Greene County, New York: commercial real estate data.
Greene County, New York has a population of 47,409 across 647 square miles, down 2.1 percent since the 2020 census base. County output reached $3.66 bn in 2024, 1,203 establishments operate here, and the SBA record carries 41 7(a) approvals worth $9.9 m.
126 sourced county values · tier FULL · 12 sections
Greene County
How many people live in Greene County
- Population47,409
- Households18,674
- Average household size2.54
- Median household income$77,945
- Median age47.4
- Median gross rent$1,004 per month
- Median owner-occupied home value$271,600
- Home value to household income3.5 times
- Annual rent as a share of median income15.5 percent
- Adults 25 and over with a bachelor degree or higher29.9 percent
- Adults 25 and over with a graduate degree11.9 percent
- Adults 25 and over36,522
- Population under 187,671
- Share under 1816.2 percent
- Population 65 and over11,442
- Share 65 and over24.1 percent
- Working age population, 18 to 6428,296
- Civilian labor force22,735
- Unemployment rate3.9 percent
- Labor force participation, adults 18 and over57.2 percent
- Rank by population among New York counties48th of 62
- Rank by population among US county-equivalents1053rd
Greene County is the 48th largest of 62 New York counties by population. A median home costs 3.5 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 24.1 percent against 16.2 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Greene County
Is Greene County growing
- Population change since the 2020 census base-2.15 percent
- Census 2020 base population47,932
- Births, 2024389
- Deaths, 2024641
- Natural change, 2024-252
- Net domestic migration, 20242
- Net international migration, 202458
- Total net migration, 202460
- Cumulative net domestic migration, 2021 to 2024-7
- Rank by growth among US county-equivalents2541st
The county has lost 2.15 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Greene County
Where people moving to Greene County come from
- Tax returns filed by households arriving1,316
- People arriving, from those returns2,108
- Adjusted gross income arriving$123.2 m
- Net adjusted gross income movement$0
- Average income of an arriving household$93,650
- Largest single originGreene County Non-migrants (18,654 households)
- Largest single destination (18,654 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Greene County Non-migrants | 18,654 | 33,647 | $1.45 bn |
| Other flows - Different State | 292 | 439 | $26.2 m |
| Other flows - Same State | 205 | 325 | $11.5 m |
| Ulster County | 183 | 297 | $10.1 m |
| Albany County | 130 | 211 | $6.4 m |
| Other flows - Northeast | 126 | 183 | $11.1 m |
| Other flows - South | 111 | 179 | $6.4 m |
| Columbia County | 105 | 164 | $6.9 m |
The largest single source of arrivals is Greene County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Greene County
What the Greene County economy runs on
- County GDP, 2024$3.66 bn
- County GDP, 2023$3.19 bn
- GDP change, 2023 to 202414.8 percent
- GDP change over five years46.1 percent
- Rank by GDP among New York counties38th
- Rank by GDP among US county-equivalents869th
- GDP per resident$77,133
Output grew 14.8 percent in the latest year and 46.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Greene County
Who employs people in Greene County
- Covered employment, annual average14,167
- Establishments reporting1,372
- Average annual pay$61,727
- Average weekly wage$1,187
- Sector 44-45, employment2,184
- Sector 44-45, average annual pay$37,019
- Sector 72, employment1,898
- Sector 72, average annual pay$31,148
- Sector 31-33, employment992
- Sector 31-33, average annual pay$77,857
- Sector 62, employment970
- Sector 62, average annual pay$58,316
- Sector 71, employment753
- Sector 42, employment717
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 44-45 | 2,184 | 184 | $37,019 |
| Sector 72 | 1,898 | 184 | $31,148 |
| Sector 31-33 | 992 | 43 | $77,857 |
| Sector 62 | 970 | 76 | $58,316 |
| Sector 71 | 753 | 40 | $38,455 |
| Sector 42 | 717 | 29 | $75,535 |
| Sector 23 | 484 | 148 | $54,054 |
| Sector 81 | 436 | 120 | $35,273 |
The largest sector is the biggest private employer group at 2,184 jobs, 15.4 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Greene County
What businesses operate in Greene County
- Establishments, all industries1,203
- Employment at those establishments10,966
- Annual payroll$483.0 m
- Establishments per 1,000 residents25.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Greene County
What is being built in Greene County
- Housing units authorised by permit, 2024112
- Declared construction value permitted$33.3 m
- Single family units authorised103
- Multifamily units authorised9
- Multifamily share of units8.0 percent
- Average declared value per unit$297,393
- Units authorised per 1,000 households6.0
Multifamily is 8.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Greene County
