Genesee County, New York: commercial real estate data.
Genesee County, New York has a population of 57,787 across 493 square miles, down 1.4 percent since the 2020 census base. County output reached $3.49 bn in 2024, 1,255 establishments operate here, and the SBA record carries 108 7(a) approvals worth $18.7 m.
129 sourced county values · tier FULL · 12 sections
Genesee County
How many people live in Genesee County
- Population57,787
- Households24,873
- Average household size2.32
- Median household income$73,314
- Median age42.4
- Median gross rent$929 per month
- Median owner-occupied home value$170,500
- Home value to household income2.3 times
- Annual rent as a share of median income15.2 percent
- Adults 25 and over with a bachelor degree or higher23.8 percent
- Adults 25 and over with a graduate degree10.4 percent
- Adults 25 and over41,686
- Population under 1811,800
- Share under 1820.4 percent
- Population 65 and over11,717
- Share 65 and over20.3 percent
- Working age population, 18 to 6434,270
- Civilian labor force29,423
- Unemployment rate4.6 percent
- Labor force participation, adults 18 and over64.0 percent
- Rank by population among New York counties44th of 62
- Rank by population among US county-equivalents923rd
Genesee County is the 44th largest of 62 New York counties by population. A median home costs 2.3 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 20.4 percent against 20.3 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Genesee County
Is Genesee County growing
- Population change since the 2020 census base-1.35 percent
- Census 2020 base population58,393
- Births, 2024546
- Deaths, 2024690
- Natural change, 2024-144
- Net domestic migration, 202480
- Net international migration, 202435
- Total net migration, 2024115
- Cumulative net domestic migration, 2021 to 2024-112
- Rank by growth among US county-equivalents2311th
The county has lost 1.35 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Genesee County
Where people moving to Genesee County come from
- Tax returns filed by households arriving1,193
- People arriving, from those returns2,006
- Adjusted gross income arriving$60.8 m
- Net adjusted gross income movement$0
- Average income of an arriving household$50,992
- Largest single originGenesee County Non-migrants (23,233 households)
- Largest single destination (23,233 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Genesee County Non-migrants | 23,233 | 44,229 | $1.57 bn |
| Other flows - Different State | 257 | 454 | $16.0 m |
| Monroe County | 255 | 437 | $12.9 m |
| Erie County | 233 | 382 | $12.0 m |
| Wyoming County | 149 | 234 | $6.2 m |
| Other flows - South | 140 | 258 | $8.8 m |
| Other flows - Same State | 109 | 176 | $5.7 m |
| Orleans County | 76 | 131 | $3.1 m |
The largest single source of arrivals is Genesee County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Genesee County
What the Genesee County economy runs on
- County GDP, 2024$3.49 bn
- County GDP, 2023$3.31 bn
- GDP change, 2023 to 20245.3 percent
- GDP change over five years38.3 percent
- Rank by GDP among New York counties40th
- Rank by GDP among US county-equivalents894th
- GDP per resident$60,345
Output grew 5.3 percent in the latest year and 38.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Genesee County
Who employs people in Genesee County
- Covered employment, annual average22,999
- Establishments reporting1,510
- Average annual pay$56,701
- Average weekly wage$1,090
- Sector 31-33, employment3,165
- Sector 31-33, average annual pay$68,963
- Sector 62, employment2,841
- Sector 62, average annual pay$55,791
- Sector 44-45, employment2,689
- Sector 44-45, average annual pay$39,509
- Sector 72, employment1,829
- Sector 72, average annual pay$24,920
- Sector 42, employment1,063
- Sector 11, employment886
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 3,165 | 87 | $68,963 |
| Sector 62 | 2,841 | 118 | $55,791 |
| Sector 44-45 | 2,689 | 194 | $39,509 |
| Sector 72 | 1,829 | 124 | $24,920 |
| Sector 42 | 1,063 | 84 | $71,757 |
| Sector 11 | 886 | 70 | $56,608 |
| Sector 23 | 795 | 140 | $62,278 |
| Sector 81 | 766 | 140 | $33,440 |
The largest sector is the biggest private employer group at 3,165 jobs, 13.8 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Genesee County
What businesses operate in Genesee County
- Establishments, all industries1,255
- Employment at those establishments16,849
- Annual payroll$832.2 m
- Establishments per 1,000 residents21.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Genesee County
What is being built in Genesee County
- Housing units authorised by permit, 202470
- Declared construction value permitted$15.8 m
- Single family units authorised44
- Multifamily units authorised26
- Multifamily share of units37.1 percent
- Average declared value per unit$225,036
- Units authorised per 1,000 households2.8
Multifamily is 37.1 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Genesee County
How much SBA lending happens in Genesee County
- 7(a) approvals recorded108
- 7(a) gross approval dollars$18.7 m
- Average 7(a) approval$173,022
- Median 7(a) approval$50,000
- 10th percentile approval$15,000
- 90th percentile approval$350,000
- Largest single approval$3,190,000
