Yates County, New York: commercial real estate data.
Yates County, New York has a population of 24,526 across 338 square miles, down 1.5 percent since the 2020 census base. County output reached $1.34 bn in 2024, 542 establishments operate here, and the SBA record carries 22 7(a) approvals worth $2.0 m.
126 sourced county values · tier FULL · 12 sections
Yates County
How many people live in Yates County
- Population24,526
- Households9,490
- Average household size2.58
- Median household income$69,701
- Median age42.5
- Median gross rent$834 per month
- Median owner-occupied home value$184,700
- Home value to household income2.6 times
- Annual rent as a share of median income14.4 percent
- Adults 25 and over with a bachelor degree or higher25.5 percent
- Adults 25 and over with a graduate degree11.3 percent
- Adults 25 and over16,856
- Population under 185,445
- Share under 1822.2 percent
- Population 65 and over5,543
- Share 65 and over22.6 percent
- Working age population, 18 to 6413,538
- Civilian labor force10,725
- Unemployment rate3.1 percent
- Labor force participation, adults 18 and over56.2 percent
- Rank by population among New York counties60th of 62
- Rank by population among US county-equivalents1681st
Yates County is the 60th largest of 62 New York counties by population. A median home costs 2.6 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 22.6 percent against 22.2 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Yates County
Is Yates County growing
- Population change since the 2020 census base-1.53 percent
- Census 2020 base population24,766
- Births, 2024315
- Deaths, 2024285
- Natural change, 202430
- Net domestic migration, 2024-70
- Net international migration, 202415
- Total net migration, 2024-55
- Cumulative net domestic migration, 2021 to 2024-503
- Rank by growth among US county-equivalents2369th
The county has lost 1.53 percent of its population since the 2020 census base. Births exceeded deaths in 2024 but more people left than arrived, so the population is being sustained internally rather than attracting.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Yates County
Where people moving to Yates County come from
- Tax returns filed by households arriving478
- People arriving, from those returns814
- Adjusted gross income arriving$47.8 m
- Net adjusted gross income movement$0
- Average income of an arriving household$100,096
- Largest single originYates County Non-migrants (8,998 households)
- Largest single destination (8,998 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Yates County Non-migrants | 8,998 | 18,512 | $643.6 m |
| Ontario County | 121 | 198 | $5.8 m |
| Other flows - Different State | 116 | 223 | $18.9 m |
| Other flows - Same State | 103 | 174 | $7.7 m |
| Monroe County | 61 | 99 | $7.1 m |
| Other flows - South | 53 | 110 | $13.5 m |
| Steuben County | 50 | 79 | $1.9 m |
| Other flows - Northeast | 37 | 69 | $1.9 m |
The largest single source of arrivals is Yates County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Yates County
What the Yates County economy runs on
- County GDP, 2024$1.34 bn
- County GDP, 2023$1.32 bn
- GDP change, 2023 to 20241.5 percent
- GDP change over five years31.7 percent
- Rank by GDP among New York counties59th
- Rank by GDP among US county-equivalents1606th
- GDP per resident$54,633
Output grew 1.5 percent in the latest year and 31.7 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Yates County
Who employs people in Yates County
- Covered employment, annual average7,028
- Establishments reporting686
- Average annual pay$49,380
- Average weekly wage$950
- Sector 31-33, employment1,260
- Sector 31-33, average annual pay$52,575
- Sector 44-45, employment725
- Sector 44-45, average annual pay$37,877
- Sector 72, employment642
- Sector 72, average annual pay$24,514
- Sector 23, employment444
- Sector 23, average annual pay$62,375
- Sector 81, employment218
- Sector 53, employment188
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 1,260 | 56 | $52,575 |
| Sector 44-45 | 725 | 79 | $37,877 |
| Sector 72 | 642 | 62 | $24,514 |
| Sector 23 | 444 | 85 | $62,375 |
| Sector 81 | 218 | 62 | $43,662 |
| Sector 53 | 188 | 29 | $35,225 |
| Sector 42 | 153 | 14 | $62,497 |
| Sector 52 | 79 | 15 | $67,824 |
The largest sector is the biggest private employer group at 1,260 jobs, 17.9 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Yates County
What businesses operate in Yates County
- Establishments, all industries542
- Employment at those establishments5,133
- Annual payroll$229.4 m
- Establishments per 1,000 residents22.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Yates County
What is being built in Yates County
- Housing units authorised by permit, 2024119
- Declared construction value permitted$41.4 m
- Single family units authorised84
- Multifamily units authorised35
- Multifamily share of units29.4 percent
- Average declared value per unit$347,739
- Units authorised per 1,000 households12.5
