Chautauqua County, New York: commercial real estate data.
Chautauqua County, New York has a population of 125,544 across 1,060 square miles, down 2.8 percent since the 2020 census base. County output reached $6.28 bn in 2024, 2,695 establishments operate here, and the SBA record carries 120 7(a) approvals worth $32.1 m.
128 sourced county values · tier FULL · 12 sections
Chautauqua County
How many people live in Chautauqua County
- Population125,544
- Households53,393
- Average household size2.35
- Median household income$58,351
- Median age42.9
- Median gross rent$812 per month
- Median owner-occupied home value$127,900
- Home value to household income2.2 times
- Annual rent as a share of median income16.7 percent
- Adults 25 and over with a bachelor degree or higher25.1 percent
- Adults 25 and over with a graduate degree11.3 percent
- Adults 25 and over88,242
- Population under 1825,803
- Share under 1820.6 percent
- Population 65 and over26,917
- Share 65 and over21.4 percent
- Working age population, 18 to 6472,824
- Civilian labor force57,253
- Unemployment rate5.9 percent
- Labor force participation, adults 18 and over57.4 percent
- Rank by population among New York counties23rd of 62
- Rank by population among US county-equivalents520th
Chautauqua County is the 23rd largest of 62 New York counties by population. A median home costs 2.2 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 21.4 percent against 20.6 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Chautauqua County
Is Chautauqua County growing
- Population change since the 2020 census base-2.77 percent
- Census 2020 base population127,647
- Births, 20241,155
- Deaths, 20241,645
- Natural change, 2024-490
- Net domestic migration, 2024-319
- Net international migration, 2024170
- Total net migration, 2024-149
- Cumulative net domestic migration, 2021 to 2024-1,450
- Rank by growth among US county-equivalents2696th
The county has lost 2.77 percent of its population since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Chautauqua County
Where people moving to Chautauqua County come from
- Tax returns filed by households arriving1,749
- People arriving, from those returns2,913
- Adjusted gross income arriving$95.4 m
- Net adjusted gross income movement$0
- Average income of an arriving household$54,537
- Largest single originChautauqua County Non-migrants (46,999 households)
- Largest single destination (46,999 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Chautauqua County Non-migrants | 46,999 | 91,481 | $2.93 bn |
| Other flows - Different State | 832 | 1,417 | $46.4 m |
| Other flows - South | 368 | 643 | $18.4 m |
| Erie County | 359 | 597 | $19.5 m |
| Other flows - Same State | 176 | 284 | $11.3 m |
| Other flows - Northeast | 175 | 315 | $11.0 m |
| Other flows - West | 161 | 252 | $9.3 m |
| Cattaraugus County | 154 | 247 | $7.3 m |
The largest single source of arrivals is Chautauqua County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Chautauqua County
What the Chautauqua County economy runs on
- County GDP, 2024$6.28 bn
- County GDP, 2023$5.86 bn
- GDP change, 2023 to 20247.1 percent
- GDP change over five years31.9 percent
- Rank by GDP among New York counties29th
- Rank by GDP among US county-equivalents626th
- GDP per resident$49,983
Output grew 7.1 percent in the latest year and 31.9 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Chautauqua County
Who employs people in Chautauqua County
- Covered employment, annual average46,319
- Establishments reporting3,224
- Average annual pay$52,960
- Average weekly wage$1,018
- Sector 31-33, employment8,218
- Sector 31-33, average annual pay$68,126
- Sector 62, employment6,263
- Sector 62, average annual pay$56,010
- Sector 44-45, employment5,889
- Sector 44-45, average annual pay$35,735
- Sector 72, employment4,545
- Sector 72, average annual pay$22,867
- Sector 56, employment1,809
- Sector 23, employment1,743
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 8,218 | 172 | $68,126 |
| Sector 62 | 6,263 | 282 | $56,010 |
| Sector 44-45 | 5,889 | 423 | $35,735 |
| Sector 72 | 4,545 | 326 | $22,867 |
| Sector 56 | 1,809 | 163 | $39,115 |
| Sector 23 | 1,743 | 282 | $62,382 |
| Sector 81 | 1,601 | 334 | $31,591 |
| Sector 42 | 1,006 | 102 | $75,229 |
The largest sector is the biggest private employer group at 8,218 jobs, 17.7 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Chautauqua County
What businesses operate in Chautauqua County
- Establishments, all industries2,695
- Employment at those establishments37,679
- Annual payroll$1.74 bn
- Establishments per 1,000 residents21.5
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Chautauqua County
What is being built in Chautauqua County
- Housing units authorised by permit, 2024125
- Declared construction value permitted$30.1 m
- Single family units authorised123
- Multifamily units authorised2
- Multifamily share of units1.6 percent
- Average declared value per unit$241,116
- Units authorised per 1,000 households2.3
Multifamily is 1.6 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Chautauqua County
How much SBA lending happens in Chautauqua County
- 7(a) approvals recorded120
