration, 2021 to 2024212
- Rank by growth among US county-equivalents732nd
The county has grown 3.76 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Lyon County
Where people moving to Lyon County come from
- Tax returns filed by households arriving197
- People arriving, from those returns369
- Adjusted gross income arriving$11.2 m
- Net adjusted gross income movement$0
- Average income of an arriving household$57,020
- Largest single originLyon County Non-migrants (4,358 households)
- Largest single destination (4,358 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Lyon County Non-migrants | 4,358 | 10,496 | $385.8 m |
| Other flows - Different State | 64 | 125 | $4.0 m |
| Other flows - Midwest | 64 | 125 | $4.0 m |
| Sioux County | 50 | 89 | $2.8 m |
| Other flows - Same State | 46 | 81 | $2.4 m |
| Minnehaha County | 37 | 74 | $2.0 m |
The largest single source of arrivals is Lyon County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Lyon County
What the Lyon County economy runs on
- County GDP, 2024$1.43 bn
- County GDP, 2023$1.19 bn
- GDP change, 2023 to 202419.6 percent
- GDP change over five years65.6 percent
- Rank by GDP among Iowa counties31st
- Rank by GDP among US county-equivalents1558th
- GDP per resident$117,199
Output grew 19.6 percent in the latest year and 65.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Lyon County
Who employs people in Lyon County
- Covered employment, annual average4,794
- Establishments reporting553
- Average annual pay$49,696
- Average weekly wage$956
- Sector 72, employment670
- Sector 72, average annual pay$36,141
- Sector 31-33, employment658
- Sector 31-33, average annual pay$55,579
- Sector 44-45, employment398
- Sector 44-45, average annual pay$25,990
- Sector 23, employment284
- Sector 23, average annual pay$54,763
- Sector 42, employment188
- Sector 52, employment183
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 72 | 670 | 23 | $36,141 |
| Sector 31-33 | 658 | 32 | $55,579 |
| Sector 44-45 | 398 | 48 | $25,990 |
| Sector 23 | 284 | 74 | $54,763 |
| Sector 42 | 188 | 29 | $64,361 |
| Sector 52 | 183 | 40 | $73,721 |
| Sector 54 | 169 | 30 | $174,369 |
| Sector 81 | 136 | 33 | $45,010 |
The largest sector is the biggest private employer group at 670 jobs, 14.0 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Lyon County
What businesses operate in Lyon County
- Establishments, all industries402
- Employment at those establishments3,746
- Annual payroll$179.2 m
- Establishments per 1,000 residents33.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Lyon County
What is being built in Lyon County
- Housing units authorised by permit, 202463
- Declared construction value permitted$23.0 m
- Single family units authorised63
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$365,564
- Units authorised per 1,000 households14.1
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Lyon County
How much SBA lending happens in Lyon County
- 7(a) approvals recorded11
- 7(a) gross approval dollars$1.5 m
- Average 7(a) approval$140,109
- Median 7(a) approval$81,000
- 10th percentile approval$20,000
- 90th percentile approval$233,100
- Largest single approval$595,000
- Jobs reported supported, 7(a)51
- Jobs per approval4.6
- Distinct 7(a) lenders active3
- Distinct industries receiving approvals9
- Median 7(a) term84 months
- Share of loans on real estate terms, 240 months or longer18.2 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter9
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countOffices of Optometrists (2)
- Most active lenderSecurity Savings Bank (6)
- 504 approvals recorded23
- 504 gross approval dollars$16.4 m
- Average 504 approval$712,217
- Median 504 approval$506,000
- Distinct CDCs active3
- 504 jobs per approval4.3
- 504 jobs per million dollars approved6.0
- Most active CDCSiouxland Economic Development Corporation (16)
- 7(a) share of SBA approvals32.4 percent
- Combined SBA approval dollars$17.9 m
The average approval of $140,109 sits well above the median of $81,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 18.2 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lyon County
Do SBA loans in Lyon County get paid back
- Loans with a final outcome recorded5
- Paid in full4
- Charged off1
- Status: Charged off1
- Status: Exempt from disclosure4
- Status: Committed, not yet disbursed2
- Status: Paid in full4
Too few loans have reached a final outcome to publish a charge off rate. only 5 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lyon County
Which parts of Lyon County get the lending
- Places in the county with recorded lending5
- ROCK RAPIDS, approvals5
- LARCHWOOD, approvals3
- GEORGE, approvals1
- INWOOD, approvals1
- Rock Valley, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| ROCK RAPIDS | 5 | $827,600 |
| LARCHWOOD | 3 | $413,100 |
| GEORGE | 1 | $150,000 |
| INWOOD | 1 | $69,500 |
| Rock Valley | 1 | $81,000 |
ROCK RAPIDS accounts for 5 approvals against 3 in LARCHWOOD. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lyon County
How big is Lyon County
- Land area588 sq mi
- Rank by land area among Iowa counties25th of 99
- Width, east to west37.3 mi
- Height, north to south17.4 mi
- Geographies sharing a boundary2
- Residents per square mile of land21
- Establishments per square mile0.68
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Lyon County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Lyon County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population12,162
- Households4,479
- Average household size2.72
- Median household income$76,746
- Median age38.2
Common questions
Lyon County questions, answered from the record.
How many people live in Lyon County, Iowa?
12,162, in 4,479 households, ranking 62nd of 99 Iowa counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Lyon County growing?
The population has grown 3.76 percent since the 2020 census base. In 2024 there were 126 births against 120 deaths, with net migration of 85. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Lyon County?
$76,746. The median owner-occupied home is valued at $230,000, which is 3.0 times income, and median gross rent is $843 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Lyon County?
402 establishments, employing 3,746 people with an annual payroll of $179.2 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Lyon County?
Average annual pay is $49,696, or $956 a week, across 4,794 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Lyon County?
11 7(a) approvals totalling $1.5 m since FY2020, across 3 lenders, with a median approval of $81,000, plus 23 504 approvals worth $16.4 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Lyon County?
63 housing units were authorised by permit in 2024, with a declared construction value of $23.0 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Lyon County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Lyon County come from?
The largest single origin is Lyon County Non-migrants, with 4,358 households. Arriving households report an average income of $57,020 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Lyon County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Lyon County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.