Wyoming County, New York: commercial real estate data.
Wyoming County, New York has a population of 39,753 across 593 square miles, down 2.4 percent since the 2020 census base. County output reached $2.37 bn in 2024, 754 establishments operate here, and the SBA record carries 92 7(a) approvals worth $9.6 m.
128 sourced county values · tier FULL · 12 sections
Wyoming County
How many people live in Wyoming County
- Population39,753
- Households16,453
- Average household size2.42
- Median household income$69,110
- Median age43.3
- Median gross rent$802 per month
- Median owner-occupied home value$162,300
- Home value to household income2.3 times
- Annual rent as a share of median income13.9 percent
- Adults 25 and over with a bachelor degree or higher18.2 percent
- Adults 25 and over with a graduate degree7.6 percent
- Adults 25 and over29,707
- Population under 187,339
- Share under 1818.5 percent
- Population 65 and over8,112
- Share 65 and over20.4 percent
- Working age population, 18 to 6424,302
- Civilian labor force18,325
- Unemployment rate3.6 percent
- Labor force participation, adults 18 and over56.5 percent
- Rank by population among New York counties54th of 62
- Rank by population among US county-equivalents1211th
Wyoming County is the 54th largest of 62 New York counties by population. A median home costs 2.3 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 20.4 percent against 18.5 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Wyoming County
Is Wyoming County growing
- Population change since the 2020 census base-2.36 percent
- Census 2020 base population40,545
- Births, 2024341
- Deaths, 2024434
- Natural change, 2024-93
- Net domestic migration, 202442
- Net international migration, 2024110
- Total net migration, 2024152
- Cumulative net domestic migration, 2021 to 2024-531
- Rank by growth among US county-equivalents2583rd
The county has lost 2.36 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Wyoming County
Where people moving to Wyoming County come from
- Tax returns filed by households arriving771
- People arriving, from those returns1,217
- Adjusted gross income arriving$41.7 m
- Net adjusted gross income movement$0
- Average income of an arriving household$54,075
- Largest single originWyoming County Non-migrants (15,235 households)
- Largest single destination (15,235 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Wyoming County Non-migrants | 15,235 | 29,441 | $1.03 bn |
| Erie County | 256 | 404 | $14.5 m |
| Genesee County | 116 | 179 | $5.2 m |
| Other flows - Different State | 112 | 177 | $8.6 m |
| Other flows - Same State | 86 | 108 | $3.6 m |
| Other flows - South | 85 | 133 | $3.9 m |
| Livingston County | 69 | 113 | $3.0 m |
| Cattaraugus County | 58 | 101 | $2.3 m |
The largest single source of arrivals is Wyoming County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Wyoming County
What the Wyoming County economy runs on
- County GDP, 2024$2.37 bn
- County GDP, 2023$2.24 bn
- GDP change, 2023 to 20245.8 percent
- GDP change over five years27.6 percent
- Rank by GDP among New York counties51st
- Rank by GDP among US county-equivalents1143rd
- GDP per resident$59,573
Output grew 5.8 percent in the latest year and 27.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Wyoming County
Who employs people in Wyoming County
- Covered employment, annual average12,534
- Establishments reporting930
- Average annual pay$63,261
- Average weekly wage$1,217
- Sector 31-33, employment1,685
- Sector 31-33, average annual pay$64,209
- Sector 44-45, employment1,447
- Sector 44-45, average annual pay$37,572
- Sector 72, employment837
- Sector 72, average annual pay$25,896
- Sector 62, employment506
- Sector 62, average annual pay$47,788
- Sector 81, employment434
- Sector 56, employment384
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 1,685 | 51 | $64,209 |
| Sector 44-45 | 1,447 | 119 | $37,572 |
| Sector 72 | 837 | 64 | $25,896 |
| Sector 62 | 506 | 54 | $47,788 |
| Sector 81 | 434 | 92 | $29,720 |
| Sector 56 | 384 | 41 | $46,647 |
| Sector 23 | 348 | 84 | $56,423 |
| Sector 48-49 | 344 | 31 | $57,657 |
The largest sector is the biggest private employer group at 1,685 jobs, 13.4 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Wyoming County
What businesses operate in Wyoming County
- Establishments, all industries754
- Employment at those establishments8,051
- Annual payroll$397.2 m
- Establishments per 1,000 residents19.0
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Wyoming County
What is being built in Wyoming County
- Housing units authorised by permit, 202448
- Declared construction value permitted$11.2 m
- Single family units authorised48
- Multifamily units authorised0
- Multifamily share of units0.0 percent
- Average declared value per unit$233,203
- Units authorised per 1,000 households2.9
Multifamily is 0.0 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Wyoming County
How much SBA lending happens in Wyoming County
- 7(a) approvals recorded92
- 7(a) gross approval dollars$9.6 m