Multifamily is 29.4 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Yates County
How much SBA lending happens in Yates County
- 7(a) approvals recorded22
- 7(a) gross approval dollars$2.0 m
- Average 7(a) approval$89,805
- Median 7(a) approval$27,300
- 10th percentile approval$10,000
- 90th percentile approval$292,500
- Largest single approval$450,000
- Jobs reported supported, 7(a)59
- Jobs per approval2.7
- Distinct 7(a) lenders active6
- Distinct industries receiving approvals17
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer9.1 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter20
- Franchise loans2
- Franchise share of approvals9.1 percent
- Leading industry by approval countResidential Remodelers (5)
- Most active lenderFive Star Bank (12)
- 504 approvals recorded1
- 504 gross approval dollars$3.2 m
- Average 504 approval$3,231,000
- Median 504 approval$3,231,000
- Distinct CDCs active1
- 504 jobs per approval26.0
- 504 jobs per million dollars approved8.0
- Most active CDCEmpire State Certified Development Corporation (1)
- 7(a) share of SBA approvals95.7 percent
- Combined SBA approval dollars$5.2 m
The average approval of $89,805 sits well above the median of $27,300, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 9.1 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Yates County
Do SBA loans in Yates County get paid back
- Loans with a final outcome recorded4
- Paid in full4
- Charged off0
- Status: Exempt from disclosure12
- Status: Paid in full4
- Status: Committed, not yet disbursed4
- Status: Cancelled2
Too few loans have reached a final outcome to publish a charge off rate. only 4 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Yates County
Which parts of Yates County get the lending
- Places in the county with recorded lending6
- PENN YAN, approvals9
- DUNDEE, approvals5
- Keuka Park, approvals4
- BRANCHPORT, approvals2
- NAPLES, approvals1
- ROCK STREAM, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| PENN YAN | 9 | $805,500 |
| DUNDEE | 5 | $156,900 |
| Keuka Park | 4 | $516,000 |
| BRANCHPORT | 2 | $460,000 |
| NAPLES | 1 | $10,000 |
| ROCK STREAM | 1 | $27,300 |
PENN YAN accounts for 9 approvals against 5 in DUNDEE. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Yates County
How big is Yates County
- Land area338 sq mi
- Rank by land area among New York counties51st of 62
- Width, east to west24.3 mi
- Height, north to south20.8 mi
- Geographies sharing a boundary4
- Residents per square mile of land73
- Establishments per square mile1.60
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Yates County
What hazards affect Yates County
- EPA radon zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
- Communities in the NFIP Community Status Book13
- Of those, participating in the NFIP13
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
The EPA places the county in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L.
US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001. FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Yates County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Yates County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population24,526
- Households9,490
- Average household size2.58
- Median household income$69,701
- Median age42.5
Common questions
Yates County questions, answered from the record.
How many people live in Yates County, New York?
24,526, in 9,490 households, ranking 60th of 62 New York counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Yates County growing?
The population has fallen 1.53 percent since the 2020 census base. In 2024 there were 315 births against 285 deaths, with net migration of -55. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Yates County?
$69,701. The median owner-occupied home is valued at $184,700, which is 2.6 times income, and median gross rent is $834 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are there in Yates County?
542 establishments, employing 5,133 people with an annual payroll of $229.4 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Yates County?
Average annual pay is $49,380, or $950 a week, across 7,028 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Yates County?
22 7(a) approvals totalling $2.0 m since FY2020, across 6 lenders, with a median approval of $27,300, plus 1 504 approvals worth $3.2 m. These are approvals recorded in the release, not loans disbursed.
What is being built in Yates County?
119 housing units were authorised by permit in 2024, with a declared construction value of $41.4 m. Multifamily was 29.4 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Yates County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Yates County come from?
The largest single origin is Yates County Non-migrants, with 8,998 households. Arriving households report an average income of $100,096 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Yates County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Yates County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.