Lewis County, New York: commercial real estate data.
Lewis County, New York has a population of 26,607 across 1,275 square miles, down 0.1 percent since the 2020 census base. County output reached $1.66 bn in 2024, 506 establishments operate here, and the SBA record carries 18 7(a) approvals worth $3.0 m.
124 sourced county values · tier FULL · 12 sections
Lewis County
How many people live in Lewis County
- Population26,607
- Households11,110
- Average household size2.39
- Median household income$68,182
- Median age41.9
- Median gross rent$837 per month
- Median owner-occupied home value$166,100
- Home value to household income2.4 times
- Annual rent as a share of median income14.7 percent
- Adults 25 and over with a bachelor degree or higher18.6 percent
- Adults 25 and over with a graduate degree8.1 percent
- Adults 25 and over18,594
- Population under 186,019
- Share under 1822.6 percent
- Population 65 and over5,466
- Share 65 and over20.5 percent
- Working age population, 18 to 6415,122
- Civilian labor force12,395
- Unemployment rate5.2 percent
- Labor force participation, adults 18 and over60.2 percent
- Rank by population among New York counties59th of 62
- Rank by population among US county-equivalents1593rd
Lewis County is the 59th largest of 62 New York counties by population. A median home costs 2.4 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 22.6 percent against 20.5 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Lewis County
Is Lewis County growing
- Population change since the 2020 census base-0.05 percent
- Census 2020 base population26,582
- Births, 2024305
- Deaths, 2024289
- Natural change, 202416
- Net domestic migration, 2024-42
- Net international migration, 202413
- Total net migration, 2024-29
- Cumulative net domestic migration, 2021 to 2024-87
- Rank by growth among US county-equivalents1853rd
The county has lost 0.05 percent of its population since the 2020 census base. Births exceeded deaths in 2024 but more people left than arrived, so the population is being sustained internally rather than attracting.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Lewis County
Where people moving to Lewis County come from
- Tax returns filed by households arriving479
- People arriving, from those returns838
- Adjusted gross income arriving$26.8 m
- Net adjusted gross income movement$0
- Average income of an arriving household$55,891
- Largest single originLewis County Non-migrants (9,962 households)
- Largest single destination (9,962 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Lewis County Non-migrants | 9,962 | 20,785 | $639.7 m |
| Other flows - Different State | 140 | 281 | $8.9 m |
| Jefferson County | 139 | 241 | $7.4 m |
| Other flows - Same State | 92 | 147 | $5.1 m |
| Other flows - South | 74 | 152 | $4.2 m |
| Oneida County | 64 | 105 | $3.3 m |
| Other flows - Northeast | 36 | 57 | $2.4 m |
| Other flows - West | 30 | 72 | $2.2 m |
The largest single source of arrivals is Lewis County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Lewis County
What the Lewis County economy runs on
- County GDP, 2024$1.66 bn
- County GDP, 2023$1.54 bn
- GDP change, 2023 to 20248.0 percent
- GDP change over five years47.3 percent
- Rank by GDP among New York counties58th
- Rank by GDP among US county-equivalents1431st
- GDP per resident$62,341
Output grew 8.0 percent in the latest year and 47.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Lewis County
Who employs people in Lewis County
- Covered employment, annual average6,956
- Establishments reporting600
- Average annual pay$54,649
- Average weekly wage$1,051
- Sector 31-33, employment1,177
- Sector 31-33, average annual pay$67,750
- Sector 44-45, employment825
- Sector 44-45, average annual pay$33,424
- Sector 72, employment523
- Sector 72, average annual pay$20,707
- Sector 23, employment298
- Sector 23, average annual pay$62,459
- Sector 81, employment270
- Sector 48-49, employment128
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 1,177 | 25 | $67,750 |
| Sector 44-45 | 825 | 66 | $33,424 |
| Sector 72 | 523 | 64 | $20,707 |
| Sector 23 | 298 | 66 | $62,459 |
| Sector 81 | 270 | 68 | $45,637 |
| Sector 48-49 | 128 | 18 | $60,086 |
| Sector 42 | 127 | 12 | $65,725 |
| Sector 54 | 118 | 25 | $51,878 |
The largest sector is the biggest private employer group at 1,177 jobs, 16.9 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Lewis County
What businesses operate in Lewis County
- Establishments, all industries506
- Employment at those establishments4,984
- Annual payroll$241.0 m
- Establishments per 1,000 residents19.0
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Lewis County
What is being built in Lewis County
- Housing units authorised by permit, 2024114
- Declared construction value permitted$19.6 m
