Muscatine County, Iowa: commercial real estate data.
Muscatine County, Iowa has a population of 42,559 across 437 square miles, down 2.6 percent since the 2020 census base. County output reached $3.24 bn in 2024, 949 establishments operate here, and the SBA record carries 22 7(a) approvals worth $9.7 m.
121 sourced county values · tier FULL · 11 sections
Muscatine County
How many people live in Muscatine County
- Population42,559
- Households17,345
- Average household size2.45
- Median household income$69,396
- Median age39.6
- Median gross rent$971 per month
- Median owner-occupied home value$182,100
- Home value to household income2.6 times
- Annual rent as a share of median income16.8 percent
- Adults 25 and over with a bachelor degree or higher23.1 percent
- Adults 25 and over with a graduate degree7.2 percent
- Adults 25 and over28,892
- Population under 1810,171
- Share under 1823.9 percent
- Population 65 and over7,691
- Share 65 and over18.1 percent
- Working age population, 18 to 6424,697
- Civilian labor force21,746
- Unemployment rate3.2 percent
- Labor force participation, adults 18 and over67.1 percent
- Rank by population among Iowa counties14th of 99
- Rank by population among US county-equivalents1156th
Muscatine County is the 14th largest of 99 Iowa counties by population. A median home costs 2.6 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 23.9 percent against 18.1 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Muscatine County
Is Muscatine County growing
- Population change since the 2020 census base-2.58 percent
- Census 2020 base population43,249
- Births, 2024438
- Deaths, 2024484
- Natural change, 2024-46
- Net domestic migration, 2024-283
- Net international migration, 2024142
- Total net migration, 2024-141
- Cumulative net domestic migration, 2021 to 2024-1,348
- Rank by growth among US county-equivalents2655th
The county has lost 2.58 percent of its population since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Muscatine County
Where people moving to Muscatine County come from
- Tax returns filed by households arriving854
- People arriving, from those returns1,519
- Adjusted gross income arriving$44.2 m
- Net adjusted gross income movement$0
- Average income of an arriving household$51,758
- Largest single originMuscatine County Non-migrants (16,691 households)
- Largest single destination (16,691 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Muscatine County Non-migrants | 16,691 | 34,329 | $1.23 bn |
| Other flows - Different State | 268 | 458 | $14.9 m |
| Scott County | 154 | 268 | $8.2 m |
| Other flows - Same State | 126 | 201 | $5.4 m |
| Other flows - Midwest | 126 | 216 | $6.9 m |
| Johnson County | 84 | 151 | $4.2 m |
| Louisa County | 78 | 162 | $3.5 m |
| Other flows - South | 76 | 134 | $4.0 m |
The largest single source of arrivals is Muscatine County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Muscatine County
What the Muscatine County economy runs on
- County GDP, 2024$3.24 bn
- County GDP, 2023$3.13 bn
- GDP change, 2023 to 20243.4 percent
- GDP change over five years22.4 percent
- Rank by GDP among Iowa counties13th
- Rank by GDP among US county-equivalents928th
- GDP per resident$76,179
Output grew 3.4 percent in the latest year and 22.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Muscatine County
Who employs people in Muscatine County
- Covered employment, annual average21,234
- Establishments reporting1,233
- Average annual pay$63,594
- Average weekly wage$1,223
- Sector 31-33, employment6,989
- Sector 31-33, average annual pay$83,975
- Sector 44-45, employment1,969
- Sector 44-45, average annual pay$32,694
- Sector 62, employment1,744
- Sector 62, average annual pay$43,659
- Sector 56, employment1,334
- Sector 56, average annual pay$45,443
- Sector 72, employment1,298
- Sector 48-49, employment951
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 6,989 | 88 | $83,975 |
| Sector 44-45 | 1,969 | 125 | $32,694 |
| Sector 62 | 1,744 | 166 | $43,659 |
| Sector 56 | 1,334 | 76 | $45,443 |
| Sector 72 | 1,298 | 98 | $17,427 |
| Sector 48-49 | 951 | 65 | $62,324 |
| Sector 54 | 804 | 96 | $87,070 |
| Sector 23 | 699 | 103 | $61,180 |
The largest sector is the biggest private employer group at 6,989 jobs, 32.9 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Muscatine County
What businesses operate in Muscatine County
- Establishments, all industries949
- Employment at those establishments19,519
- Annual payroll$1.19 bn
- Establishments per 1,000 residents22.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Muscatine County
What is being built in Muscatine County
- Housing units authorised by permit, 202477
