Sac County, Iowa: commercial real estate data.
Sac County, Iowa has a population of 9,689 across 575 square miles, down 3.0 percent since the 2020 census base. County output reached $793.7 m in 2024, 321 establishments operate here, and the SBA record carries 2 7(a) approvals worth $1.9 m.
111 sourced county values · tier FULL · 10 sections
Sac County
How many people live in Sac County
- Population9,689
- Households4,302
- Average household size2.25
- Median household income$73,838
- Median age46.2
- Median gross rent$722 per month
- Median owner-occupied home value$141,400
- Home value to household income1.9 times
- Annual rent as a share of median income11.7 percent
- Adults 25 and over with a bachelor degree or higher22.3 percent
- Adults 25 and over with a graduate degree5.1 percent
- Adults 25 and over6,926
- Population under 182,105
- Share under 1821.7 percent
- Population 65 and over2,351
- Share 65 and over24.3 percent
- Working age population, 18 to 645,233
- Civilian labor force5,256
- Unemployment rate4.4 percent
- Labor force participation, adults 18 and over69.3 percent
- Rank by population among Iowa counties76th of 99
- Rank by population among US county-equivalents2512th
Sac County is the 76th largest of 99 Iowa counties by population. A median home costs 1.9 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 24.3 percent against 21.7 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Sac County
Is Sac County growing
- Population change since the 2020 census base-2.95 percent
- Census 2020 base population9,823
- Births, 2024101
- Deaths, 2024164
- Natural change, 2024-63
- Net domestic migration, 2024-88
- Net international migration, 202420
- Total net migration, 2024-68
- Cumulative net domestic migration, 2021 to 2024-84
- Rank by growth among US county-equivalents2732nd
The county has lost 2.95 percent of its population since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Sac County
Where people moving to Sac County come from
- Tax returns filed by households arriving183
- People arriving, from those returns315
- Adjusted gross income arriving$11.4 m
- Net adjusted gross income movement$0
- Average income of an arriving household$62,301
- Largest single originSac County Non-migrants (3,950 households)
- Largest single destination (3,950 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Sac County Non-migrants | 3,950 | 8,059 | $294.8 m |
| Other flows - Same State | 99 | 155 | $7.8 m |
| Buena Vista County | 38 | 81 | $1.9 m |
| Ida County | 26 | 51 | $983,000 |
| Calhoun County | 20 | 28 | $747,000 |
The largest single source of arrivals is Sac County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Sac County
What the Sac County economy runs on
- County GDP, 2024$793.7 m
- County GDP, 2023$733.1 m
- GDP change, 2023 to 20248.3 percent
- GDP change over five years63.2 percent
- Rank by GDP among Iowa counties64th
- Rank by GDP among US county-equivalents2032nd
- GDP per resident$81,920
Output grew 8.3 percent in the latest year and 63.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Sac County
Who employs people in Sac County
- Covered employment, annual average2,969
- Establishments reporting392
- Average annual pay$50,518
- Average weekly wage$971
- Sector 31-33, employment511
- Sector 31-33, average annual pay$61,526
- Sector 62, employment462
- Sector 62, average annual pay$46,939
- Sector 44-45, employment322
- Sector 44-45, average annual pay$30,487
- Sector 42, employment230
- Sector 42, average annual pay$90,274
- Sector 72, employment137
- Sector 23, employment118
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 511 | 18 | $61,526 |
| Sector 62 | 462 | 40 | $46,939 |
| Sector 44-45 | 322 | 43 | $30,487 |
| Sector 42 | 230 | 36 | $90,274 |
| Sector 72 | 137 | 17 | $12,368 |
| Sector 23 | 118 | 34 | $54,428 |
| Sector 48-49 | 117 | 26 | $52,054 |
| Sector 81 | 72 | 28 | $43,372 |
The largest sector is the biggest private employer group at 511 jobs, 17.2 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Sac County
What businesses operate in Sac County
- Establishments, all industries321
- Employment at those establishments2,245
- Annual payroll$109.9 m
- Establishments per 1,000 residents33.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Sac County
What is being built in Sac County
- Housing units authorised by permit, 202413
- Declared construction value permitted$5.4 m
- Single family units authorised13
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$413,077
- Units authorised per 1,000 households3.0
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Sac County
How much SBA lending happens in Sac County
- 7(a) approvals recorded2
- 7(a) gross approval dollars$1.9 m
- Average 7(a) approval$970,000
- Median 7(a) approval$1,535,000
- 10th percentile approval$405,000
- 90th percentile approval$1,535,000
- Largest single approval$1,535,000
- Jobs reported supported, 7(a)12
- Jobs per approval6.0
- Distinct 7(a) lenders active2
- Distinct industries receiving approvals2
- Median 7(a) term228 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter0
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countCommercial Bakeries (1)
- Most active lenderReadycap Lending, LLC (1)
- 504 approvals recorded4
- 504 gross approval dollars$2.0 m
- Average 504 approval$507,500
- Median 504 approval$525,000
- Distinct CDCs active3
- 504 jobs per approval9.0
- 504 jobs per million dollars approved17.7
- Most active CDCSiouxland Economic Development Corporation (2)
- 7(a) share of SBA approvals33.3 percent
- Combined SBA approval dollars$4.0 m
The average approval of $970,000 sits close to the median of $1,535,000, so lending here is fairly evenly sized rather than driven by a few large deals. Only 0.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Sac County
Do SBA loans in Sac County get paid back
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure2
Too few loans have reached a final outcome to publish a charge off rate. only 0 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sac County
How big is Sac County
- Land area575 sq mi
- Rank by land area among Iowa counties39th of 99
- Width, east to west27.1 mi
- Height, north to south24.3 mi
- Geographies sharing a boundary5
- Residents per square mile of land17
- Establishments per square mile0.56
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Sac County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Sac County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population9,689
- Households4,302
- Average household size2.25
- Median household income$73,838
- Median age46.2
Common questions
Sac County questions, answered from the record.
How many people live in Sac County, Iowa?
9,689, in 4,302 households, ranking 76th of 99 Iowa counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Sac County growing?
The population has fallen 2.95 percent since the 2020 census base. In 2024 there were 101 births against 164 deaths, with net migration of -68. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Sac County?
$73,838. The median owner-occupied home is valued at $141,400, which is 1.9 times income, and median gross rent is $722 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Sac County?
321 establishments, employing 2,245 people with an annual payroll of $109.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Sac County?
Average annual pay is $50,518, or $971 a week, across 2,969 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Sac County?
2 7(a) approvals totalling $1.9 m since FY2020, across 2 lenders, with a median approval of $1,535,000, plus 4 504 approvals worth $2.0 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Sac County?
13 housing units were authorised by permit in 2024, with a declared construction value of $5.4 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Sac County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Sac County come from?
The largest single origin is Sac County Non-migrants, with 3,950 households. Arriving households report an average income of $62,301 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Sac County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Sac County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.