How much SBA lending happens in Greene County
- 7(a) approvals recorded41
- 7(a) gross approval dollars$9.9 m
- Average 7(a) approval$241,812
- Median 7(a) approval$150,000
- 10th percentile approval$21,800
- 90th percentile approval$651,100
- Largest single approval$1,360,000
- Jobs reported supported, 7(a)280
- Jobs per approval6.8
- Distinct 7(a) lenders active18
- Distinct industries receiving approvals28
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer19.5 percent
- Loans on real estate terms8
- Loans on working capital terms, 120 months or shorter32
- Franchise loans1
- Franchise share of approvals2.4 percent
- Leading industry by approval countFull-Service Restaurants (5)
- Most active lenderKeyBank National Association (9)
- 504 approvals recorded16
- 504 gross approval dollars$12.7 m
- Average 504 approval$796,625
- Median 504 approval$396,000
- Distinct CDCs active2
- 504 jobs per approval7.6
- 504 jobs per million dollars approved9.5
- Most active CDCEmpire State Certified Development Corporation (15)
- 7(a) share of SBA approvals71.9 percent
- Combined SBA approval dollars$22.7 m
The average approval of $241,812 sits well above the median of $150,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 19.5 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Greene County
Do SBA loans in Greene County get paid back
- Loans with a final outcome recorded7
- Paid in full7
- Charged off0
- Status: Exempt from disclosure22
- Status: Paid in full7
- Status: Cancelled10
- Status: Committed, not yet disbursed2
Too few loans have reached a final outcome to publish a charge off rate. only 7 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Greene County
Which parts of Greene County get the lending
- Places in the county with recorded lending17
- CATSKILL, approvals11
- Windham, approvals4
- Cairo, approvals3
- Coxsackie, approvals3
- TANNERSVILLE, approvals2
- West Coxsackie, approvals2
| Place | Approvals | Gross approval dollars |
|---|---|---|
| CATSKILL | 11 | $1,942,000 |
| Windham | 4 | $1,088,600 |
| Cairo | 3 | $213,000 |
| Coxsackie | 3 | $2,360,000 |
| TANNERSVILLE | 2 | $240,800 |
| West Coxsackie | 2 | $148,000 |
| DURHAM | 2 | $500,000 |
| Palenville | 2 | $664,000 |
CATSKILL accounts for 11 approvals against 4 in Windham. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Greene County
How big is Greene County
- Land area647 sq mi
- Rank by land area among New York counties33rd of 62
- Width, east to west38.6 mi
- Height, north to south25.4 mi
- Geographies sharing a boundary5
- Residents per square mile of land73
- Establishments per square mile1.86
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Greene County
What hazards affect Greene County
- EPA radon zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
- Communities in the NFIP Community Status Book19
- Of those, participating in the NFIP19
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Greene County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Greene County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population47,409
- Households18,674
- Average household size2.54
- Median household income$77,945
- Median age47.4
Common questions
Greene County questions, answered from the record.
How many people live in Greene County, New York?
47,409, in 18,674 households, ranking 48th of 62 New York counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Greene County growing?
The population has fallen 2.15 percent since the 2020 census base. In 2024 there were 389 births against 641 deaths, with net migration of 60. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Greene County?
$77,945. The median owner-occupied home is valued at $271,600, which is 3.5 times income, and median gross rent is $1,004 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Greene County?
1,203 establishments, employing 10,966 people with an annual payroll of $483.0 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Greene County?
Average annual pay is $61,727, or $1,187 a week, across 14,167 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Greene County?
41 7(a) approvals totalling $9.9 m since FY2020, across 18 lenders, with a median approval of $150,000, plus 16 504 approvals worth $12.7 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Greene County?
112 housing units were authorised by permit in 2024, with a declared construction value of $33.3 m. Multifamily was 8.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Greene County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Greene County come from?
The largest single origin is Greene County Non-migrants, with 18,654 households. Arriving households report an average income of $93,650 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Greene County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Greene County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.