Scott County, Iowa: commercial real estate data.
Scott County, Iowa has a population of 174,608 across 458 square miles, up 0.5 percent since the 2020 census base. County output reached $13.29 bn in 2024, 4,525 establishments operate here, and the SBA record carries 136 7(a) approvals worth $58.3 m.
122 sourced county values · tier FULL · 11 sections
Scott County
How many people live in Scott County
- Population174,608
- Households73,132
- Average household size2.39
- Median household income$78,277
- Median age39.4
- Median gross rent$1,005 per month
- Median owner-occupied home value$222,000
- Home value to household income2.8 times
- Annual rent as a share of median income15.4 percent
- Adults 25 and over with a bachelor degree or higher36.6 percent
- Adults 25 and over with a graduate degree14.0 percent
- Adults 25 and over119,426
- Population under 1840,411
- Share under 1823.1 percent
- Population 65 and over30,617
- Share 65 and over17.5 percent
- Working age population, 18 to 64103,580
- Civilian labor force91,023
- Unemployment rate3.7 percent
- Labor force participation, adults 18 and over67.8 percent
- Rank by population among Iowa counties3rd of 99
- Rank by population among US county-equivalents394th
Scott County is the 3rd largest of 99 Iowa counties by population. A median home costs 2.8 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 23.1 percent against 17.5 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Scott County
Is Scott County growing
- Population change since the 2020 census base0.53 percent
- Census 2020 base population174,681
- Births, 20241,897
- Deaths, 20241,620
- Natural change, 2024277
- Net domestic migration, 2024163
- Net international migration, 2024568
- Total net migration, 2024731
- Cumulative net domestic migration, 2021 to 2024-1,083
- Rank by growth among US county-equivalents1643rd
The county has grown 0.53 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Scott County
Where people moving to Scott County come from
- Tax returns filed by households arriving4,129
- People arriving, from those returns7,229
- Adjusted gross income arriving$282.4 m
- Net adjusted gross income movement$0
- Average income of an arriving household$68,386
- Largest single originScott County Non-migrants (66,357 households)
- Largest single destination (66,357 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Scott County Non-migrants | 66,357 | 135,570 | $6.20 bn |
| Other flows - Different State | 1,562 | 2,796 | $117.4 m |
| Rock Island County | 967 | 1,749 | $57.7 m |
| Other flows - Midwest | 630 | 1,082 | $43.7 m |
| Other flows - South | 515 | 999 | $46.0 m |
| Other flows - West | 334 | 589 | $22.6 m |
| Clinton County | 203 | 349 | $9.6 m |
| Other flows - Same State | 193 | 305 | $10.4 m |
The largest single source of arrivals is Scott County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Scott County
What the Scott County economy runs on
- County GDP, 2024$13.29 bn
- County GDP, 2023$12.68 bn
- GDP change, 2023 to 20244.8 percent
- GDP change over five years34.3 percent
- Rank by GDP among Iowa counties3rd
- Rank by GDP among US county-equivalents354th
- GDP per resident$76,117
Output grew 4.8 percent in the latest year and 34.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Scott County
Who employs people in Scott County
- Covered employment, annual average90,947
- Establishments reporting6,239
- Average annual pay$61,138
- Average weekly wage$1,176
- Sector 62, employment13,146
- Sector 62, average annual pay$58,948
- Sector 31-33, employment11,636
- Sector 31-33, average annual pay$82,321
- Sector 44-45, employment11,592
- Sector 44-45, average annual pay$38,230
- Sector 72, employment9,573
- Sector 72, average annual pay$22,822
- Sector 23, employment6,595
- Sector 56, employment4,598
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 13,146 | 894 | $58,948 |
| Sector 31-33 | 11,636 | 210 | $82,321 |
| Sector 44-45 | 11,592 | 662 | $38,230 |
| Sector 72 | 9,573 | 485 | $22,822 |
| Sector 23 | 6,595 | 500 | $82,157 |
| Sector 56 | 4,598 | 413 | $49,564 |
| Sector 42 | 4,329 | 474 | $86,533 |
| Sector 55 | 3,252 | 123 | $117,890 |
The largest sector is the biggest private employer group at 13,146 jobs, 14.5 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Scott County
What businesses operate in Scott County
- Establishments, all industries4,525
- Employment at those establishments86,426
- Annual payroll$4.56 bn
- Establishments per 1,000 residents25.9
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Scott County
What is being built in Scott County
- Housing units authorised by permit, 2024785
- Declared construction value permitted$156.2 m
- Single family units authorised310
- Multifamily units authorised475
- Multifamily share of units60.5 percent
- Average declared value per unit$199,014
- Units authorised per 1,000 households10.7