- 7(a) gross approval dollars$32.1 m
- Average 7(a) approval$267,811
- Median 7(a) approval$75,000
- 10th percentile approval$15,000
- 90th percentile approval$688,500
- Largest single approval$4,512,000
- Jobs reported supported, 7(a)785
- Jobs per approval6.5
- Distinct 7(a) lenders active25
- Distinct industries receiving approvals67
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer18.3 percent
- Loans on real estate terms22
- Loans on working capital terms, 120 months or shorter92
- Franchise loans3
- Franchise share of approvals2.5 percent
- Leading industry by approval countFull-Service Restaurants (9)
- Most active lenderManufacturers and Traders Trust Company (63)
- 504 approvals recorded12
- 504 gross approval dollars$5.0 m
- Average 504 approval$420,667
- Median 504 approval$269,000
- Distinct CDCs active1
- 504 jobs per approval1.5
- 504 jobs per million dollars approved3.6
- Most active CDCEmpire State Certified Development Corporation (12)
- 7(a) share of SBA approvals90.9 percent
- Combined SBA approval dollars$37.2 m
The average approval of $267,811 sits well above the median of $75,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 18.3 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Chautauqua County
Do SBA loans in Chautauqua County get paid back
- Loans with a final outcome recorded12
- Paid in full10
- Charged off2
- Charge off rate on resolved loans16.7 percent
- Status: Paid in full10
- Status: Exempt from disclosure75
- Status: Cancelled19
- Status: Charged off2
- Status: Committed, not yet disbursed14
Of the 12 loans that have reached a final outcome, 16.7 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Chautauqua County
Which parts of Chautauqua County get the lending
- Places in the county with recorded lending20
- Jamestown, approvals39
- Fredonia, approvals11
- Silver Creek, approvals11
- Dunkirk, approvals6
- MAYVILLE, approvals6
- BEMUS POINT, approvals6
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Jamestown | 39 | $8,706,000 |
| Fredonia | 11 | $1,928,700 |
| Silver Creek | 11 | $3,463,000 |
| Dunkirk | 6 | $1,361,600 |
| MAYVILLE | 6 | $162,500 |
| BEMUS POINT | 6 | $1,014,700 |
| LAKEWOOD | 6 | $6,362,500 |
| WESTFIELD | 5 | $1,650,000 |
Jamestown accounts for 39 approvals against 11 in Fredonia. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Chautauqua County
How big is Chautauqua County
- Land area1,060 sq mi
- Rank by land area among New York counties13th of 62
- Width, east to west35.9 mi
- Height, north to south39.4 mi
- Geographies sharing a boundary2
- Residents per square mile of land118
- Establishments per square mile2.54
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Chautauqua County
What hazards affect Chautauqua County
- EPA radon zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
- Communities in the NFIP Community Status Book45
- Of those, participating in the NFIP45
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Chautauqua County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Chautauqua County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population125,544
- Households53,393
- Average household size2.35
- Median household income$58,351
- Median age42.9
Common questions
Chautauqua County questions, answered from the record.
How many people live in Chautauqua County, New York?
125,544, in 53,393 households, ranking 23rd of 62 New York counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Chautauqua County growing?
The population has fallen 2.77 percent since the 2020 census base. In 2024 there were 1,155 births against 1,645 deaths, with net migration of -149. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Chautauqua County?
$58,351. The median owner-occupied home is valued at $127,900, which is 2.2 times income, and median gross rent is $812 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Chautauqua County?
2,695 establishments, employing 37,679 people with an annual payroll of $1.74 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Chautauqua County?
Average annual pay is $52,960, or $1,018 a week, across 46,319 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Chautauqua County?
120 7(a) approvals totalling $32.1 m since FY2020, across 25 lenders, with a median approval of $75,000, plus 12 504 approvals worth $5.0 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Chautauqua County get paid back?
Of the 12 loans that have reached a final outcome, 10 were paid in full and 2 charged off, a charge off rate of 16.7 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Chautauqua County?
125 housing units were authorised by permit in 2024, with a declared construction value of $30.1 m. Multifamily was 1.6 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Chautauqua County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Chautauqua County come from?
The largest single origin is Chautauqua County Non-migrants, with 46,999 households. Arriving households report an average income of $54,537 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Chautauqua County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Chautauqua County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.