- Average 7(a) approval$104,637
- Median 7(a) approval$48,000
- 10th percentile approval$10,000
- 90th percentile approval$190,000
- Largest single approval$750,000
- Jobs reported supported, 7(a)584
- Jobs per approval6.3
- Distinct 7(a) lenders active5
- Distinct industries receiving approvals47
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer9.8 percent
- Loans on real estate terms9
- Loans on working capital terms, 120 months or shorter82
- Franchise loans2
- Franchise share of approvals2.2 percent
- Leading industry by approval countSite Preparation Contractors (6)
- Most active lenderTompkins Community Bank (33)
- 504 approvals recorded5
- 504 gross approval dollars$2.9 m
- Average 504 approval$575,600
- Median 504 approval$315,000
- Distinct CDCs active1
- 504 jobs per approval4.0
- 504 jobs per million dollars approved6.9
- Most active CDCEmpire State Certified Development Corporation (5)
- 7(a) share of SBA approvals94.8 percent
- Combined SBA approval dollars$12.5 m
The average approval of $104,637 sits well above the median of $48,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 9.8 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Wyoming County
Do SBA loans in Wyoming County get paid back
- Loans with a final outcome recorded19
- Paid in full16
- Charged off3
- Charge off rate on resolved loans15.8 percent
- Status: Paid in full16
- Status: Exempt from disclosure60
- Status: Cancelled8
- Status: Committed, not yet disbursed5
- Status: Charged off3
Of the 19 loans that have reached a final outcome, 15.8 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Wyoming County
Which parts of Wyoming County get the lending
- Places in the county with recorded lending14
- Arcade, approvals16
- PERRY, approvals15
- WARSAW, approvals14
- ATTICA, approvals10
- GAINESVILLE, approvals9
- Strykersville, approvals6
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Arcade | 16 | $2,466,200 |
| PERRY | 15 | $1,255,700 |
| WARSAW | 14 | $497,200 |
| ATTICA | 10 | $393,000 |
| GAINESVILLE | 9 | $2,381,200 |
| Strykersville | 6 | $332,000 |
| Wyoming | 4 | $215,000 |
| BLISS | 4 | $906,000 |
Arcade accounts for 16 approvals against 15 in PERRY. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Wyoming County
How big is Wyoming County
- Land area593 sq mi
- Rank by land area among New York counties39th of 62
- Width, east to west25.9 mi
- Height, north to south24.1 mi
- Geographies sharing a boundary5
- Residents per square mile of land67
- Establishments per square mile1.27
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Wyoming County
What hazards affect Wyoming County
- EPA radon zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
- Communities in the NFIP Community Status Book24
- Of those, participating in the NFIP24
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Wyoming County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Wyoming County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population39,753
- Households16,453
- Average household size2.42
- Median household income$69,110
- Median age43.3
Common questions
Wyoming County questions, answered from the record.
How many people live in Wyoming County, New York?
39,753, in 16,453 households, ranking 54th of 62 New York counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Wyoming County growing?
The population has fallen 2.36 percent since the 2020 census base. In 2024 there were 341 births against 434 deaths, with net migration of 152. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Wyoming County?
$69,110. The median owner-occupied home is valued at $162,300, which is 2.3 times income, and median gross rent is $802 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Wyoming County?
754 establishments, employing 8,051 people with an annual payroll of $397.2 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Wyoming County?
Average annual pay is $63,261, or $1,217 a week, across 12,534 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Wyoming County?
92 7(a) approvals totalling $9.6 m since FY2020, across 5 lenders, with a median approval of $48,000, plus 5 504 approvals worth $2.9 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Wyoming County get paid back?
Of the 19 loans that have reached a final outcome, 16 were paid in full and 3 charged off, a charge off rate of 15.8 percent. Loans still running are excluded, because they have not yet succeeded or failed.
What is being built in Wyoming County?
48 housing units were authorised by permit in 2024, with a declared construction value of $11.2 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Wyoming County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Wyoming County come from?
The largest single origin is Wyoming County Non-migrants, with 15,235 households. Arriving households report an average income of $54,075 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Wyoming County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Wyoming County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.