Pocahontas County, Iowa: commercial real estate data.
Pocahontas County, Iowa has a population of 7,046 across 577 square miles, down 1.0 percent since the 2020 census base. County output reached $641.7 m in 2024, 200 establishments operate here, and the SBA record carries 6 7(a) approvals worth $7.1 m.
115 sourced county values · tier FULL · 11 sections
Pocahontas County
How many people live in Pocahontas County
- Population7,046
- Households3,000
- Average household size2.35
- Median household income$61,875
- Median age43.7
- Median gross rent$832 per month
- Median owner-occupied home value$98,100
- Home value to household income1.6 times
- Annual rent as a share of median income16.1 percent
- Adults 25 and over with a bachelor degree or higher18.7 percent
- Adults 25 and over with a graduate degree4.2 percent
- Adults 25 and over4,877
- Population under 181,644
- Share under 1823.3 percent
- Population 65 and over1,682
- Share 65 and over23.9 percent
- Working age population, 18 to 643,720
- Civilian labor force3,442
- Unemployment rate5.4 percent
- Labor force participation, adults 18 and over63.7 percent
- Rank by population among Iowa counties91st of 99
- Rank by population among US county-equivalents2733rd
Pocahontas County is the 91st largest of 99 Iowa counties by population. A median home costs 1.6 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 23.9 percent against 23.3 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Pocahontas County
Is Pocahontas County growing
- Population change since the 2020 census base-1.02 percent
- Census 2020 base population7,078
- Births, 202482
- Deaths, 202491
- Natural change, 2024-9
- Net domestic migration, 2024-64
- Net international migration, 202456
- Total net migration, 2024-8
- Cumulative net domestic migration, 2021 to 2024-124
- Rank by growth among US county-equivalents2195th
The county has lost 1.02 percent of its population since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Pocahontas County
Where people moving to Pocahontas County come from
- Tax returns filed by households arriving123
- People arriving, from those returns238
- Adjusted gross income arriving$5.1 m
- Net adjusted gross income movement$0
- Average income of an arriving household$41,122
- Largest single originPocahontas County Non-migrants (2,631 households)
- Largest single destination (2,631 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Pocahontas County Non-migrants | 2,631 | 5,487 | $192.3 m |
| Other flows - Same State | 96 | 185 | $3.9 m |
| Buena Vista County | 27 | 53 | $1.2 m |
The largest single source of arrivals is Pocahontas County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Pocahontas County
What the Pocahontas County economy runs on
- County GDP, 2024$641.7 m
- County GDP, 2023$645.0 m
- GDP change, 2023 to 2024-0.5 percent
- GDP change over five years35.4 percent
- Rank by GDP among Iowa counties78th
- Rank by GDP among US county-equivalents2224th
- GDP per resident$91,070
Output grew -0.5 percent in the latest year and 35.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Pocahontas County
Who employs people in Pocahontas County
- Covered employment, annual average2,644
- Establishments reporting265
- Average annual pay$52,766
- Average weekly wage$1,015
- Sector 31-33, employment435
- Sector 31-33, average annual pay$60,536
- Sector 48-49, employment419
- Sector 48-49, average annual pay$56,496
- Sector 23, employment49
- Sector 23, average annual pay$57,906
- Sector 51, employment42
- Sector 51, average annual pay$33,844
- Sector 54, employment38
- Sector 81, employment28
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 435 | 8 | $60,536 |
| Sector 48-49 | 419 | 18 | $56,496 |
| Sector 23 | 49 | 16 | $57,906 |
| Sector 51 | 42 | 5 | $33,844 |
| Sector 54 | 38 | 20 | $47,082 |
| Sector 81 | 28 | 11 | $39,333 |
The largest sector is the biggest private employer group at 435 jobs, 16.5 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Pocahontas County
What businesses operate in Pocahontas County
- Establishments, all industries200
- Employment at those establishments1,934
- Annual payroll$104.7 m
- Establishments per 1,000 residents28.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Pocahontas County
What is being built in Pocahontas County
- Housing units authorised by permit, 20245
- Declared construction value permitted$1.6 m
- Single family units authorised5
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$320,650
- Units authorised per 1,000 households1.7
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Pocahontas County
How much SBA lending happens in Pocahontas County
- 7(a) approvals recorded6
- 7(a) gross approval dollars$7.1 m
- Average 7(a) approval$1,178,500
- Median 7(a) approval$522,000
- 10th percentile approval$220,000
- 90th percentile approval$5,000,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)71
- Jobs per approval11.8
- Distinct 7(a) lenders active2
- Distinct industries receiving approvals4
- Median 7(a) term261 months
- Share of loans on real estate terms, 240 months or longer50.0 percent
- Loans on real estate terms3
- Loans on working capital terms, 120 months or shorter1
- Franchise loans1
- Franchise share of approvals16.7 percent
- Leading industry by approval countFull-Service Restaurants (2)
- Most active lenderUnited Bank of Iowa (5)
- 504 approvals recorded1
- 504 gross approval dollars$125,000
- Average 504 approval$125,000
- Median 504 approval$125,000
- Distinct CDCs active1
- 504 jobs per approval12.0
- 504 jobs per million dollars approved96.0
- Most active CDCIowa Business Growth Company (1)
- 7(a) share of SBA approvals85.7 percent
- Combined SBA approval dollars$7.2 m
The average approval of $1,178,500 sits well above the median of $522,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. 50.0 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Pocahontas County
Do SBA loans in Pocahontas County get paid back
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure5
Too few loans have reached a final outcome to publish a charge off rate. only 1 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Pocahontas County
Which parts of Pocahontas County get the lending
- Places in the county with recorded lending2
- POCAHONTAS, approvals5
- Palmer, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| POCAHONTAS | 5 | $2,071,000 |
| Palmer | 1 | $5,000,000 |
POCAHONTAS accounts for 5 approvals against 1 in Palmer. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Pocahontas County
How big is Pocahontas County
- Land area577 sq mi
- Rank by land area among Iowa counties35th of 99
- Width, east to west24 mi
- Height, north to south24.2 mi
- Geographies sharing a boundary5
- Residents per square mile of land12
- Establishments per square mile0.35
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Pocahontas County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Pocahontas County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population7,046
- Households3,000
- Average household size2.35
- Median household income$61,875
- Median age43.7
Common questions
Pocahontas County questions, answered from the record.
How many people live in Pocahontas County, Iowa?
7,046, in 3,000 households, ranking 91st of 99 Iowa counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Pocahontas County growing?
The population has fallen 1.02 percent since the 2020 census base. In 2024 there were 82 births against 91 deaths, with net migration of -8. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Pocahontas County?
$61,875. The median owner-occupied home is valued at $98,100, which is 1.6 times income, and median gross rent is $832 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Pocahontas County?
200 establishments, employing 1,934 people with an annual payroll of $104.7 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Pocahontas County?
Average annual pay is $52,766, or $1,015 a week, across 2,644 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Pocahontas County?
6 7(a) approvals totalling $7.1 m since FY2020, across 2 lenders, with a median approval of $522,000, plus 1 504 approvals worth $125,000. These are approvals recorded in the release, not loans disbursed.
What is being built in Pocahontas County?
5 housing units were authorised by permit in 2024, with a declared construction value of $1.6 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Pocahontas County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Pocahontas County come from?
The largest single origin is Pocahontas County Non-migrants, with 2,631 households. Arriving households report an average income of $41,122 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Pocahontas County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Pocahontas County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.