Multifamily is 60.5 percent of units authorised, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Scott County
How much SBA lending happens in Scott County
- 7(a) approvals recorded136
- 7(a) gross approval dollars$58.3 m
- Average 7(a) approval$428,343
- Median 7(a) approval$180,100
- 10th percentile approval$30,000
- 90th percentile approval$1,175,000
- Largest single approval$3,876,000
- Jobs reported supported, 7(a)1,689
- Jobs per approval12.4
- Distinct 7(a) lenders active46
- Distinct industries receiving approvals74
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer10.3 percent
- Loans on real estate terms14
- Loans on working capital terms, 120 months or shorter112
- Franchise loans27
- Franchise share of approvals19.9 percent
- Leading industry by approval countFitness and Recreational Sports Centers (10)
- Most active lenderU.S. Bank, National Association (22)
- 504 approvals recorded79
- 504 gross approval dollars$49.3 m
- Average 504 approval$623,873
- Median 504 approval$340,000
- Distinct CDCs active6
- 504 jobs per approval8.4
- 504 jobs per million dollars approved13.5
- Most active CDCSmall Business Growth Corporation (38)
- 7(a) share of SBA approvals63.3 percent
- Combined SBA approval dollars$107.5 m
The average approval of $428,343 sits well above the median of $180,100, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 10.3 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Scott County
Do SBA loans in Scott County get paid back
- Loans with a final outcome recorded28
- Paid in full28
- Charged off0
- Charge off rate on resolved loans0.0 percent
- Status: Paid in full28
- Status: Cancelled16
- Status: Exempt from disclosure84
- Status: Committed, not yet disbursed8
Of the 28 loans that have reached a final outcome, 0.0 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Scott County
Which parts of Scott County get the lending
- Places in the county with recorded lending9
- Davenport, approvals74
- BETTENDORF, approvals44
- ELDRIDGE, approvals8
- Walcott, approvals4
- LONG GROVE, approvals2
- LE CLAIRE, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Davenport | 74 | $32,626,800 |
| BETTENDORF | 44 | $17,170,900 |
| ELDRIDGE | 8 | $7,209,800 |
| Walcott | 4 | $450,000 |
| LONG GROVE | 2 | $101,000 |
| LE CLAIRE | 1 | $135,000 |
| Park View | 1 | $269,100 |
| PRINCETON | 1 | $70,000 |
Davenport accounts for 74 approvals against 44 in BETTENDORF. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Scott County
How big is Scott County
- Land area458 sq mi
- Rank by land area among Iowa counties77th of 99
- Width, east to west30.2 mi
- Height, north to south22.3 mi
- Geographies sharing a boundary3
- Residents per square mile of land381
- Establishments per square mile9.88
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Scott County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Scott County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population174,608
- Households73,132
- Average household size2.39
- Median household income$78,277
- Median age39.4
Common questions
Scott County questions, answered from the record.
How many people live in Scott County, Iowa?
174,608, in 73,132 households, ranking 3rd of 99 Iowa counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Scott County growing?
The population has grown 0.53 percent since the 2020 census base. In 2024 there were 1,897 births against 1,620 deaths, with net migration of 731. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Scott County?
$78,277. The median owner-occupied home is valued at $222,000, which is 2.8 times income, and median gross rent is $1,005 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Scott County?
4,525 establishments, employing 86,426 people with an annual payroll of $4.56 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Scott County?
Average annual pay is $61,138, or $1,176 a week, across 90,947 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Scott County?
136 7(a) approvals totalling $58.3 m since FY2020, across 46 lenders, with a median approval of $180,100, plus 79 504 approvals worth $49.3 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Scott County get paid back?
Of the 28 loans that have reached a final outcome, 28 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Scott County?
785 housing units were authorised by permit in 2024, with a declared construction value of $156.2 m. Multifamily was 60.5 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Scott County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Scott County come from?
The largest single origin is Scott County Non-migrants, with 66,357 households. Arriving households report an average income of $68,386 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Scott County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Scott County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.