- Declared construction value permitted$16.4 m
- Single family units authorised30
- Multifamily units authorised47
- Multifamily share of units61.0 percent
- Average declared value per unit$212,660
- Units authorised per 1,000 households4.4
Multifamily is 61.0 percent of units authorised, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Muscatine County
How much SBA lending happens in Muscatine County
- 7(a) approvals recorded22
- 7(a) gross approval dollars$9.7 m
- Average 7(a) approval$442,568
- Median 7(a) approval$150,000
- 10th percentile approval$40,000
- 90th percentile approval$612,000
- Largest single approval$3,200,000
- Jobs reported supported, 7(a)392
- Jobs per approval17.8
- Distinct 7(a) lenders active8
- Distinct industries receiving approvals20
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer9.1 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter16
- Franchise loans2
- Franchise share of approvals9.1 percent
- Leading industry by approval countGeneral Automotive Repair (2)
- Most active lenderCBI Bank and Trust (8)
- 504 approvals recorded13
- 504 gross approval dollars$7.8 m
- Average 504 approval$596,154
- Median 504 approval$434,000
- Distinct CDCs active4
- 504 jobs per approval7.2
- 504 jobs per million dollars approved12.0
- Most active CDCSmall Business Growth Corporation (8)
- 7(a) share of SBA approvals62.9 percent
- Combined SBA approval dollars$17.5 m
The average approval of $442,568 sits well above the median of $150,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 9.1 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Muscatine County
Do SBA loans in Muscatine County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure16
- Status: Cancelled3
- Status: Committed, not yet disbursed2
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Muscatine County
Which parts of Muscatine County get the lending
- Places in the county with recorded lending6
- MUSCATINE, approvals17
- Blue Grass, approvals1
- WILTON, approvals1
- MOSCOW, approvals1
- CONESVILLE, approvals1
- WATERLOO, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| MUSCATINE | 17 | $8,641,500 |
| Blue Grass | 1 | $612,000 |
| WILTON | 1 | $70,000 |
| MOSCOW | 1 | $299,000 |
| CONESVILLE | 1 | $40,000 |
| WATERLOO | 1 | $74,000 |
MUSCATINE accounts for 17 approvals against 1 in Blue Grass. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Muscatine County
How big is Muscatine County
- Land area437 sq mi
- Rank by land area among Iowa counties80th of 99
- Width, east to west30.4 mi
- Height, north to south18.3 mi
- Geographies sharing a boundary4
- Residents per square mile of land97
- Establishments per square mile2.17
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Muscatine County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Muscatine County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population42,559
- Households17,345
- Average household size2.45
- Median household income$69,396
- Median age39.6
Common questions
Muscatine County questions, answered from the record.
How many people live in Muscatine County, Iowa?
42,559, in 17,345 households, ranking 14th of 99 Iowa counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Muscatine County growing?
The population has fallen 2.58 percent since the 2020 census base. In 2024 there were 438 births against 484 deaths, with net migration of -141. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Muscatine County?
$69,396. The median owner-occupied home is valued at $182,100, which is 2.6 times income, and median gross rent is $971 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Muscatine County?
949 establishments, employing 19,519 people with an annual payroll of $1.19 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Muscatine County?
Average annual pay is $63,594, or $1,223 a week, across 21,234 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Muscatine County?
22 7(a) approvals totalling $9.7 m since FY2020, across 8 lenders, with a median approval of $150,000, plus 13 504 approvals worth $7.8 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Muscatine County?
77 housing units were authorised by permit in 2024, with a declared construction value of $16.4 m. Multifamily was 61.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Muscatine County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Muscatine County come from?
The largest single origin is Muscatine County Non-migrants, with 16,691 households. Arriving households report an average income of $51,758 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Muscatine County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Muscatine County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.