- Single family units authorised114
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$172,281
- Units authorised per 1,000 households10.3
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Lewis County
How much SBA lending happens in Lewis County
- 7(a) approvals recorded18
- 7(a) gross approval dollars$3.0 m
- Average 7(a) approval$167,139
- Median 7(a) approval$143,000
- 10th percentile approval$50,000
- 90th percentile approval$350,000
- Largest single approval$680,000
- Jobs reported supported, 7(a)142
- Jobs per approval7.9
- Distinct 7(a) lenders active11
- Distinct industries receiving approvals10
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer5.6 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter17
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countAssisted Living Facilities for the Elderly (4)
- Most active lenderNewtek Bank, National Association (3)
- 504 approvals recorded5
- 504 gross approval dollars$2.0 m
- Average 504 approval$407,000
- Median 504 approval$278,000
- Distinct CDCs active1
- 504 jobs per approval6.6
- 504 jobs per million dollars approved16.2
- Most active CDCEmpire State Certified Development Corporation (5)
- 7(a) share of SBA approvals78.3 percent
- Combined SBA approval dollars$5.0 m
The average approval of $167,139 sits close to the median of $143,000, so lending here is fairly evenly sized rather than driven by a few large deals. Only 5.6 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lewis County
Do SBA loans in Lewis County get paid back
- Loans with a final outcome recorded3
- Paid in full1
- Charged off2
- Status: Cancelled5
- Status: Exempt from disclosure10
- Status: Charged off2
- Status: Paid in full1
Too few loans have reached a final outcome to publish a charge off rate. only 3 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lewis County
Which parts of Lewis County get the lending
- Places in the county with recorded lending4
- LOWVILLE, approvals14
- LYONS FALLS, approvals2
- Copenhagen, approvals1
- Port Leyden, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| LOWVILLE | 14 | $2,028,500 |
| LYONS FALLS | 2 | $150,000 |
| Copenhagen | 1 | $680,000 |
| Port Leyden | 1 | $150,000 |
LOWVILLE accounts for 14 approvals against 2 in LYONS FALLS. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lewis County
How big is Lewis County
- Land area1,275 sq mi
- Rank by land area among New York counties9th of 62
- Width, east to west36.9 mi
- Height, north to south55.1 mi
- Geographies sharing a boundary5
- Residents per square mile of land21
- Establishments per square mile0.40
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Lewis County
What hazards affect Lewis County
- EPA radon zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
- Communities in the NFIP Community Status Book25
- Of those, participating in the NFIP25
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Lewis County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Lewis County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population26,607
- Households11,110
- Average household size2.39
- Median household income$68,182
- Median age41.9
Common questions
Lewis County questions, answered from the record.
How many people live in Lewis County, New York?
26,607, in 11,110 households, ranking 59th of 62 New York counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Lewis County growing?
The population has fallen 0.05 percent since the 2020 census base. In 2024 there were 305 births against 289 deaths, with net migration of -29. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Lewis County?
$68,182. The median owner-occupied home is valued at $166,100, which is 2.4 times income, and median gross rent is $837 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Lewis County?
506 establishments, employing 4,984 people with an annual payroll of $241.0 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Lewis County?
Average annual pay is $54,649, or $1,051 a week, across 6,956 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Lewis County?
18 7(a) approvals totalling $3.0 m since FY2020, across 11 lenders, with a median approval of $143,000, plus 5 504 approvals worth $2.0 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Lewis County?
114 housing units were authorised by permit in 2024, with a declared construction value of $19.6 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Lewis County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Lewis County come from?
The largest single origin is Lewis County Non-migrants, with 9,962 households. Arriving households report an average income of $55,891 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Lewis County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Lewis County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.