Rockland County, New York: commercial real estate data.
Rockland County, New York has a population of 341,883 across 174 square miles, up 2.9 percent since the 2020 census base. County output reached $24.44 bn in 2024, 11,094 establishments operate here, and the SBA record carries 1,287 7(a) approvals worth $426.5 m.
129 sourced county values · tier FULL · 12 sections
Rockland County
How many people live in Rockland County
- Population341,883
- Households103,879
- Average household size3.29
- Median household income$109,959
- Median age34.8
- Median gross rent$1,901 per month
- Median owner-occupied home value$596,900
- Home value to household income5.4 times
- Annual rent as a share of median income20.7 percent
- Adults 25 and over with a bachelor degree or higher42.7 percent
- Adults 25 and over with a graduate degree19.1 percent
- Adults 25 and over209,276
- Population under 18101,629
- Share under 1829.7 percent
- Population 65 and over53,669
- Share 65 and over15.7 percent
- Working age population, 18 to 64186,585
- Civilian labor force157,804
- Unemployment rate5.6 percent
- Labor force participation, adults 18 and over65.7 percent
- Rank by population among New York counties13th of 62
- Rank by population among US county-equivalents216th
Rockland County is the 13th largest of 62 New York counties by population. A median home costs 5.4 times median household income, which is a stretched ownership market and usually shows up as rental demand. Residents under 18 outnumber those 65 and over, at 29.7 percent against 15.7 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Rockland County
Is Rockland County growing
- Population change since the 2020 census base2.90 percent
- Census 2020 base population338,329
- Births, 20246,555
- Deaths, 20242,199
- Natural change, 20244,356
- Net domestic migration, 2024-3,099
- Net international migration, 20243,537
- Total net migration, 2024438
- Cumulative net domestic migration, 2021 to 2024-13,765
- Rank by growth among US county-equivalents897th
The county has grown 2.90 percent since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Rockland County
Where people moving to Rockland County come from
- Tax returns filed by households arriving5,158
- People arriving, from those returns10,011
- Adjusted gross income arriving$499.5 m
- Net adjusted gross income movement$0
- Average income of an arriving household$96,839
- Largest single originRockland County Non-migrants (118,639 households)
- Largest single destination (118,639 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Rockland County Non-migrants | 118,639 | 269,857 | $14.56 bn |
| Other flows - Different State | 878 | 1,467 | $76.2 m |
| Bronx County | 634 | 1,227 | $58.3 m |
| Kings County | 631 | 1,775 | $60.0 m |
| Westchester County | 601 | 1,101 | $59.0 m |
| Other flows - South | 391 | 648 | $28.9 m |
| Bergen County | 369 | 637 | $47.8 m |
| Orange County | 366 | 673 | $27.1 m |
The largest single source of arrivals is Rockland County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Rockland County
What the Rockland County economy runs on
- County GDP, 2024$24.44 bn
- County GDP, 2023$23.14 bn
- GDP change, 2023 to 20245.6 percent
- GDP change over five years31.9 percent
- Rank by GDP among New York counties13th
- Rank by GDP among US county-equivalents224th
- GDP per resident$71,491
Output grew 5.6 percent in the latest year and 31.9 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Rockland County
Who employs people in Rockland County
- Covered employment, annual average138,317
- Establishments reporting12,607
- Average annual pay$64,814
- Average weekly wage$1,246
- Sector 62, employment34,342
- Sector 62, average annual pay$49,833
- Sector 44-45, employment13,340
- Sector 44-45, average annual pay$44,727
- Sector 23, employment9,099
- Sector 23, average annual pay$81,224
- Sector 72, employment8,309
- Sector 72, average annual pay$32,330
- Sector 54, employment7,782
- Sector 31-33, employment7,773
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 34,342 | 1,268 | $49,833 |
| Sector 44-45 | 13,340 | 1,208 | $44,727 |
| Sector 23 | 9,099 | 1,342 | $81,224 |
| Sector 72 | 8,309 | 812 | $32,330 |
| Sector 54 | 7,782 | 1,619 | $96,966 |
| Sector 31-33 | 7,773 | 248 | $89,944 |
| Sector 56 | 7,561 | 900 | $53,664 |
| Sector 81 | 6,806 | 1,006 | $36,516 |
The largest sector is the biggest private employer group at 34,342 jobs, 24.8 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Rockland County
What businesses operate in Rockland County
- Establishments, all industries11,094
- Employment at those establishments128,380
- Annual payroll$7.05 bn
- Establishments per 1,000 residents32.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Rockland County
What is being built in Rockland County
- Housing units authorised by permit, 2024415
- Declared construction value permitted$97.1 m
- Single family units authorised85
- Multifamily units authorised330
- Multifamily share of units79.5 percent
- Average declared value per unit$233,894
- Units authorised per 1,000 households4.0
Multifamily is 79.5 percent of units authorised, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Rockland County
How much SBA lending happens in Rockland County
- 7(a) approvals recorded1,287
- 7(a) gross approval dollars$426.5 m
- Average 7(a) approval$331,356
- Median 7(a) approval$150,000
- 10th percentile approval$25,000
