Woodbury County, Iowa: commercial real estate data.
Woodbury County, Iowa has a population of 106,247 across 873 square miles, up 1.2 percent since the 2020 census base. County output reached $7.03 bn in 2024, 2,622 establishments operate here, and the SBA record carries 47 7(a) approvals worth $24.4 m.
123 sourced county values · tier FULL · 11 sections
Woodbury County
How many people live in Woodbury County
- Population106,247
- Households40,699
- Average household size2.61
- Median household income$73,658
- Median age36.1
- Median gross rent$981 per month
- Median owner-occupied home value$183,200
- Home value to household income2.5 times
- Annual rent as a share of median income16.0 percent
- Adults 25 and over with a bachelor degree or higher24.3 percent
- Adults 25 and over with a graduate degree8.4 percent
- Adults 25 and over68,108
- Population under 1827,391
- Share under 1825.8 percent
- Population 65 and over16,864
- Share 65 and over15.9 percent
- Working age population, 18 to 6461,992
- Civilian labor force55,024
- Unemployment rate4.1 percent
- Labor force participation, adults 18 and over69.8 percent
- Rank by population among Iowa counties7th of 99
- Rank by population among US county-equivalents588th
Woodbury County is the 7th largest of 99 Iowa counties by population. A median home costs 2.5 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 25.8 percent against 15.9 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Woodbury County
Is Woodbury County growing
- Population change since the 2020 census base1.21 percent
- Census 2020 base population105,976
- Births, 20241,426
- Deaths, 2024930
- Natural change, 2024496
- Net domestic migration, 2024-771
- Net international migration, 2024982
- Total net migration, 2024211
- Cumulative net domestic migration, 2021 to 2024-2,598
- Rank by growth among US county-equivalents1417th
The county has grown 1.21 percent since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Woodbury County
Where people moving to Woodbury County come from
- Tax returns filed by households arriving2,089
- People arriving, from those returns3,573
- Adjusted gross income arriving$105.9 m
- Net adjusted gross income movement$0
- Average income of an arriving household$50,697
- Largest single originWoodbury County Non-migrants (38,808 households)
- Largest single destination (38,808 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Woodbury County Non-migrants | 38,808 | 80,624 | $2.76 bn |
| Other flows - Different State | 835 | 1,427 | $42.5 m |
| Other flows - Midwest | 411 | 663 | $20.5 m |
| Dakota County | 273 | 552 | $12.5 m |
| Other flows - Same State | 250 | 385 | $10.5 m |
| Other flows - South | 216 | 393 | $11.4 m |
| Plymouth County | 188 | 335 | $12.4 m |
| Other flows - West | 186 | 332 | $9.5 m |
The largest single source of arrivals is Woodbury County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Woodbury County
What the Woodbury County economy runs on
- County GDP, 2024$7.03 bn
- County GDP, 2023$6.87 bn
- GDP change, 2023 to 20242.3 percent
- GDP change over five years28.3 percent
- Rank by GDP among Iowa counties9th
- Rank by GDP among US county-equivalents585th
- GDP per resident$66,147
Output grew 2.3 percent in the latest year and 28.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Woodbury County
Who employs people in Woodbury County
- Covered employment, annual average51,281
- Establishments reporting3,308
- Average annual pay$54,684
- Average weekly wage$1,052
- Sector 62, employment8,153
- Sector 62, average annual pay$57,557
- Sector 31-33, employment7,392
- Sector 31-33, average annual pay$70,920
- Sector 44-45, employment6,831
- Sector 44-45, average annual pay$33,969
- Sector 72, employment5,304
- Sector 72, average annual pay$21,321
- Sector 23, employment2,980
- Sector 56, employment2,702
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 8,153 | 487 | $57,557 |
| Sector 31-33 | 7,392 | 102 | $70,920 |
| Sector 44-45 | 6,831 | 403 | $33,969 |
| Sector 72 | 5,304 | 265 | $21,321 |
| Sector 23 | 2,980 | 290 | $71,271 |
| Sector 56 | 2,702 | 230 | $39,110 |
| Sector 42 | 2,407 | 230 | $82,221 |
| Sector 81 | 1,388 | 217 | $43,008 |
The largest sector is the biggest private employer group at 8,153 jobs, 15.9 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Woodbury County
What businesses operate in Woodbury County
- Establishments, all industries2,622
- Employment at those establishments46,810
- Annual payroll$2.32 bn
- Establishments per 1,000 residents24.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Woodbury County
What is being built in Woodbury County
- Housing units authorised by permit, 2024172
- Declared construction value permitted$32.9 m
- Single family units authorised76
- Multifamily units authorised96
- Multifamily share of units55.8 percent
- Average declared value per unit$191,147
- Units authorised per 1,000 households4.2
Multifamily is 55.8 percent of units authorised, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Woodbury County