- Jobs reported supported, 7(a)503
- Jobs per approval4.7
- Distinct 7(a) lenders active15
- Distinct industries receiving approvals55
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer7.4 percent
- Loans on real estate terms8
- Loans on working capital terms, 120 months or shorter98
- Franchise loans2
- Franchise share of approvals1.9 percent
- Leading industry by approval countGeneral Automotive Repair (9)
- Most active lenderManufacturers and Traders Trust Company (31)
- 504 approvals recorded18
- 504 gross approval dollars$12.7 m
- Average 504 approval$703,444
- Median 504 approval$412,000
- Distinct CDCs active2
- 504 jobs per approval3.8
- 504 jobs per million dollars approved5.4
- Most active CDCEmpire State Certified Development Corporation (17)
- 7(a) share of SBA approvals85.7 percent
- Combined SBA approval dollars$31.3 m
The average approval of $173,022 sits well above the median of $50,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 7.4 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Genesee County
Do SBA loans in Genesee County get paid back
- Loans with a final outcome recorded30
- Paid in full26
- Charged off4
- Charge off rate on resolved loans13.3 percent
- Status: Cancelled16
- Status: Paid in full26
- Status: Exempt from disclosure52
- Status: Charged off4
- Status: Committed, not yet disbursed10
Of the 30 loans that have reached a final outcome, 13.3 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Genesee County
Which parts of Genesee County get the lending
- Places in the county with recorded lending14
- Batavia, approvals45
- LE ROY, approvals19
- BERGEN, approvals12
- Pavilion, approvals7
- CORFU, approvals5
- ALEXANDER, approvals4
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Batavia | 45 | $10,446,500 |
| LE ROY | 19 | $2,080,000 |
| BERGEN | 12 | $2,030,800 |
| Pavilion | 7 | $835,000 |
| CORFU | 5 | $2,131,000 |
| ALEXANDER | 4 | $571,000 |
| STAFFORD | 3 | $129,200 |
| OAKFIELD | 3 | $89,700 |
Batavia accounts for 45 approvals against 19 in LE ROY. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Genesee County
How big is Genesee County
- Land area493 sq mi
- Rank by land area among New York counties45th of 62
- Width, east to west28.3 mi
- Height, north to south18.7 mi
- Geographies sharing a boundary6
- Residents per square mile of land117
- Establishments per square mile2.55
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Genesee County
What hazards affect Genesee County
- EPA radon zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
- Communities in the NFIP Community Status Book21
- Of those, participating in the NFIP21
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 7
- Communities carrying a CRS class1
The EPA places the county in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The best Community Rating System class in the county is 7, which carries a flood insurance premium discount for properties in the participating community.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Genesee County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Genesee County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population57,787
- Households24,873
- Average household size2.32
- Median household income$73,314
- Median age42.4
Common questions
Genesee County questions, answered from the record.
How many people live in Genesee County, New York?
57,787, in 24,873 households, ranking 44th of 62 New York counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Genesee County growing?
The population has fallen 1.35 percent since the 2020 census base. In 2024 there were 546 births against 690 deaths, with net migration of 115. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Genesee County?
$73,314. The median owner-occupied home is valued at $170,500, which is 2.3 times income, and median gross rent is $929 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Genesee County?
1,255 establishments, employing 16,849 people with an annual payroll of $832.2 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Genesee County?
Average annual pay is $56,701, or $1,090 a week, across 22,999 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Genesee County?
108 7(a) approvals totalling $18.7 m since FY2020, across 15 lenders, with a median approval of $50,000, plus 18 504 approvals worth $12.7 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Genesee County get paid back?
Of the 30 loans that have reached a final outcome, 26 were paid in full and 4 charged off, a charge off rate of 13.3 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Genesee County?
70 housing units were authorised by permit in 2024, with a declared construction value of $15.8 m. Multifamily was 37.1 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Genesee County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Genesee County come from?
The largest single origin is Genesee County Non-migrants, with 23,233 households. Arriving households report an average income of $50,992 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Genesee County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Genesee County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.