- 90th percentile approval$628,500
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)7,834
- Jobs per approval6.1
- Distinct 7(a) lenders active76
- Distinct industries receiving approvals302
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer6.3 percent
- Loans on real estate terms81
- Loans on working capital terms, 120 months or shorter1,190
- Franchise loans26
- Franchise share of approvals2.0 percent
- Leading industry by approval countResidential Remodelers (53)
- Most active lenderTD Bank, National Association (355)
- 504 approvals recorded51
- 504 gross approval dollars$66.3 m
- Average 504 approval$1,300,196
- Median 504 approval$648,000
- Distinct CDCs active2
- 504 jobs per approval7.7
- 504 jobs per million dollars approved5.9
- Most active CDCEmpire State Certified Development Corporation (38)
- 7(a) share of SBA approvals96.2 percent
- Combined SBA approval dollars$492.8 m
The average approval of $331,356 sits well above the median of $150,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 6.3 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Rockland County
Do SBA loans in Rockland County get paid back
- Loans with a final outcome recorded209
- Paid in full132
- Charged off77
- Charge off rate on resolved loans36.8 percent
- Status: Exempt from disclosure845
- Status: Paid in full132
- Status: Cancelled177
- Status: Charged off77
- Status: Committed, not yet disbursed56
Of the 209 loans that have reached a final outcome, 36.8 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Rockland County
Which parts of Rockland County get the lending
- Places in the county with recorded lending37
- SPRING VALLEY, approvals413
- MONSEY, approvals286
- SUFFERN, approvals96
- New City, approvals75
- Airmont, approvals67
- Pomona, approvals52
| Place | Approvals | Gross approval dollars |
|---|---|---|
| SPRING VALLEY | 413 | $104,494,500 |
| MONSEY | 286 | $77,006,600 |
| SUFFERN | 96 | $39,468,400 |
| New City | 75 | $20,317,800 |
| Airmont | 67 | $18,915,100 |
| Pomona | 52 | $17,809,300 |
| Nanuet | 39 | $25,904,100 |
| STONY POINT | 32 | $14,489,500 |
SPRING VALLEY accounts for 413 approvals against 286 in MONSEY. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Rockland County
How big is Rockland County
- Land area174 sq mi
- Rank by land area among New York counties57th of 62
- Width, east to west18.1 mi
- Height, north to south22.6 mi
- Geographies sharing a boundary3
- Residents per square mile of land1,965
- Establishments per square mile63.76
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Rockland County
What hazards affect Rockland County
- EPA radon zone predicted average indoor radon screening level less than 2 pCi/LZone 3
- Communities in the NFIP Community Status Book24
- Of those, participating in the NFIP24
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 9
- Communities carrying a CRS class1
The EPA places the county in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The best Community Rating System class in the county is 9, which carries a flood insurance premium discount for properties in the participating community.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Rockland County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Rockland County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population341,883
- Households103,879
- Average household size3.29
- Median household income$109,959
- Median age34.8
Common questions
Rockland County questions, answered from the record.
How many people live in Rockland County, New York?
341,883, in 103,879 households, ranking 13th of 62 New York counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Rockland County growing?
The population has grown 2.90 percent since the 2020 census base. In 2024 there were 6,555 births against 2,199 deaths, with net migration of 438. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Rockland County?
$109,959. The median owner-occupied home is valued at $596,900, which is 5.4 times income, and median gross rent is $1,901 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Rockland County?
11,094 establishments, employing 128,380 people with an annual payroll of $7.05 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Rockland County?
Average annual pay is $64,814, or $1,246 a week, across 138,317 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Rockland County?
1,287 7(a) approvals totalling $426.5 m since FY2020, across 76 lenders, with a median approval of $150,000, plus 51 504 approvals worth $66.3 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Rockland County get paid back?
Of the 209 loans that have reached a final outcome, 132 were paid in full and 77 charged off, a charge off rate of 36.8 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Rockland County?
415 housing units were authorised by permit in 2024, with a declared construction value of $97.1 m. Multifamily was 79.5 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Rockland County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Rockland County come from?
The largest single origin is Rockland County Non-migrants, with 118,639 households. Arriving households report an average income of $96,839 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Rockland County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Rockland County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.