How much SBA lending happens in Woodbury County
- 7(a) approvals recorded47
- 7(a) gross approval dollars$24.4 m
- Average 7(a) approval$519,032
- Median 7(a) approval$215,600
- 10th percentile approval$15,000
- 90th percentile approval$1,773,700
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)465
- Jobs per approval9.9
- Distinct 7(a) lenders active27
- Distinct industries receiving approvals34
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer8.5 percent
- Loans on real estate terms4
- Loans on working capital terms, 120 months or shorter34
- Franchise loans9
- Franchise share of approvals19.1 percent
- Leading industry by approval countLimited-Service Restaurants (4)
- Most active lenderU.S. Bank, National Association (8)
- 504 approvals recorded50
- 504 gross approval dollars$41.3 m
- Average 504 approval$825,620
- Median 504 approval$516,000
- Distinct CDCs active6
- 504 jobs per approval12.4
- 504 jobs per million dollars approved15.0
- Most active CDCSiouxland Economic Development Corporation (40)
- 7(a) share of SBA approvals48.5 percent
- Combined SBA approval dollars$65.7 m
The average approval of $519,032 sits well above the median of $215,600, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 8.5 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Woodbury County
Do SBA loans in Woodbury County get paid back
- Loans with a final outcome recorded13
- Paid in full11
- Charged off2
- Charge off rate on resolved loans15.4 percent
- Status: Charged off2
- Status: Paid in full11
- Status: Exempt from disclosure28
- Status: Cancelled4
- Status: Committed, not yet disbursed2
Of the 13 loans that have reached a final outcome, 15.4 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Woodbury County
Which parts of Woodbury County get the lending
- Places in the county with recorded lending6
- SIOUX CITY, approvals36
- Lawton, approvals3
- Sergeant Bluff, approvals3
- ANTHON, approvals2
- MOVILLE, approvals2
- Sloan, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| SIOUX CITY | 36 | $21,897,200 |
| Lawton | 3 | $1,112,800 |
| Sergeant Bluff | 3 | $1,167,400 |
| ANTHON | 2 | $133,000 |
| MOVILLE | 2 | $17,000 |
| Sloan | 1 | $67,100 |
SIOUX CITY accounts for 36 approvals against 3 in Lawton. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Woodbury County
How big is Woodbury County
- Land area873 sq mi
- Rank by land area among Iowa counties3rd of 99
- Width, east to west41.5 mi
- Height, north to south24.2 mi
- Geographies sharing a boundary4
- Residents per square mile of land122
- Establishments per square mile3.00
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No NFIP communities are listed for this county in the FEMA Community Status Book.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Woodbury County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Woodbury County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population106,247
- Households40,699
- Average household size2.61
- Median household income$73,658
- Median age36.1
Common questions
Woodbury County questions, answered from the record.
How many people live in Woodbury County, Iowa?
106,247, in 40,699 households, ranking 7th of 99 Iowa counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Woodbury County growing?
The population has grown 1.21 percent since the 2020 census base. In 2024 there were 1,426 births against 930 deaths, with net migration of 211. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Woodbury County?
$73,658. The median owner-occupied home is valued at $183,200, which is 2.5 times income, and median gross rent is $981 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Woodbury County?
2,622 establishments, employing 46,810 people with an annual payroll of $2.32 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Woodbury County?
Average annual pay is $54,684, or $1,052 a week, across 51,281 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Woodbury County?
47 7(a) approvals totalling $24.4 m since FY2020, across 27 lenders, with a median approval of $215,600, plus 50 504 approvals worth $41.3 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Woodbury County get paid back?
Of the 13 loans that have reached a final outcome, 11 were paid in full and 2 charged off, a charge off rate of 15.4 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Woodbury County?
172 housing units were authorised by permit in 2024, with a declared construction value of $32.9 m. Multifamily was 55.8 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Woodbury County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Woodbury County come from?
The largest single origin is Woodbury County Non-migrants, with 38,808 households. Arriving households report an average income of $50,697 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Woodbury County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Woodbury County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.